²S$260 worth of gifts is made up of:

• S$50 Grab Voucher:
  For new-to-UOB debit card customers who successfully apply for an eligible UOB Debit Card between 2 April 2024 and 30 June 2024 (both dates inclusive) and spend a min. of S$300 within the month of card approval will receive S$50 Grab Voucher.
  
  Terms and conditions apply
• Up to S$210 cash credit:
  Valid till 30 June 2024 for new UOB Deposit customers.

Rack up cashback all day

Up to 20% cashback on dining, online shopping, groceries, health and beauty, convenience stores, transport, utilities and more every time you spend with UOB One Credit Card. Find out more

The maximum annual interest for deposits of S$150,000 in the One Account is S$6,000 and is calculated based on the maximum effective interest rate (EIR) of 4.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 2.40% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 4.00% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member.

Up to 10% cashback 
Cardmembers who have been awarded the S$100 or S$50 quarterly cashback will get an additional 5% cashback and cardmembers who have been awarded S$200 quarterly cashback will get an additional 6.67% cashback on the total McDonald’s, DFI Retail Group (such as Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli), Grab (excludes mobile wallet top-ups), Shopee Singapore transactions (excludes ShopeePay), SimplyGo (bus and train rides) and UOB Travel (excludes online and flight only bookings) and additional 1.67% cashback on Shell transactions successfully charged and posted to the Card Account in each statement month. All Cardmembers who have been awarded the quarterly cashback will get an additional 1% cashback on Singapore Power utilities bill (excluding payments via AXS) successfully charged and posted to the Card Account in each statement month. Additional cashback will be capped at S$100 per month.

$5 off at Grab rides with min. $15 spend

Promo code: UOBGRAB5
Learn More

Valid till 31 December 2024 for use in Singapore only. Promotion is limited to total cap of 3,000 redemptions per month or limit of 2 redemptions per cardmember.

S$7 off at Shopee

UOB Fridays
S$7 off with min. S$100 spend every Friday

Limited redemptions every Friday with minimum spend of S$100 from 1 March to 27 December 2024. An eligible UOB Cardmember can make 1 redemption per week. User must select a UOB Card as their payment method and select the claimed voucher for the discount to be reflected immediately, prior to placing order. Users should check and ensure that the discount is reflected at the checkout page, prior to placing order. In the event that the discount is not reflected/applied, Shopee will not retrospectively provide/apply the discounts. Not valid for products listed under “Dining, Travel & Services” and “Miscellaneous” categories. Not valid for products from Shopee’s paid ads store. Not valid for selected resellers. Shopee’s terms and conditions apply here: https://help.shopee.sg/portal/article/77148-Terms-of-Service. UOB and Shopee reserves the right at each of its absolute discretion to vary, delete or add to any of these terms and conditions at any time without notice including without limitation, the eligibility of any customer and the dates of the promotion. For payments with UOB Cards only.

S$6 off GrabFood with min. S$30 spend

Promo code: UOBFOOD6
Learn More

Valid till 31 December 2024 for use in Singapore only. Promotion is limited to total cap of 1,750 redemptions per month or limit of 2 redemptions per cardmember.

up to S$10 return vouchers with min. spend at Cold Storage / CS Fresh

• S$5 return voucher with min. spend of S$60
• S$10 return vouchers with min. spend of S$80

Valid till 25 December 2024, while stocks last. Limited redemptions available per store. Not valid at One North and Jasons Deli stores. Offers are not valid at self-checkout counters, Cold Storage Online and foodpanda app purchases. Offers are not applicable to purchase of statutory products and exclusion list products. A maximum of four (4) vouchers is in S$5 denomination will be issued per transaction. Other terms and conditions apply.

S$20 off with min. spend of S$160 on online Christmas Pre-Orders on christmas.coldstorage.com.sg
Valid till 30 November 2024 and limited to first 1,000 redemptions, whichever is earlier. Valid only for Christmas pre-order purchases made at Cold Storage Online. Please key in the promo code using first 6 digits of your UOB Card number at the check-out page. Payment must be made with a UOB Card. Cold Storage reserves the right to amend the privileges or terms and conditions without prior notice. Other terms and conditions apply.

S$5 off instantly with min. spend of S$60 on every Friday at Giant
Offer is valid every Friday till 27 December 2024. Limited redemptions available per store. Valid at all Giant stores. Not valid at self-checkout counters and for foodpanda app purchases. This promotion cannot be used to purchase statutory products and exclusion list products (infant formula, tobacco and cigarettes, newspaper and magazines, phone cards, lottery booths, concessionaire and DFI Retail Group gift vouchers). Payment must be made with a UOB Card. Giant reserves the right to amend the privileges or terms and conditions without prior notice. Other terms and conditions apply.

