2022

UOB Principal Guaranteed Structured Deposit 2022 - Series (13) - USD
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UOB Principal Guaranteed Structured Deposit 2022 – Series (13) - USD

Earn total guaranteed minimum interest of 6.900%* with UOB Structured Deposits
Boost your returns with UOB Principal Guaranteed Structured Deposit 2022 – Series (13) – USD*. Get started with a minimum investment of US$5,000*.

  • Total Guaranteed Minimum Interest of 6.900%* of the Principal Amount over 2 years (equivalent to an effective interest rate of 3.4406% per annum) if the Structured Deposit is held until maturity
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 2.000%* linked to 4 underlying US listed company shares*


Offer ends 21 November 2022^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of US$10,000 is held until maturity:
Best-Case Scenario (Maximum interest payable, where all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst-Case Scenario (Maximum interest payable, where not all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited branch.
**Bloomberg ticker is provided for reference only.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by United Overseas Bank Limited (“UOB”) to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (13) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (13). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (13) is suitable for you. Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (13) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z
November 2022

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2022 – Series (12) - SGD

Earn total guaranteed minimum interest of 9.540%* with UOB Structured Deposits
Boost your returns with UOB Principal Guaranteed Structured Deposit 2022 – Series (12) – SGD*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interest of 9.540%* of the Principal Amount over 3 years (equivalent to an effective interest rate of 3.1771% per annum) if the Structured Deposit is held until maturity
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 1.000%* linked to 4 underlying Singapore listed company shares*


Offer ends 21 November 2022^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of S$10,000 is held until maturity:
Best-Case Scenario (Maximum interest payable, where all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst-Case Scenario (Maximum interest payable, where not all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited branch.
**Bloomberg ticker is provided for reference only.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by United Overseas Bank Limited (“UOB”) to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (12) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (12). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (12) is suitable for you. Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (12) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z
November 2022

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2022 – Series (11) - USD

Earn total guaranteed minimum interest of 10.860%* with UOB Structured Deposits
Boost your returns with UOB Principal Guaranteed Structured Deposit 2022 – Series (11) – USD*. Get started with a minimum investment of US$5,000*.

  • Total Guaranteed Minimum Interest of 10.860%* of the Principal Amount over 3 years (equivalent to an effective interest rate of 3.6164% per annum) if the Structured Deposit is held until maturity
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 1.500%* linked to 4 underlying US listed company shares*


Offer ends 21 October 2022^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of US$10,000 is held until maturity:
Best-Case Scenario (Maximum interest payable, where all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst-Case Scenario (Maximum interest payable, where not all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited branch.
**Bloomberg ticker is provided for reference only.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by United Overseas Bank Limited (“UOB”) to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (11) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (11). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (11) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (11) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z
October 2022

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2022 – Series (10) - SGD

Earn total guaranteed minimum interest of 8.940%* with UOB Structured Deposits
Boost your returns with UOB Principal Guaranteed Structured Deposit 2022 – Series (10) – SGD*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interest of 8.940%* of the Principal Amount over 3 years (equivalent to an effective interest rate of 2.9771% per annum) if the Structured Deposit is held until maturity
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 1.000%* linked to 4 underlying Singapore listed company shares*


Offer ends 21 October 2022^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of S$10,000 is held until maturity:
Best-Case Scenario (Maximum interest payable, where all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst-Case Scenario (Maximum interest payable, where not all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited branch.
**Bloomberg ticker is provided for reference only.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by United Overseas Bank Limited (“UOB”) to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (10) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (10). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (10) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (10) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z
October 2022

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2022 - Series (9) - AUD

Earn total guaranteed minimum interest of 7.125%* with UOB Structured Deposits
Boost your returns with UOB Principal Guaranteed Structured Deposit 2022 – Series (9) – AUD*. Get started with a minimum investment of A$5,000*.

  • Total Guaranteed Minimum Interest of 7.125%* of the Principal Amount over 3 years (equivalent to an effective interest rate of 2.3727% per annum)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 1.425%* linked to 4 underlying Company Shares*


Offer ends 26 August 2022^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of A$10,000, held until maturity:
Best-Case Scenario (Maximum interest payable, where all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst-Case Scenario (Maximum interest payable, where not all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited branch.
**Bloomberg ticker is provided for reference only.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (9) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (9). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (9) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (9) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z
August 2022

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2022 - Series (8) – SGD

Earn total guaranteed minimum interest of 11.00%* with UOB Structured Deposits
Boost your returns with UOB Principal Guaranteed Structured Deposit 2022 – Series (8) – SGD*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interest of 11.00%* of the Principal Amount over 5 years (equivalent to an effective interest rate of 2.1987% per annum)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 1.40%* linked to 4 underlying Singapore Company Shares*


Offer ends 26 August 2022^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of S$10,000, held until maturity:
Best-Case Scenario (Maximum interest payable, where all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst-Case Scenario (Maximum interest payable, where not all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited branch.
**Bloomberg ticker is provided for reference only.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (8) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (8). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (8) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (8) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z
August 2022

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2022 - Series (7) – USD

Earn total guaranteed minimum interest of 7.20%* with UOB Structured Deposits
Boost your returns with UOB Principal Guaranteed Structured Deposit 2022 – Series (7) – USD*. Get started with a minimum investment of US$5,000*.

