Get up to 20% cashback and an AirPods Pro and AirTag (2 units) worth S$439* when you apply now!
Note: As card applications volume is high, card delivery may take longer than usual. If you need a UOB card urgently to purchase concert tickets, you may wish to apply for a UOB Debit Card at any of our branches.

Benefits

Rack up cashback all day

Rack up cashback all day

Up to 10% cashback on daily spend

Go further on less

Go further on less

Fuel savings of up to 24% at Shell and SPC

Save and spend smart

Save and spend smart

Earn up to 6.0% p.a interest on savings with UOB One Account+ when you spend on UOB One Card.


Up to 10% cashback

Get the most generous savings of up to 10% cashback on your daily essentials, food deliveries, online shopping and more


Up to 10% cashback

Get the most generous savings of up to 10% cashback on your daily essentials, food deliveries, online shopping and more

Up to 3.33% cashback3 on all retail spend

Spend the following

Spend the following:

S$500, S$1,000 or S$2,000 per month (min. 5 purchases)

Over 3 Months

Over 3 Months:

consecutively (based on qualifying quarters)

Get Cashback

Get Cashback:

S$50, S$100 or S$200 respectively per quarter

How it works

If your UOB One Credit Card statement is on the 15th of every month, a minimum of 5 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cashback. Click here for FAQs.

Statement date and
minimum monthly spend
Total McDonald’s, DFI Retail Group, Grab, Shopee Singapore, SimplyGo and UOB Travel Total Singapore Power
Transactions
15 AUG (S$500) S$100 S$100
15 SEP (S$500) S$200 NIL
15 OCT (S$500) S$100 S$100

Minimum number of purchases per statement period: 5

Cashback earned

15 Nov

S$50

(3.33% cashback on all spend)

+ S$20

(5% cashback on McDonald’s, DFI Retail Group, Grab, Shopee Singapore, SimplyGo and UOB Travel spend)

+ S$2

(1% cashback on Singapore Power utilities bills)

= S$72

Earn higher interest on your savings with One Account – up to 6.0% p.a. in just two steps

No matter who you are or what you do, we want to make it easy for you to maximise your money and reach your goals. With the UOB One Account, you can earn up to 6.0% p.a. interest in just two steps. That’s how simple it is!

Privileges

  • All
  • UOB TMRW
  • Fuel Savings
  • UOB Payment Facility
  • Travel Insurance
  • Mobile Pay
Make TMRW yours
make_tmrw_yours
UOB TMRW

Make TMRW yours

Start banking your way with an app built around your personal habits, needs, and goals

  • Check your account balance anytime instead of waiting for your monthly statement
  • Manage your money easily with UOB Insights, where you can track spend by categories and get informed when your UOB One Card cashback are credited
  • Pay your bills conveniently in the comfort of your home
  • Over 13,000 deals, weekly UOB Coupons up for grabs and dining inspirations within Rewards+
Get even higher savings with every pump at Shell
get_even_higher_savings_with_every_pump_at_shell
Fuel Savings

Get even higher savings with every pump at Shell

Enjoy year-long savings of up to 24% on your fuel purchases with the UOB One Card.

    Pump at SPC and save with UOB One Card
    pump_at_spc_and_save_with_uob_one_card
    Fuel Savings

    Pump at SPC and save with UOB One Card

    Enjoy up to 22.66% off your petrol purchases at SPC with your UOB One Card and SPC&U Card!

    • Enjoy an incredible 15% off petrol purchases with your UOB One Card and SPC&U Card
    • Save up to 5% discount in a single transaction for every S$51 charged to your UOB One Card

      Pump at SPC and save with UOB One Card
      _
      UOB Payment Facility

      UOB Payment Facility

      Pay anything with the UOB Payment Facility and earn points (UOB UNI$) to redeem amazing rewards!

      • The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
      • Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one air mile for every dollar).