S$1.20 off with min. $12 spend every Friday at 7-Eleven
Offer is valid every Friday till 30 November 2024 and limited to first 28,000 redemptions, whichever is earlier. Valid at all 7-Eleven stores except airport stores. Not applicable for the purchase of tobacco products, gift cards, or payments on all service items such as bills, top-ups, and similar items. Payment must be made with a UOB Credit/Debit Card. Other terms and conditions apply.

Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

Get even higher savings with every fill at Shell

Terms and Conditions
*Valid for limited redemptions or till 31 December 2024, whichever is earlier.

¹Up to 24% savings for UOB One Credit Card is calculated based on 5% upfront Shell station discount, 5% upfront Shell GO+ membership discount, 3% upfront Shell SmartPay discount, 7% UOB One Card instant discount, and, if applicable, up to 5% UOB One Credit Card cashback.

²Enjoy up to 3.33% cashback based on a spend of S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cashback of S$200. Cardmembers who have been awarded S$200. Cardmembers who have been awarded S$200 quarterly cashback will get an additional 1.67% cashback on Shell transactions. Click here for full terms and conditions.

³Instant 17% discount for UOB One Debit Card is calculated based on 5% upfront Shell station discount, 5% upfront Shell GO+ membership discount, 3% upfront Shell SmartPay discount and 4% upfront discount for UOB One Debit Card.

Other Terms and Conditions apple. Visit go.uob.com/shell for more details.

Pump at SPC and save with UOB One Card

Enjoy up to 22.66% off your petrol purchases at SPC with your UOB One Card and SPC&U Card!
To get the best savings, sign up for an SPC&U Card and receive it instantly at the station.

• Enjoy an incredible 15% off petrol purchases with your UOB One Card and SPC&U Card
• Save up to 5% discount in a single transaction for every S$51 charged to your UOB One Card

⁺S$3 off is only applicable with every S$51 nett spend after all station discount and/or coupons are deducted from the gross amount for payment made with a physical UOB Visa, Mastercard or UnionPay Credit/Debit Cards only. Non SPC&U members are entitled to a 5% discount. Offer is valid till till 31 December 2024.

^#Enjoy up to 3.33% cashback based on a spend of S$500 / S$1,000 / S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cashback of S$50 / S$100 / S$200. Click here for full terms and conditions.

*Calculation is based on total dollar savings of S$60.00 gross spend.

Open to all SPC&U and UOB Cardmembers only. Other Terms and Conditions apply. Refer to attached PDF for more details.

Note: No UNI$ will be issued for all transactions at SPC except for payment made with UOB issued American Express Credit Cards only.

Wef 1 Jan 2021, you will be required to apply to activate your complimentary travel insurance coverage for your UOB One Credit Card at least 5 working days before your trip. Click here to activate.

W.e.f. 1 Jan 2024, the UOB Complimentary Travel Insurance for selected UOB Cards will be extended to cover the Cardmember’s spouse and dependent child(ren). T&Cs apply.

The specific details applicable to this insurance are set out in the Insurance Certificate and Agreement which is the operative document. Terms, conditions and exclusions apply. Please seek advice from a qualified advisor if in doubt.

UOB Payment Facility
Frequently Asked Questions

• What is UNI$?
  It is a loyalty rewards programme where UOB Cardmembers earn UNI$ whenever he/she spend on his/her eligible Cards. Cardmembers can redeem for any exciting reward items from shopping, dining vouchers to movie tickets and more that are available in the UOB Rewards Catalogue via Personal Internet Banking or UOB TMRW app whenever he/she has sufficient UNI$.
• When do my UNI$ expire?
  UNI$ earned shall expire 2 years from the last day of each periodic quarter in which the UNI$ was earned.
• Can I choose to earn get cashback instead of UNI$ for my UOB Payment Facility transaction?
  No, UNI$ will be earned only on UOB Payment Facility transactions. You will continue to enjoy cashback on your other eligible card spend as per UOB One Card Terms and Conditions.

Click here for more FAQ on UNI$

Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 2.40% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

The maximum annual interest for deposits of S$150,000 in the One Account is S$6,000 and is calculated based on the maximum effective interest rate (EIR) of 4.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

T&Cs apply. Insured up to S$100k by SDIC

S$12 off at Shopee

New customers
S$12 off with min. S$20 spend
Promo code: UOB12NEW

Valid from 1 Jan 2024 - 31 Dec 2024. " UOB12NEW " is valid for one-time use only. Not valid for products listed under "Tickets & Vouchers" and "Miscellaneous" categories. General terms and conditions apply. Not valid for web purchases and seller store pick up.

