Travel Advisory:
In light of ongoing armed conflicts and geopolitical tensions in various parts of the world, customers are advised to exercise caution and carefully review travel plans to higher-risk destinations. Those who are currently in, transiting through, or planning to travel to affected regions should closely monitor official government advisories.
You make the plans. We’ll help protect them.
From overseas medical expenses and trip cancellation to travel delays and baggage protection, UOB InsureTravel provides comprehensive travel insurance coverage to help you navigate the unexpected.
Whether you're planning a single getaway or travel frequently throughout the year, choose the plan that suits your travel needs and enjoy greater peace of mind wherever you go.
Promotions
Get up to 65% off* travel insurance
From now till 31 December 2026, enjoy 65% off* Single Trip and 25% off* Annual Multi-Trip Plan!
You can also enjoy this offer via the UOB TMRW app. Simply log in to UOB TMRW, tap on Services > Insurance > Travel Insurance to purchase.
*Terms and conditions apply.
Coverage
Overseas medical expenses
Get covered up to S$1,000,000 overseas medical expenses
Cancel for any reason
Get covered up to S$1,500 when you cancel your trip for any reason (applicable if you purchased the travel insurance within 7 days from the initial payment or deposit of your trip).
Comprehensive COVID-19 coverage
Keeps you financially protected in the event you are diagnosed with COVID-19 before, during or after your trip.
Sports equipment
Get covered up to S$5,000 for your sports equipment in the event of loss or accidental damage.
Adventure sports
Extended coverage for sports such as diving, snowboarding, skydiving.
Golf holiday
Get covered for your golf gear as well as any unused green fees, or get reimbursed for entertainment expenses incurred if you hit a hole-in-one.
Key Benefits
| Maximum Limit Per Insured Person | Basic Plan | Essential Plan | Preferred Plan |
|---|---|---|---|
| Trip Cancellation | $3,000 | $10,000 | $15,000 |
| Cancel For Any Reason | No cover | No cover | $1,500 |
| Accidental Death and Permanent Total Disablement | $50,000 | $250,000 | $500,000 |
| Medical, Dental and Other Expenses Incurred Overseas | $150,000 | $500,000 | $1,000,000 |
| Travel Delay | $1,000 | $1,200 | $2,000 |
| Baggage and Personal Effects | $1,000 | $5,000 | $7,500 |
| COVID-19 Cover | Covered | Covered | Covered |
| Add-on benefits (Optional) | |||
Sports Equipment |
$5,000 | $5,000 | $5,000 |
| Adventure Sports |
Covered | Covered | Covered |
| Golf Holiday |
No cover | $2,000 | $2,000 |
Kindly refer to the policy wording for full details on InsureTravel cover.
Enjoy your holiday and be protected with InsureTravel now
Enjoy your holiday and be protected with InsureTravel now
Please refer to the policy wording for the full specifications, conditions and exclusions.
Frequently asked questions
Coverage and benefits
- What does InsureTravel cover?
InsureTravel coverage includes, but is not limited to the following:- Trip cancellation
- ‘Cancel for any reason’ cover
- Overseas Medical Expenses to up to $1,000,000
- Travel delay
- Baggage and Personal Effects
- COVID-19 Cover
- Increased Annual Multi-Trip age eligibility
- Pet Hotel cover
- Additional optional benefit cover such as Sports Equipment, Adventure Sports and Golf Holiday
- What is ‘Cancel for Any Reason’ benefit cover?
We will reimburse you 50% of all accommodation and transportation costs incurred as a result of the entire trip being cancelled for any reason other than of those covered under Trip Cancellation.
Applicable only if you purchase this travel insurance plan within 7 days of making your initial payment or deposit for your trip. - Does InsureTravel cover cruise holiday?
No. However, we have InsureCruise is a Cruise insurance that provide you with affordable and comprehensive coverage for your cruise holiday. For more details, please refer to InsureCruise website.
Plans and eligibility
- What is the difference between Single Trip and Annual Multi-Trip travel insurance?