  • Total Guaranteed Minimum Interest of 7.20%* of the Principal Amount over 3 years (equivalent to an effective interest rate of 2.3977% per annum)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 2.00%* linked to 4 underlying United States Company Shares*


Offer ends 29 July 2022^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of US$10,000, held until maturity:
Best-Case Scenario (Maximum interest payable, where all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst-Case Scenario (Maximum interest payable, where not all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited branch.
**Bloomberg ticker is provided for reference only.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (7) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (7). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (7) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (7) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z
July 2022

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2022 – Series (6)

Earn total guaranteed minimum interest of 11.50%* with UOB Structured Deposits
Boost your returns with UOB Principal Guaranteed Structured Deposit 2022 – Series (6) - SGD*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interest of 11.50%* of the Principal Amount over 5 years (equivalent to an effective interest rate of 2.2986% per annum)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 1.40%* linked to 4 underlying United States Company Shares*


Offer ends 29 July 2022^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of S$10,000, held until maturity:
Best-Case Scenario (Maximum interest payable, where all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst-Case Scenario (Maximum interest payable, where not all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited branch.
**Bloomberg ticker is provided for reference only.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (6) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (6). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (6) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (6) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z
July 2022

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2022 – Series (5)

Earn total guaranteed minimum interest of 6.90%* with UOB Structured Deposits
Boost your returns with UOB Principal Guaranteed Structured Deposit 2022 – Series (5) - USD*. Get started with a minimum investment of US$5,000*.

  • Total Guaranteed Minimum Interest of 6.90%* of the Principal Amount over 3 years (equivalent to an effective interest rate of 2.2978% per annum)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 1.00%* linked to 4 underlying US Shares*


Offer ends 30 June 2022^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of US$10,000, held until maturity:
Best-Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst-Case Scenario (Maximum interest payable, where not all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited branch.
**Bloomberg ticker is provided for reference only.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (5) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (5) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (5) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z
June 2022

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2022 – Series (3)

Earn total guaranteed minimum interest of 10.00%* with UOB Structured Deposits
Boost your returns with UOB Principal Guaranteed Structured Deposit 2022 – Series (3) - SGD*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interest of 10.00%* of the Principal Amount over 5 years (equivalent to an effective interest rate of 1.9988% per annum)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 1.20%* linked to 4 underlying US Shares*


Offer ends 30 June 2022^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of S$10,000, held until maturity:
Best-Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst-Case Scenario (Maximum interest payable, where not all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited branch.
**Bloomberg ticker is provided for reference only.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (3) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (3) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (3) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z
June 2022

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2022 – Series (2)

Earn total guaranteed minimum interest of 6.60%* with UOB Structured Deposits
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2022 – Series (2)*. Get started with a minimum investment of US$5,000*.

  • Total Guaranteed Minimum Interest of 6.60%* of the Principal Amount over 3 years (equivalent to an effective interest rate of 2.1940% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 0.60%* linked to 4 United States Company Shares*


Offer ends 30 May 2022^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of US$10,000, held until maturity:
Best-Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst-Case Scenario (Maximum interest payable, where not all shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.
**Bloomberg ticker is provided for reference only.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (2) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (2) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (2) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z
May 2022

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2022 – Series (1)

Earn total guaranteed minimum interest of 9.50%* with UOB Structured Deposits
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2022 – Series (1)*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interest of 9.50%* of the Principal Amount over 5 years (equivalent to an effective interest rate of 1.8989% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 2.00%* linked to 4 Singapore Company Shares*


Offer ends 31 May 2022 ^.

Speak to a UOB banker today

How it works:
Assuming a Principal Amount of S$10,000 held until maturity:
Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



At a Glance

^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

Important Notes

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (1) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (1) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (1) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z
May 2022

2021

UOB Structured Deposit 2021 - Series (1)
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UOB Principal Guaranteed Structured Deposit 2021 – Series (1)

Participate in the Global Healthcare Megatrend with our principal guaranteed Structured Deposit (USD)

Benefits

The COVID-19 pandemic has supercharged innovation in the healthcare industry, accelerating research and development geared towards discovering new treatments for diseases. This makes global healthcare an attractive investment theme that can potentially offer stellar returns.

Participate in the growth of the Global Healthcare industry through our UOB Structured Deposit 2021 – Series (1) – a five-year USD-denominated structured deposit, with returns linked to the share price performance of three leading healthcare companies: Pfizer, Moderna and Johnson & Johnson.1

Get started with a minimum investment of US$5,000.1

  • 100% principal guaranteed when held to maturity
  • Total guaranteed fixed interest of 3.75%1 of the principal amount over 5 years
    (equivalent to an effective interest rate
    of 0.7496% a year)
  • Potentially receive up to 5%1 more in interest – Variable interest at maturity if payment condition is met2.


This structured deposit is available from now till 29 October 2021.

Speak to a UOB banker today

How it works

Assuming you invest US$10,000 in the UOB Structured Deposit 2021 - Series (1) and hold your investment until maturity:

The payment condition is met2 when all 3 companies' underlying share prices close at or above their respective initial prices on the final observation date. If this happens, you will receive:

  • a total interest rate of 8.75% of the principal amount over 5 years
    (comprising the total guaranteed fixed interest rate of 3.75% + maturity variable interest rate of 5%)

 


The payment condition is not met3 when not all 3 companies' underlying share prices close at or above their respective initial prices on the final observation date. If this happens, you will receive:

  • a total interest rate of 3.75% over 5 years
    (comprising the total guaranteed fixed interest rate of 3.75% + maturity variable interest rate of 0%)

 


At a glance

 

Important Notes

1Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

2An example of payment condition met:

3An example of payment condition not met:

 

Disclaimers

The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2021 – Series (1) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2021 – Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2021 – Series (1) is suitable for you. Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2021 – Series (1) has risk and investment elements and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act (Chapter 77B). This advertisement has not been reviewed by the Monetary Authority of Singapore.

2019

UOB Principal Guaranteed Structured Deposit 2019 - Series (5)
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UOB Principal Guaranteed Structured Deposit 2019 – Series (5)

Breathe life into your savings with UOB Structured Deposits

Make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2019 – Series (5). Get started with a minimum investment of S$5,000.