UOB Fridays
S$7 off with min. S$100 spend every Friday

Limited redemptions every Friday with minimum spend of S$100 from 1 March to 27 December 2024. An eligible UOB Cardmember can make 1 redemption per week. User must select a UOB Card as their payment method and select the claimed voucher for the discount to be reflected immediately, prior to placing order. Users should check and ensure that the discount is reflected at the checkout page, prior to placing order. In the event that the discount is not reflected/applied, Shopee will not retrospectively provide/apply the discounts. Not valid for products listed under “Dining, Travel & Services” and “Miscellaneous” categories. Not valid for products from Shopee’s paid ads store. Not valid for selected resellers. Shopee’s terms and conditions apply here: https://help.shopee.sg/portal/article/77148-Terms-of-Service. UOB and Shopee reserves the right at each of its absolute discretion to vary, delete or add to any of these terms and conditions at any time without notice including without limitation, the eligibility of any customer and the dates of the promotion. For payments with UOB Cards only.

Here’s how in 3 simple steps:

Step 1: Apply for an eligible UOB Credit Card
Simply apply online from now till 31 August 2024.

Step 2: Register via SMS
SMS CCAF‹space›last 4 characters of your NRIC/Passport to 77862
(example: CCAF 567A if your NRIC is S1234567A)

Step 3: Activate your UOB Credit Card and start spending!
New-to-UOB credit card customers who successfully apply for an eligible UOB Credit Card between 1 August 2024 and 31 August 2024 (both dates inclusive), spend a min. of S$1,000 in the first 30 days from their card approval date and pay the annual fee for the 1st year of their card membership, will receive a pair of Sony Headphones 1000XM5.

AirPods Pro and 2 units of AirTag (worth S$439) for new-to-UOB credit card members who pay 1st year annual fee

Here's how in 3 simple steps:

Step 1: Apply for an eligible UOB Credit Card
Simply apply online from now till 30 November 2024.

Step 2: Register via SMS
SMS CCAF‹space›last 4 characters of your NRIC/Passport Number to 77862 by 30 November 2024
(example: CCAF 567A if your NRIC is S1234567A)

Step 3: Activate your eligible UOB Credit Card and start spending!
Spend a min. of S$1,000 on the card in the first 30 days from the card's approval date and pay the annual fee for the card’s 1st year membership

Click here for full terms and conditions. 

OR

S$350 cash credit for new-to-UOB credit card members (Capped at first 200 eligible cardmembers per month during this promotion)
The first 200 new-to-UOB credit card customers per month who successfully apply to be the principal cardholder for an eligible UOB Credit Card between 1 October 2024 and 30 November 2024 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date, will receive S$350 cash credit. SMS registration required.

Here's how in 3 simple steps:

Step 1: Apply for an eligible UOB Credit Card
Simply apply online from now till 30 November 2024.

Step 2: Register via SMS
SMS CCA‹space›last 4 characters of your NRIC/Passport to 77862
(example: CCA 567A if your NRIC is S1234567A)

Step 3:Activate your UOB Credit Card and start spending!
Be the first 200 in each calendar month during this promotion to spend a min. of S$1,000 per month for 2 consecutive months from the card’s approval date.  

Click here for full terms and conditions. 

Up to 20% Cashback (for new-to-UOB credit card customers only)
For new-to-UOB credit card customers who successfully apply between 1 September 2024 to 31 December 2024 and qualify for quarterly cashback will get enhanced partner cashback of up to 10% on the total DFI Retail Group (such as Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli), Grab, McDonald’s, Shopee Singapore and SimplyGo transactions successfully posted to the Card Account in each statement month. Enhanced cashback will be capped at S$100 per month for the first quarter. Click here for full terms and conditions.

Up to 20% Cashback (for new-to-UOB credit card customers only)
For new-to-UOB credit card customers who successfully apply between 1 September 2024 to 31 December 2024 and qualify for quarterly cashback will get enhanced partner cashback of up to 10% on the total DFI Retail Group (such as Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli), Grab, McDonald’s, Shopee Singapore and SimplyGo transactions successfully posted to the Card Account in each statement month. Enhanced cashback will be capped at S$100 per month for the first quarter. Click here for full terms and conditions.