A Single Trip plan covers one specific journey, from the time you leave Singapore until you return home.
An Annual Multi-Trip plan provides coverage for multiple trips taken within a 12-month period, making it a convenient option for frequent travellers. If you travel more than three times a year, an Annual Multi-Trip plan may offer greater value and convenience as you do not need to purchase a new policy for each trip. - Who can buy InsureTravel?
You must be a Singapore Citizen or Permanent Resident living in Singapore, or hold a valid Employment Pass, Work Permit, Dependent Pass or Long-Term Visit Pass to work or stay in Singapore. Your trip must start and end in Singapore. - Is there any age limit?
You must be between 18 and 80 years old to purchase InsureTravel. For Annual Multi-Trip, the enrolment is between 18 and 75 years old. The cover limit for certain benefits will be reduced for insured persons aged 70 years old and above. - Do I qualify for a Family Plan?
A Family Plan covers you and/or your legal spouse with any number of your children travelling together for the entire Trip.
On the start date of the policy, your child must not be married nor employed, and must be 18 years old and below, or 23 years old and below if studying full-time in a recognised institute of higher learning.
For Annual Multi-Trip Plan, child(ren) who is/are below the age of sixteen years must be travelling and accompanied by at least one adult insured within this Policy for any Trip made during the Period of Insurance. - What are the countries in each geographical area?
For Single Trip policy:
Area 1: Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand, and Vietnam.
Area 2: Australia, China (excluding Tibet), Hong Kong, India, Japan, South Korea, Macau, New Zealand, Sri Lanka, Taiwan, and all countries in Area 1.
Area 3: All countries excluding: Afghanistan, Iran, Iraq, Libya, Nepal, North Korea, Sudan, Syria, Democratic Republic of Congo, Somalia, and Yemen.
For Annual Multi-Trip policy:
Area 4: Australia, Brunei, Cambodia, China (excluding Tibet), Hong Kong, Indonesia, India, Japan, Laos, Macau, Malaysia, Myanmar, New Zealand, Philippines, South Korea, Sri Lanka, Thailand, Taiwan, and Vietnam.
Area 5: All countries excluding: Afghanistan, Iran, Iraq, Libya, Nepal, North Korea, Sudan, Syria, Democratic Republic of Congo, Somalia, and Yemen. - Which geographical area should I select for an Annual Multi-Trip policy?
Please select the geographical area based on the furthest country you intend to travel to. - Does InsureTravel cover one-way trips?
No. Each trip must start and end in Singapore.
Adventure sports and optional coverage
- Does travel insurance cover adventure sports such as skiing, scuba diving or trekking?
InsureTravel offers you the option of extending coverage to include the following high-risk activities under our optional Adventure Sports cover.
The policy will cover regular sports and activities such as tennis, basketball, cycling, golf, running, swimming, fishing, snorkeling, surfing, hiking up to 1,500m in altitude without opting for the Adventure Sports cover. - Does travel insurance cover sports equipment?
InsureTravel offers you the option to purchase Sports Equipment cover as an optional benefit, to cover loss, theft or accidental damage to your equipment while overseas (e.g. skis, snowboards, poles, ski boots, scuba diving equipment etc).
Buying and managing your policy
- When should I buy travel insurance?
You should purchase travel insurance as soon as you book your trip. This allows you to enjoy protection before you travel, including benefits such as trip cancellation coverage for eligible events that may occur before your departure, subject to policy terms and conditions. - Can I purchase InsureTravel for my family or friends?
Yes! Please obtain their consent prior to the purchase and inform them accordingly upon successful purchase of InsureTravel. - How do I know if my online purchase is successful?
Upon successful payment, a copy of the Certificate of Insurance and policy documents will be sent to your registered email, and a confirmation SMS will be sent to your mobile number. - Can I amend my travel details after purchasing my plan?
You may contact UOI at 6222 7733 during business hours to make arrangement. Alternatively, you may email to contactus@uoi.com.sg.