  • 3%^ p.a Bonus Interest (or a minimum of 0.5%^ p.a) with a 3-year investment term (Annual Bonus Interest is linked to the performance of 3 Singapore company shares)
  • 100% of Principal Amounts Guaranteed when held to maturity


SRP

How it works

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on each Annual Observation Date.)

From the end of the 1st year onwards, Bonus Interest will be paid depending on the performance of the Shares.
Assuming the Initial Price and the Closing Price of the Shares on each Observation Date are as follows:



From the above table:
Since all Shares close at or above 100% of their respective Initial Prices on all Observation Dates, Bonus Interest of 3% of Principal Amount will be paid on all 3 Interest Payment Dates.

Total Bonus Interest = (3 × 3.0%) × SGD 10,000 = SGD 900

In this example, for a Principal Amount of SGD 10,000, the investor will get a total interest of SGD 900 (i.e. SGD 900 (being the Total Bonus Interest) for 3 years.

Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on each Annual Observation Date.)

From the end of the 1st year onwards, Bonus Interest will be paid depending on the performance of the Shares.
Assuming the Initial Price and the Closing Price of the Shares on each Observation Date are as follows:


From the above table:
Since not all Shares close at or above 100% of their respective Initial Prices on all Observation Dates, Bonus Interest of 0.5% of Principal Amount will be paid on all 3 Interest Payment Dates.

Total Bonus Interest = (3 × 0.5%) × SGD 10,000 = SGD 150

In this example, for a Principal Amount of SGD 10,000, the investor will get a total interest of SGD 150 (i.e. SGD 150 (being the Total Bonus Interest) for 3 years.

At a glance

 

^3.00% p.a Bonus Interest of the Principal Amount is only payable if the Payment Condition is met; otherwise, the investor shall receive a Minimum Bonus Interest of 0.50% p.a of the Principal Amount instead. Equivalent to a minimum effective interest rate of 0.4995%+ p.a (based on the total guaranteed minimum interest of 1.50% payable across 3 years) or equivalent to a potential effective interest rate of 2.9969%+ p.a (based on the total guaranteed minimum interest of 9.00% payable across 3 years) if this Structured Product is held to maturity.

~The total guaranteed minimum interest of 1.50% (being Total minimum Bonus Interest of 1.50% of the Principal Amount payable over the 3-year Tenor is equivalent to an effective interest rate of 0.4995% per annum if this Structured Deposit is held until maturity.

#Subject to changes, please refer to Indicative Term Sheet for full details.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

*Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

 

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2019 – Series (5) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2019 – Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2019 – Series (5) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2019 – Series (5) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act (Chapter 77B).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z

More Information

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

In addition, structured deposits are not covered under the Singapore Government's guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2019 – Series (3)

Breathe life into your savings with UOB Structured Deposits

Make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2019 – Series (3). Get started with a minimum investment of S$5,000.

  • Get up to 3%^ p.a Bonus Interest (or a minimum of 0.5%^ p.a) with a 3-year investment term (Annual Bonus Interest is linked to the performance of 3 Singapore company shares).
  • 100% of Principal Amounts Guaranteed when held to maturity


SRP

Offer ends 23 May 2019#

Speak to a UOB Personal Banker for more details.

Buy Online+

(for cash investment only)

How it works

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on each Annual Observation Date.)

From the end of the 1st year onwards, Bonus Interest will be paid depending on the performance of the Shares.
Assuming the Initial Price and the Closing Price of the Shares on each Observation Date are as follows:



From the above table:
Since all Shares close at or above 100% of their respective Initial Prices on all Observation Dates, Bonus Interest of 3% of Principal Amount will be paid on all 3 Interest Payment Dates.

Total Bonus Interest = (3 × 3.0%) × SGD 10,000 = SGD 900

In this example, for a Principal Amount of SGD 10,000, the investor will get a total interest of SGD 900 (i.e. SGD 900 (being the Total Bonus Interest) for 3 years.

Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on each Annual Observation Date.)

From the end of the 1st year onwards, Bonus Interest will be paid depending on the performance of the Shares.
Assuming the Initial Price and the Closing Price of the Shares on each Observation Date are as follows:


From the above table:
Since not all Shares close at or above 100% of their respective Initial Prices on all Observation Dates, Bonus Interest of 0.5% of Principal Amount will be paid on all 3 Interest Payment Dates.

Total Bonus Interest = (3 × 0.5%) × SGD 10,000 = SGD 150

In this example, for a Principal Amount of SGD 10,000, the investor will get a total interest of SGD 150 (i.e. SGD 150 (being the Total Bonus Interest) for 3 years.

At a glance

 

^3.00% p.a Bonus Interest of the Principal Amount is only payable if the Payment Condition is met; otherwise, the investor shall receive a Minimum Bonus Interest of 0.50% p.a of the Principal Amount instead. Equivalent to a minimum effective interest rate of 0.4995% p.a (based on the total guaranteed minimum interest of 1.50% payable across 3 years) or equivalent to a potential effective interest rate of 2.9968% p.a (based on the total guaranteed minimum interest of 9.00% payable across 3 years) if this Structured Product is held to maturity.

#Subject to changes, please refer to Indicative Term Sheet for full details.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

~The total guaranteed minimum interest of 1.50% (being Total minimum Bonus Interest of 1.50% of the Principal Amount payable over the 3-year Tenor is equivalent to an effective interest rate of 0.4995% per annum if this Structured Deposit is held until maturity.

*Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

 

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2019 – Series (3) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2019 – Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2019 – Series (3) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2019 – Series (3) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2019 - Series (2)

Breathe life into your savings with UOB Structured Deposits

Make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2019 – Series (2). Get started with a minimum investment of SGD 5,000.

  • 2.1% p.a. Guaranteed Fixed Interest* for 5 years.
  • Maturity variable interest of up to 2.75% (minimum of 0.5%)^ in Year 6, linked to 5 Singapore Company Shares
  • 100% of Principal Amounts Guaranteed when held to maturity


SRP

How it works

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


At a glance

 

#Subject to changes, please refer to Indicative Term Sheet for full details.