        Pump at Shell and reedem UOB Oasis Food Flask*
        redeem_shell_x_uob_oasis_food_flasks*_when_you_spend_with_uob_card!
        Fuel Savings

        Redeem Shell x UOB Oasis Food Flasks* when you spend with UOB Card!

        Here’s how:

        1. Receive 1 sticker with every S$70 gross spend

        2. Collect 7 stickers to redeem a 480ml Shell x UOB Oasis Food Flask

         

        Available in 3 colors for redemption from:

        • 15 Sep: Alabaster

        • 1 Oct: Latte

        • 1 Nov: Black

         

        *Valid for limited redemptions or till 30 November 2024, whichever is earlier. Other Terms & Conditions apply, click here to find out.

          Travel with peace of mind
          travel_with_peace_of_mind
          Travel Insurance

          Travel with peace of mind

          Enjoy the following benefits when you travel with your UOB One Credit Card:

          • Public Conveyance Personal Accident coverage of S$500,000
          • Emergency Medical Assistance, Evacuation & Repatriation coverage of up to S$50,000 due to an accident or illness. (including due to COVID-19).

          Compare accounts

          Things you should know

          Eligibility and fees
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          Eligibility
          • Age: 21 years and above

          Singaporean/PR:
          Instant Card approval via Myinfo
          • Minimum annual income of S$30,000 OR
          • Fixed Deposit collateral of at least S$10,000^^

          For Foreigners: Minimum annual income of S$40,000 OR
          • Fixed Deposit collateral of at least S$10,000^^

          ^^Terms and conditions apply. Please visit UOB branches for more information on secured card applications.

          Documents required: Click here.
          Fees
          With effect from 1 January 2024:
          • Principal card: S$196.20 (first year fee wavier)
          • 1st Supplementary Card: Free
          • 2nd Supplementary Card onwards: S$98.10

          Already an existing UOB Credit Cardholder?

          Alternative, if you are already a Principal UOB Credit Card Holder, you can send an SMS application to 77672:

          <Yesone>space<Last 4 digits of existing UOB Card>space<NRIC#>

          SMS terms and conditions apply.

          Apply & Pay

          Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!

           

          What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!

           

          Click here to find out more common FAQs about your credit card

           

          Click here to find out more about digital banking solutions

          “Highest Cashback Card” refers to the highest cashback based on a retail spend amount of S$2,000 per month for 3 consecutive months, in comparison to other banks' cashback cards across Singapore as of 1 March 2024. Please note that exclusions apply.

          *AirPods Pro (2nd generation) with MagSafe Charging Case and 2 units of AirTag (worth S$439) for new-to-UOB credit card members who pay 1st year annual fee

          New-to-UOB credit card customers, who successfully apply to be the principal cardholder for an eligible UOB Credit Card between 1 October 2024 and 30 November 2024 (both dates inclusive), spend a min. of S$1,000 on the card in the first 30 days from the card’s approval date and pay the annual fee for the card’s 1styear membership, will receive one (1) AirPods Pro (2nd generation) with one (1) MagSafeCharging Case and two (2) units of AirTag. SMS registration to participate in this promotion required. Click here for full terms and conditions.

          OR

          S$350 cash credit for new-to-UOB credit card members (Capped at first 200 eligible cardmembers per month during this promotion)

          The first 200 new-to-UOB credit card customers per month who successfully apply to be the principal cardholder for an eligible UOB Credit Card between 1 October 2024 and 30 November 2024 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date, will receive S$350 cash credit. SMS registration required. Click here for full terms and conditions.

          #S$50 Grab Ride Vouchers Promotion

          Valid from 1 September 204 to 30 November 2024. The first 2,000 UOB One Cardmembers who have successfully registered for the promotion via SMS and charged at least S$1,500 worth of insurance and/or school transactions will be eligible to receive S$50 worth of Grab Rides in the form of five S$10 GrabRides codes. Please note that insurance and school transactions are excluded from earning cashback. Click here for full terms and conditions.