UOI’s business hours
Monday to Thursday: 8:45am to 5:45pm
Friday: 8.45am to 4.45pm
Closed on weekends and public holidays. - Can I cancel my policy after purchasing it online and receive a refund?
For a Single Trip policy, we will refund the premium paid, less a minimum premium of $25 per insured person for Individual Plan and $25 per Family Plan. We will not refund any amount less than $5. No refund of premium will be made if the trip has commenced, or any claim is made under the policy issued.
For an Annual Multi-Trip policy, at least 30 days written notice must be submitted to us, and the premium refund will be based on the short period rates stated in the policy, provided no claim is made prior to the policy cancellation. Any premium refund will be made to the payment card used at the time of purchase. - How can I make payment?
We accept Mastercard, Visa and American Express cards.
Claims & Emergency Assistance
- How do I make a travel insurance claim?
Make a travel insurance claim in 2 simple steps:
Step 1: Download form.
Step 2: Email the completed form with a scan copy of the receipts and documents to uoi_Travel@fortiscor.com
Otherwise, please contact UOI’s hotline at (+65) 6222 7733 during business hours. All claims must be filed no later than 30 days after expiry of the insurance policy.
UOI’s business hours
Monday to Thursday: 8:45am to 5:45pm
Friday: 8.45am to 4.45pm - Who can I contact in a medical emergency overseas or for travel assistance?
You may contact our 24-hour Emergency Assist Hotline at (+65) 6222 7737. - When does my coverage begin?
For each trip, cover commences once you leave your residence or business in Singapore to begin the trip and lasts until you return to your place of residence or business in Singapore, or the expiry of the Certificate of Insurance (whichever is earlier). Trip Cancellation cover starts 30 days from the scheduled departure date.
Travel advisory
Travel Advisory to all Travel Insured
02/03/2026: Due to the escalating security situation in the Middle East, following strikes by the United States and Israel on Iran commencing on Saturday, 28 February 2026, under the terms of our policy, this situation falls under the General Exclusions relating to war and war-like operations, which apply to all sections of the policy. This means the policy does not cover any claim that arises directly or indirectly from war, hostilities, retaliatory strikes, or military actions.
Important information
Important Notice & Disclaimers
InsureTravel Promotion Terms and Conditions
View promotion terms and condition here
Important notice and disclaimers
The above is provided for general information only and is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy and will be sent to you upon acceptance of your application by United Overseas Insurance Limited ("UOI"). You may wish to seek advice from a qualified adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a qualified adviser, you should consider carefully whether this product is suitable for you. United Overseas Bank Limited ("UOB") does not hold itself out to be an insurer or insurance broker. The insurance products and services stated herein are provided by UOI.
Policy Owners’ Protection Scheme
These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for these policies are automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
Here's something else you might need
InsureDrive
UOB’s car insurance, also called InsureDrive, is a plan that gives you the flexibility to decide on the coverage you need.
InsureCruise
InsureCruise is a Cruise insurance that provide you with affordable and comprehensive coverage for your cruise holiday.
Related articles
How financially fit are you?
Discover your financial preparedness against broad guidelines, benchmarks, and take action where it matters.
How CPF changes affect retirement planning
Understand the CPF changes in 2025 and how they may impact your long‑term savings.
What happens to your money if you’re suddenly gone?
Planning ahead for your finances can help ensure your loved ones are supported if anything unexpected happens.
How financially fit are you?
Discover your financial preparedness against broad guidelines, benchmarks, and take action where it matters.
How CPF changes affect retirement planning
Understand the CPF changes in 2025 and how they may impact your long‑term savings.
What happens to your money if you’re suddenly gone?
Planning ahead for your finances can help ensure your loved ones are supported if anything unexpected happens.
Distributed by:
Underwritten by:
We're here to help
Have a question?
Contact us
Locate us
Take charge with UOB TMRW, download now
We use cookies to improve and customise your browsing experience. You are deemed to have consented to our cookies policy if you continue browsing our site.