*Guaranteed Fixed Interest of 2.1% p.a. of the Principal Amount applies only if the Principal Amount is held until maturity. Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

^2.75% Maturity Variable Interest Rate of the Principal Amount is only payable on Year 6 if the Payment Condition is met; otherwise, the investor shall receive a Maturity Variable Interest of 0.50% of the Principal Amount instead.

~The total guaranteed minimum interest of 11.00% (being Total Guaranteed Fixed Interest of 10.50% plus minimum Maturity Variable Interest of 0.50%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 1.84360% per annum if this Structured Deposit is held until maturity.

 

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2019 – Series (2) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2019 – Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2019 – Series (2) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2019 – Series (2) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z
March 2019

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2019 – Series (1)

Grow your money with UOB Structured Deposits*

Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2019 – Series (1)*. Get started with a minimum investment of SGD 5,000*.

Get started with a minimum investment of US$5,000.1

  • Total Guaranteed Minimum Interest of 11%* of the Principal Amount over 6 years (equivalent to an effective interest rate of 1.84364% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 2.75% linked to 5 Singapore Company Shares*


SRP

Offer ends 20 February 2019^. Speak to a UOB Personal Banker for more details

How it works

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)



Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


At a glance

 

^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

 

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2019 – Series (1) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2019 – Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2019 – Series (1) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2019 – Series (1) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z
February 2019

2018

UOB Principal Guaranteed Structured Deposit 2018 - Series (15)
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UOB Principal Guaranteed Structured Deposit 2018 – Series (15)

Grow your money with UOB Structured Deposits
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (15)*. GGet started with a minimum investment of SGD 5,000*.

  • Total Guaranteed Minimum Interest of 12%* of the Principal Amount over 6 years (equivalent to an effective interest rate of 2.01286% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*


SRP
Offer ends 20 September 2018^. Speak to UOB Personal Banker for more details.

How it works:
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


At a glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (15) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (15). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (15) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 – Series (15) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z (9.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (13)

Grow your money with UOB Structured Deposits
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (13)*. Get started with a minimum investment of SGD 5,000*.

  • Total Guaranteed Minimum Interest of 11%* of the Principal Amount over 6 years (equivalent to an effective interest rate of 1.84367% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*


SRP
Offer ends 20 September 2018^. Speak to a UOB Personal Banker for more details.

How it works:
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


At a glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (13) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (13). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (13) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 – Series (13) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z (9.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (12)

Grow your money with UOB Structured Deposits
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (12)*. Get started with a minimum investment of SGD 5,000*.

  • Total Guaranteed Minimum Interest of 11.50%* of the Principal Amount over 6 years (equivalent to an effective interest rate of 1.92825% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*


SRP
Offer ends 23 August 2018^. Speak to a UOB Personal Banker for more details.

How it works:

Assuming an investment amount of S$10,000, held till maturity:
Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


At a glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (12) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (12). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (12) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 – Series (12) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z (8.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (11)

Grow your money with UOB Structured Deposits
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (11)*. Get started with a minimum investment of SGD 5,000*.

  • Total Guaranteed Minimum Interest of 11.50%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.95289% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*


SRP
Offer ends 23 July 2018^. Speak to a UOB Personal Banker for more details.

How it works

Assuming an investment amount of S$10,000, held till maturity:
Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


At a glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (11) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (11). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (11) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 – Series (11) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z (6.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (10)

Grow your money with UOB Structured Deposits
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (10)*. Get started with a minimum investment of SGD 5,000*.

  • Total Guaranteed Minimum Interest of 10.50%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.7833% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*


SRP
Offer ends 21 June 2018^. Speak to a UOB Personal Banker for more details.

How it works
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


At a glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (10) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (10). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (10) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 – Series (10) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z (6.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (9)(USD)

Grow your money with UOB Structured Deposits
Now you can make your money work as hard as you do with UOB Structured Deposit 2018 - Series (9)(USD)*. Get started with a minimum investment of US$5,000*.

  • Total Guaranteed Minimum Interest of 4.95%* of the Principal Amount over 3 years (equivalent to an effective interest rate of 1.6569% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*


Offer ends 23 May 2018^. Speak to a UOB Personal Banker for more details.

How it works
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


At a glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (9)(USD) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (9)(USD). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (9)(USD) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 – Series (9)(USD) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z (5.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (8)

Grow your money with UOB Structured Deposits
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (8)*. Get started with a minimum investment of SGD 5,000*.

  • Total Guaranteed Minimum Interest of 10.25%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.7397% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*


Offer ends 23 May 2018^. Speak to UOB Personal Banker for more details.

How it works
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


At a glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (8) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (8). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (8) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 – Series (8) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z (5.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (7)(USD)

Grow your money with UOB Structured Deposits
Now you can make your money work as hard as you do with UOB Structured Deposit 2018 - Series (7)(USD)*. Get started with a minimum investment of US$5,000*.

  • Total Guaranteed Minimum Interest of 4.05%* of the Principal Amount over 3 years (equivalent to an effective interest rate of 1.3561% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*


Offer ends 20 April 2018^. Speak to a UOB Personal Banker for more details.

How it works
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


At a glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (7)(USD) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (7)(USD). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (7)(USD) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 – Series (7)(USD) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z (4.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (6)

Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (6)*. Get started with a minimum investment of SGD 5,000*.

  • Total Guaranteed Minimum Interest of 9.75%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.6550% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*


Offer ends 20 April 2018^. Speak to a UOB Personal Banker for more details.

How it works
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)


At a glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (6) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (6). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (6) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 – Series (6) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z (4.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (5) - USD

Make The Right Move With A Winning Solution
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (5)(USD)*. Get started with a minimum investment of USD 5,000*.

