Savings Insurance Overview
- Personal Banking
- Insurance
- Savings
Come rain or shine, the future looks bright
Bring your financial dreams closer
Life is unpredictable. And with important milestones like getting married, buying a home, providing for your child’s education and creating a retirement nest egg, you need a plan that truly helps you manage the future, as it comes along.
Find out more about the suite of comprehensive endowment plans that will empower you with the ability to potentially save more while giving you life insurance protection.
Speak to a UOB Personal Banker today at your nearest UOB Group Branch.
-
PRUcash max limited pay
Cashback with shorter premium payment term
- Benefits
- Choice of 5-year policy premium payment term for 15 years coverage or 15-year premium payment term for 25 years coverage
- Protection against Death
- Option to receive yearly cashback starting from the end of the 2nd policy anniversary
- A guaranteed-issuance plan - no medical check-ups required
Who is it for?- Individuals seeking savings with protection, and a shorter premium commitment term
- Age between 30 and 50, with higher disposable income
- Those who seek cash liquidity through Guaranteed Cashback from the end of the 2nd policy anniversary
-
PRUflexicash
Save with Cashback options
- Benefits
- Choice of policy premium payment of 15, 20 or 25 years
- Protection against Death, Terminal Illness1 and Total and Permanent Disability1
- Option to receive yearly Cashback starting from the end of the 2nd policy anniversary
- 2 maturity Payout options to potentially suit your needs
Who is it for?- Individuals seeking savings with protection, and long term savings horizon
- Parents with children seeking savings for child's education with protection
- Age between 20 and 45
-
PRUincome rewards
Plan for your retirement with monthly income
- Benefits
- Provides guaranteed monthly income for 15 years
- Lump sum cash reward at the beginning of Monthly Income Period3 and at the end of policy term
- Choice of 3 policy terms
- A guaranteed-issuance plan - no medical check-ups required
Who is it for?- Individuals who wants to plan ahead for their monthly income during retirement
- Age between 30 and 50
-
PRUsave
With flexible policy premium payment terms of 10 to 45 years
- Benefits
- Protection against Death, Terminal Illness1 and Total and Permanent Disability1
- 2 maturity payout options to potentially suit your needs
- Allows increase of coverage at life's major milestones without evidence of good health2
Who is it for?- Individuals seeking savings with protection, with medium to long term savings horizon
- Parents with children seeking savings for child's education with protection
- Age between 20 and 45
-
PRUsave limited pay
With choice of shorter policy premium payment term options
- Benefits
- Available for terms 10, 15 (for 5 year limited pay), 15, 20 (for 10 year limited pay), 20, 25 (for 15 year limited pay)
- Protection against Death, Terminal Illness1 and Total and Permanent Disability1
- 2 maturity Payout options to potentially suit your needs
- Allows increase of coverage at life's major milestones without evidence of good health2
Who is it for?- Individuals seeking savings with protection, and a shorter premium commitment term
- Parents with children seeking savings for child's education with protection
- Age between 20 and 45
-
PRUsave max limited pay
Save with shorter premium payment term
- Benefits
- Starting with 5-year policy premium payment term for 10 years coverage
- Protection against Death during policy term
- Lump sum payout upon maturity
- A guaranteed-issuance plan - no medical check-ups required
- Available in SGD and USD
Who is it for?- Individuals seeking savings with protection, and a shorter premium commitment term
- Age between 30 and 50, with higher disposable income
-
PRUsave Privilege Accelerator
10-year savings goal achieved with a 3-year premium term
- Benefits
- 3-year premium payment term for a 10-year endowment plan
- Provide coverage for Death4 during policy term
- Lump sum payout upon maturity4
- Hassle–free application with no medical check-ups required
Who is it for?- Individuals who wish to diversify their assets
- Age between 35 to 55 years old, with higher disposable income
Notes
- Policy provides coverage against Terminal Illness ("TI") and Total and Permanent Disability ("TPD") during the term of the policy, and before the anniversary of the policy on which the Life Assured will attain the age of 65. The Life Assured cannot claim for both TI and TPD. If TPD occurs before age 1, 20% of the sum assured will be payable in one lump sum and the policy terminates. In the event of any payout, the amount will be less off policy outstanding loans (if any).
- Subject to the conversion terms and conditions and availability at time of conversion.
- The Monthly Income Period will start after the Accumulation Period. The premium payment period, plus 5 years deferment period will be called the Accumulation Period.
- Any death benefit/maturity payment will less any outstanding amounts owed to Prudential in connection with the policy.
These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for these policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the Life Insurance Association (LIA) or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).
United Overseas Bank Limited Co. Reg. No. 193500026Z
Prudential Assurance Company Singapore (Pte) Limited Reg. No. 199002477Z
Information is correct as at 12 January 2012.