          ^S$4.50 off McDelivery (Free Delivery) Promotion

          McDelivery Coupons will be released on Fridays via UOB TMRW app till 27 December 2024. Coupons are valid for redemption within 30 days from the release dates via McDonald’s app. Coupons can be used to enjoy S$4.50 off deliveries every day (equivalent to free deliveries) with min. S$20 spend on UOB One Credit and Debit Cards via McDonald’s app. McDonald’s free delivery coupon expiry dates and terms and conditions apply. Click here for FAQs.

          1Up to 20% Cashback (for new-to-UOB credit card customers only)

          New-to-UOB credit card customers who successfully apply between 1 September 2024 to 31 December 2024 and who qualifies for Quarterly Cashback will get enhanced partner cashback of up to 10% on the total DFI Retail Group (such as Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli), Grab, McDonald’s, Shopee Singapore and SimplyGo transactions successfully posted to the Card Account for the first spend quarter. Enhanced cashback will be capped at S$100 per month. Click here for full terms and conditions.

          2Up to 10% Cashback (for existing cardmembers)

          Cardmembers who have been awarded the S$100 or S$50 quarterly cashback will get an additional 5% cashback and cardmembers who have been awarded S$200 quarterly cashback will get an additional 6.67% cashback on the total McDonald’s, DFI Retail Group (such as Cold Storage, CS Fresh Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli), Grab (excludes mobile wallet top-ups), Shopee Singapore transactions (excludes ShopeePay), SimplyGo (bus and train rides) and UOB Travel (excludes online and flight only bookings) and additional 1.67% cashback on Shell transactions successfully charged and posted to the Card Account in each statement month. All Cardmembers who have been awarded the quarterly cashback will get an additional 1% cashback on Singapore Power utilities bill (excluding payments via AXS) successfully charged and posted to the Card Account in each statement month. Additional cashback will be capped at S$100 per month.

          3Enjoy up to 3.33% cashback based on a retail spend of S$2,000, S$1,000 or $$500 and min. 5 transactions per statement month for each qualifying quarter to earn the quarterly cashback of S$200, S$100 or S$50 respectively. Please note that exclusions apply. Please refer to the full set of Terms and Conditions.

          With effect from 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of cashback. Please click here for the full terms and conditions.

          W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Organizations, Membership-Not Elsewhere Classified (Labor Union) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the awarding of cashback. Click here for the full terms and conditions.

          Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

          Get up to 20% cashback and an AirPods Pro and AirTag (2 units) worth S$439* when you apply now!

          Get up to 20% cashback and an AirPods Pro and AirTag (2 units) worth S$439* when you apply now!

          Bundle up for even more benefits

          Earn higher interest on your savings with One Account – up to 6.0% p.a. in just two steps

          Skip to the good part with UOB One Account.

          Skip to the good part with UOB One Account. Get up to 6.0% p.a. interest when you spend min. S$500 monthly on an eligible UOB Card AND credit your salary OR make 3 GIRO transactions monthly.

          Online Exclusives

          Visit go.uob.com/online-exclusive for the latest sign-up offer!


          Related products and services

          Supplementary Card

          Be rewarded when you gift a UOB Supplementary card to your loved ones. Simply login to your UOB Personal Internet Banking account to apply now.

          UOB SMARTPAY

          Buy now and pay later with UOB SmartPay. Split your bills into interest-free monthly installments. Now available on UOB TMRW.

          UOB One Debit Card

          Enjoy up to 3% cashback on dining, online shopping, groceries, transport, and more.

          Explore more with UOB card privileges

          Explore more with UOB card privileges


          Card services


          Card services

          Other useful links

          Frequently Asked Questions
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          Click here for a copy of UOB One Card FAQs.

          Click here for a copy of other UOB Credit Card FAQs

          Click here for a copy of the UOB Cardmembers’ Agreement.

          Click here for general information on UOB Credit Cards.

          We're here to help

          Make TMRW yours, download now!