  • 100% Principal Guaranteed* – Amount Payable by UOB (when held to maturity)
  • Receive Potentially Higher Interest Linked To The Performance Of The Underlying Reference Fund – Opportunity for attractive Annual Variable Interest>
  • No Hidden Costs – With 100% participation in the performance of the Underlying Reference Fund~
  • Award Winning Fund Manager# Underlying Reference Fund is managed by PIMCO, a leading global investment management firm


Offer ends 22 March 2018^. Speak to a UOB Personal Banker for more details.

How it works

The scenarios assume a Principal Amount of USD10,000, held for a mandatory tenor of 3 years, until maturity. The performance of the Underlying Reference Fund may fluctuate depending on, amongst other things, the economic conditions and market perception of the Underlying Reference Fund.

Scenario 1: Underlying Reference Fund closes above its Initial Price on each Valuation Date

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows:


At the end of Year 1, 2 and 3 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.

Principal Amount of USD 10,000

In this example, for a Principal Amount of USD10,000, the investor will get a total interest of USD 1,200 (i.e. USD 500 + USD 400 + USD 300) in the 3 years. This is equivalent to an annualized rate of return of 4.0224%.

Scenario 2: Underlying Reference Fund closes above its Initial Price on Valuation Date (2) only:

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows:


*If the Return of the Fund is negative on a Valuation Date, the Annual Variable Interest for that corresponding year will be 0%.

At the end of Year 1, 2 and 3 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.

Principal Amount of USD 10,000

In this example, for a Principal Amount of USD10,000, the investor will get a total interest of USD 400 (i.e. USD 0 + USD 400 + USD 0) in the 3 years. This is equivalent to an annualized rate of return of 1.33197%.

Scenario 3: Underlying Reference Fund closes below its Initial Price on each Valuation Date (Worst Case Scenario):

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows:


*Since the Return of the Fund is negative on each Valuation Date, the Annual Variable Interest will be 0%.



In this example, for a Principal Amount of USD10,000, the investor will get a total interest of USD 0 (i.e. USD 0 + USD 0 + USD 0) for 3 years. This is equivalent to an annualized rate of return of 0%. Despite the negative performance of the Underlying Reference Fund, there is no principal loss to the investor. Capital is guaranteed, and the investor will also receive 100% of the Principal Amount of USD10,000 on maturity.

At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Capital remains guaranteed only when UOB Principal Guaranteed Structured Deposit 2018 – Series (5)(USD) is held for a mandatory tenor of 3 years, until maturity. Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

>Annual Variable Interest which is not guaranteed shall be calculated as the product of the Participation Rate and the Average Fund Performance for that year.

~Investors should note the UOB Principal Guaranteed Structured Deposit 2018 – Series (5)(USD) does not invest into the PIMCO Funds: Global Investors Series plc – Income Fund. The UOB Principal Guaranteed Structured Deposit 2018 – Series (5)(USD) is only using the closing price of the PIMCO Funds: Global Investors Series plc – Income Fund on the set Valuation Date each year as a reference point to calculate the Annual Variable Interest on this structured deposit. PIMCO is not the issuer or guarantor of this structured deposit.

#Morningstar Best Fixed-Income Fund House in Hong Kong (Year 2013, 2014, 2015, 2017) and in Singapore (Year 2015)

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (5)(USD) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 - Series (5)(USD). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 - Series (5)(USD) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 - Series (5)(USD) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z(3.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (3) - USD

Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (3)*. Get started with a minimum investment of SGD 5,000*.

  • 100% Principal Guaranteed* – Amount Payable by UOB (when held to maturity)
  • Receive Potentially Higher Interest Linked To The Performance Of The Underlying Reference Fund – Opportunity for attractive Annual Variable Interest>
  • No Hidden Costs – With 100% participation in the performance of the Underlying Reference Fund~
  • Award Winning Fund Manager# Underlying Reference Fund is managed by PIMCO, a leading global investment management firm


Offer ends 22 March 2018^. Speak to a UOB Personal Banker for more details.

How it works
The scenarios assume a Principal Amount of SGD10,000, held for a mandatory tenor of 5 years, until maturity. The performance of the Underlying Reference Fund may fluctuate depending on, amongst other things, the economic conditions and market perception of the Underlying Reference Fund.

Scenario 1: Underlying Reference Fund closes above its Initial Price on each Valuation Date

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows :


At the end of Year 1, 2, 3, 4 and 5 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.

Principal Amount of USD 10,000

In this example, for a Principal Amount of SGD10,000, the investor will get a total interest of SGD 1,700 (i.e. SGD 500 + SGD 400 + SGD 300 + SGD 300 + SGD 200) in the 5 years. This is equivalent to an annualized rate of return of 3.4454%.

Scenario 2: Underlying Reference Fund closes above its Initial Price on Valuation Date (2), (4) and (5) only

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows:


*If the Return of the Underlying Reference Fund is negative on a Valuation Date, the Annual Variable Interest will be zero

At the end of Year 1, 2, 3, 4 and 5 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.

Principal Amount of USD 10,000

In this example, for a Principal Amount of SGD10,000, the investor will get a total interest of SGD 850 (i.e. SGD 0 + SGD 400 + SGD 0 + SGD 250 + SGD 200) in the 5 years. This is equivalent to an annualized rate of return of 1.6905%.

Scenario 3: Underlying Reference Fund closes below its Initial Price on each Valuation Date (Worst Case Scenario):

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows:


*Since the Return of the Fund is negative on each Valuation Date, the Annual Variable Interest will be zero

In this example, no Annual Variable Interest will be paid for the entire tenor as the Underlying Reference Fund has fallen below its Initial Price. Despite the negative performance of the Underlying Reference Fund, there is no principal loss to the investor. Capital is guaranteed, and the investor will receive 100% of the Principal Amount of SGD10,000 on maturity.

At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Capital remains guaranteed only when UOB Principal Guaranteed Structured Deposit 2018 – Series (3) is held for a mandatory tenor of 5 years, until maturity. Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

>Annual Variable Interest which is not guaranteed shall be calculated as the product of the Participation Rate and the Average Fund Performance for that year.

~Investors should note the UOB Principal Guaranteed Structured Deposit 2018 – Series (3) does not invest into the PIMCO Funds: Global Investors Series plc – Income Fund. The UOB Principal Guaranteed Structured Deposit 2018 – Series (3) is only using the closing price of the PIMCO Funds: Global Investors Series plc – Income Fund on the set Valuation Date each year as a reference point to calculate the Annual Variable Interest on this structured deposit. PIMCO is not the issuer or guarantor of this structured deposit.

#Morningstar Best Fixed-Income Fund House in Hong Kong (Year 2013, 2014, 2015, 2017) and in Singapore (Year 2015)

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (3) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 - Series (3) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 - Series (3) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z(3.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (2) - USD

Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (2)(USD)*. Get started with a minimum investment of USD 5,000*.

Get started with a minimum investment of US$5,000.1

  • 100% Principal Guaranteed* – Amount Payable by UOB (when held to maturity)
  • Receive Potentially Higher Interest Linked To The Performance Of The Underlying Reference Fund – Opportunity for attractive Annual Variable Interest> with at least 0.3% yearly
  • No Hidden Costs – With 100% participation into the Underlying Reference Fund~
  • Award Winning Fund Manager# Underlying Reference Fund is managed by PIMCO, a leading global investment management firm


Offer ends 23 January 2018^. Speak to a UOB Personal Banker for more details.

How it works:
The scenarios assume a Principal Amount of USD 10,000, held for a mandatory tenor of 5 years, until maturity. The performance of the Underlying Reference Fund may fluctuate depending on, amongst other things, the economic conditions and market perception of the Underlying Reference Fund.

Scenario 1: Underlying Reference Fund closes above its Initial Price on each Valuation Date

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows:


At the end of Year 1, 2, 3, 4 and 5 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.



In this example, for a Principal Amount of USD 10,000, the investor will get a total interest of USD 1,850 (i.e. USD 530 + USD 430 + USD 330 + USD 330 + USD 230) in the 5 years. This is equivalent to an annualized rate of return of 3.7494%.

Scenario 2: Underlying Reference Fund closes above its Initial Price on Valuation Date (2), (4) and (5) only

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows:


*If the Return of the Underlying Reference Fund is negative on a Valuation Date, the Annual Variable Interest will be zero

At the end of Year 1, 2, 3, 4 and 5 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.

Principal Amount of USD 10,000

In this example, for a Principal Amount of USD 10,000, the investor will get a total interest of USD 1,000 (i.e. USD 30 + USD 430 + USD 30 + USD 280 + USD 230) in the 5 years. This is equivalent to an annualized rate of return of 1.9889%.

Scenario 3: Underlying Reference Fund closes below its Initial Price on each Valuation Date (Worst Case Scenario):

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows:


*Since the Return of the Fund is negative on each Valuation Date, the Annual Variable Interest will be 0.3%.

Principal Amount of USD 10,000

In this example, for a Principal Amount of USD 10,000, the investor will get a total interest of USD 150 (i.e. USD 30 + USD 30 + USD 30 + USD 30 + USD 30) for 5 years. This is equivalent to an annualized rate of return of 0.30%. Despite the negative performance of the Underlying Reference Fund, there is no principal loss to the investor. Capital is guaranteed, and the investor will also receive 100% of the Principal Amount of USD 10,000 on maturity.

At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Capital remains guaranteed only when UOB Principal Guaranteed Structured Deposit 2018 – Series (2)(USD) is held for a mandatory tenor of 5 years, until maturity. Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

~Investors should note the UOB Principal Guaranteed Structured Deposit 2018 – Series (2)(USD) does not invest into the PIMCO Funds: Global Investors Series plc – Income Fund. The UOB Principal Guaranteed Structured Deposit 2018 – Series (2)(USD) is only using the closing price of the PIMCO Funds: Global Investors Series plc – Income Fund on the set Valuation Date each year as a reference point to calculate the Annual Variable Interest on this structured deposit. PIMCO is not the issuer or guarantor of this structured deposit.

#Morningstar Best Fixed-Income Fund House in Hong Kong (Year 2013, 2014, 2015, 2017) and in Singapore (Year 2015)

>Annual Variable Interest which is not guaranteed shall be calculated as the product of the Participation Rate and the Average Fund Performance for that year.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (2)(USD) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (2)(USD). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (2)(USD) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 - Series (2)(USD) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z(1.18)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2018 – Series (1)

Make The Right Move With UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (1)*. Get started with a minimum investment of SGD 5,000*.

  • 100% Principal Guaranteed* – Amount Payable by UOB (when held to maturity)
  • Receive Potentially Higher Interest Linked To The Performance Of The Underlying Reference Fund – Opportunity for attractive Annual Variable Interest>
  • No Hidden Costs – With 100% participation into the Underlying Reference Fund~
  • Award Winning Fund Manager# Underlying Reference Fund is managed by PIMCO, a leading global investment management firm


Offer ends 23 January 2018^. Speak to a UOB Personal Banker for more details.

How it works
The scenarios assume a Principal Amount of SGD 10,000, held for a mandatory tenor of 5 years, until maturity. The performance of the Underlying Reference Fund may fluctuate depending on, amongst other things, the economic conditions and market perception of the Underlying Reference Fund.

Scenario 1: Underlying Reference Fund closes above its Initial Price on each Valuation Date

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows:


At the end of Year 1, 2, 3, 4 and 5 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.

Principal Amount of USD 10,000

In this example, for a Principal Amount of SGD 10,000, the investor will get a total interest of SGD 1,700 (i.e. SGD 500 + SGD 400 + SGD 300 + SGD 300 + SGD 200) in the 5 years. This is equivalent to an annualized rate of return of 3.4455%.

Scenario 2: Underlying Reference Fund closes above its Initial Price on Valuation Date (2), (4) and (5) only

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows:


*If the Return of the Underlying Reference Fund is negative on a Valuation Date, the Annual Variable Interest will be zero

At the end of Year 1, 2, 3, 4 and 5 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.

Principal Amount of USD 10,000

In this example, for a Principal Amount of SGD 10,000, the investor will get a total interest of SGD 850 (i.e. SGD 0 + SGD 400 + SGD 0 + SGD 250 + SGD 200) in the 5 years. This is equivalent to an annualized rate of return of 1.6906%.

Scenario 3: Underlying Reference Fund closes below its Initial Price on each Valuation Date (Worst Case Scenario):

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Reference Fund on each Valuation Date are as follows:


*Since the Return of the Underlying Reference Fund is negative on each Valuation Date, the Annual Variable Interest will be zero

In this example, no Annual Variable Interest will be paid for the entire tenor as the Underlying Reference Fund has fallen below its Initial Price. Despite the negative performance of the Underlying Reference Fund, there is no principal loss to the investor. Capital is guaranteed, and the investor will receive 100% of the Principal Amount of SGD 10,000 on maturity.

At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Capital remains guaranteed only when UOB Principal Guaranteed Structured Deposit 2018 – Series (1) is held for a mandatory tenor of 5 years, until maturity. Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

~Investors should note the UOB Principal Guaranteed Structured Deposit 2018 – Series (1) does not invest into the PIMCO Funds: Global Investors Series plc – Income Fund. The UOB Principal Guaranteed Structured Deposit 2018 – Series (1) is only using the closing price of the PIMCO Funds: Global Investors Series plc – Income Fund on the set Valuation Date each year as a reference point to calculate the Annual Variable Interest on this structured deposit. PIMCO is not the issuer or guarantor of this structured deposit.

#Morningstar Best Fixed-Income Fund House in Hong Kong (Year 2013, 2014, 2015, 2017) and in Singapore (Year 2015)

>Annual Variable Interest which is not guaranteed shall be calculated as the product of the Participation Rate and the Average Fund Performance for that year.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (1) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (1) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 – Series (1) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z (1.18)

2017

UOB Principal Guaranteed Structured Deposit 2017 - Series (10)(USD)
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UOB Principal Guaranteed Structured Deposit 2017 – Series (10)(USD)

Make The Right Move With UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2017 – Series (10)(USD)*. Get started with a minimum investment of USD 5,000*.

  • 100% Principal Guaranteed* – Amount Payable by UOB (when held to maturity)
  • Receive Potentially Higher Interest Linked To Fund Performance – Opportunity for attractive Annual Variable Interest
  • No Hidden Costs – With 120% participation into the underlying fund*
  • Award Winning Fund Manager – Underlying fund managed by PIMCO, a leading global investment management firm


Offer ends 22 November 2017^. Speak to a UOB Personal Banker for more details.

How it works
The scenarios assumes a Principal Amount of USD 10,000, held for a mandatory tenor of 5 years, until maturity. The performance of the Underlying Fund may fluctuate depending on, amongst other things, the economic conditions and market perception of the Underlying Fund.

Scenario 1: Underlying Fund closes above its Initial Price on each Valuation Date

Assuming Participation Rate is set at 120% and the Initial Price and the Closing Price of the Underlying Fund on each Valuation Date are as follows:


At the end of Year 1, 2, 3, 4 and 5 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.

Principal Amount of USD 10,000

In this example, for a Principal Amount of USD 10,000, the investor will get a total interest of USD 2,040 (i.e. USD 600 + USD 480 + USD 360 + USD 360 + USD 240) in the 5 years. This is equivalent to an annualized rate of return of 4.1461%.

Scenario 2: Underlying Fund closes above its Initial Price on Valuation Date (2), (4) and (5) only

Assuming Participation Rate is set at 120% and the Initial Price and the Closing Price of the Underlying Fund on each Valuation Date are as follows:


*If the Return on the Fund is negative on the Valuation Date, the Annual Variable Interest will be zero.

At the end of Year 1, 2, 3, 4 and 5 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.

Principal Amount of USD 10,000

In this example, for a Principal Amount of USD 10,000, the investor will get a total interest of USD 1080 (i.e. USD 0 + USD 480 + USD 0 + USD 360 + USD 240) in the 5 years. This is equivalent to an annualized rate of return of 2.1434%.

Scenario 3: Underlying Fund closes below its Initial Price on each Valuation Date (Worst Case Scenario)

Assuming Participation Rate is set at 120% and the Initial Price and the Closing Price of the Underlying Fund on each Valuation Date are as follows:


*Since the Return on the Fund is negative on the Valuation Date, the Annual Variable Interest will be zero

In this example, no Annual Variable Interest will be paid for the entire tenor as the Underlying Fund has fallen below its Initial Price. Despite the negative performance of the Underlying Fund, there is no principal loss to the investor. Capital is guaranteed, and the investor will receive 100% of the Principal Amount of USD 10,000 on maturity.

At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Capital remains guaranteed only when UOB Principal Guaranteed Structured Deposit 2017 – Series (10)(USD) is held for a mandatory tenor of 5 years, until maturity. Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

Investors should note the UOB Principal Guaranteed Structured Deposit 2017 – Series (10)(USD) does not invest into the PIMCO Funds: Global Investors Series plc – Income Fund. The UOB Principal Guaranteed Structured Deposit 2017 – Series (10)(USD) is only using the closing price of the PIMCO Funds: Global Investors Series plc – Income Fund on the set Valuation Date each year as a reference point to calculate the Annual Variable Interest on this structured deposit. PIMCO is not the issuer or guarantor of this structured deposit.

>Annual Variable Interest which is not guaranteed shall be calculated as the product of the Participation Rate and the Average Fund Performance for that year.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2017 – Series (10)(USD) (“UOB Principal Guaranteed Structured Deposit 2017 - Series (10)(USD)”) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2017 - Series (10)(USD). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2017 - Series (10)(USD) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2017 - Series (10)(USD) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z (11.17)

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UOB Principal Guaranteed Structured Deposit 2017 – Series (9)

Grow your money with UOB Structured Deposits**
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2017 – Series (9)*. Get started with a minimum investment of S$5,000*.

  • Zero Capital Risk - 100% guaranteed* Principal Amount payable by UOB (when held to maturity)
  • Receive Potentially Higher Interest Linked To Fund Performance - Opportunity for attractive Annual Variable Interest
  • No Hidden Costs - With 100% participation into the underlying fund*
  • Award Winning Fund Manager# - Underlying fund managed by PIMCO, a leading global investment management firm


Offer ends 19 October 2017^. Speak to a UOB Personal Banker for more details.

How it works
The scenario assumes a Principal Amount of SGD10,000, held for a tenor of 5 years, until maturity. The performance of the Underlying Fund may fluctuate depending on, amongst other things, the economic conditions and market perception of the Underlying Fund.

Scenario 1: Underlying Fund closes above its Initial Price on each Valuation Date

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Fund on each Valuation Date are as follows:


At the end of Year 1, 2, 3, 4 and 5 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.

Principal Amount of USD 10,000

In this example, for a Principal Amount of SGD 10,000, the investor will get a total interest of SGD 1,700 (i.e. SGD 500 + SGD 400 + SGD 300 + SGD 300 + SGD 200) for 5 years. This is equivalent to an annualised rate of return of 3.4453%.

Scenario 2: Underlying Fund closes above its Initial Price on Valuation Date (2), (4) and (5) only

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Fund on each Valuation Date are as follows:


*If the Return on the Fund is negative on the Valuation Date, the Annual Variable Interest will be zero.

At the end of Year 1, 2, 3, 4 and 5 of the Tenor, the relevant Annual Variable Interest is payable on each Interest Payment Date.

Principal Amount of USD 10,000

In this example, for a Principal Amount of SGD 10,000, the investor will get a total interest of SGD 900 (i.e. SGD 0 + SGD 400 + SGD 0 + SGD 300 + SGD 200) for 5 years. This is equivalent to an annualised rate of return of 1.7882%.

Scenario 3: Underlying Fund closes below its Initial Price on each Valuation Date (Worst Case Scenario)

Assuming Participation Rate is set at 100% and the Initial Price and the Closing Price of the Underlying Fund on each Valuation Date are as follows:


*Since the Return on the Fund is negative on the Valuation Date, the Annual Variable Interest will be zero

In this example, no Annual Variable Interest will be paid for the entire tenor as the Underlying Fund has fallen below its Initial Price. Despite the negative performance of the Underlying Fund, there is no principal loss to the investor. Capital is guaranteed, and the investor will receive 100% of the Principal Amount of SGD 10,000 on maturity.

At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Capital remains guaranteed only when UOB Principal Guaranteed Structured Deposit 2017 – Series (9) is held for a mandatory tenor of 5 years, until maturity. Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

Investors should note the UOB Principal Guaranteed Structured Deposit 2017 – Series (9) does not invest into the PIMCO Funds: Global Investors Series plc – Income Fund. The UOB Principal Guaranteed Structured Deposit 2017 – Series (9) is only using the closing price of the PIMCO Funds: Global Investors Series plc – Income Fund on the set Valuation Date each year as a reference point to calculate the Annual Variable Interest on this structured deposit. PIMCO is not the issuer or guarantor of this structured deposit.

>>Annual Variable Interest which is not guaranteed shall be calculated as the product of the Participation Rate and the Average Fund Performance for that year.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2017 – Series (9) (“UOB Principal Guaranteed Structured Deposit 2017 - Series (9) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2017 - Series (9). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2017 - Series (9) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2017 - Series (9) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

United Overseas Bank Limited Co. Reg. No. 193500026Z (11.17)

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UOB Principal Guaranteed Structured Deposit 2017 – Series (8)

Grow your money with UOB Structured Deposits**
Now you can make your money work as hard as you do with UOB Structured Deposit 2017 – Series (8)*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interests of 9%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.52384% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 2% linked to 5 Singapore Company Shares*


Offer ends 22 June 2017^. Speak to a UOB Personal Banker for more details.

How it works
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2017 – Series (8) ("UOB Structured Deposit 2017 – Series (8)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2017 – Series (8). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2017 – Series (8) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2017 – Series (8)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (6.17)

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UOB Principal Guaranteed Structured Deposit 2017 – Series (7)

Grow your money with UOB Structured Deposits**
Now you can make your money work as hard as you do with UOB Structured Deposit 2017 – Series (7)*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interests of 9.6%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.62398% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 2% linked to 5 Singapore Company Shares*


Offer ends 23 May 2017^. Speak to a UOB Personal Banker for more details.

How it works
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2017 - Series (7) ("UOB Structured Deposit 2017 - Series (7)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2017 - Series (7). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2017 - Series (7) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2017 - Series (7) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (5.17)

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UOB Principal Guaranteed Structured Deposit 2017 – Series (5)

Grow your money with UOB Structured Deposits**
Now you can make your money work as hard as you do with UOB Structured Deposit 2017 – Series (5)*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interests of 10%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.69442% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 2% linked to 5 Singapore Company Shares*


Offer ends 21 April 2017^. Speak to a UOB Personal Banker for more details.

How it works
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2017 - Series (5) ("UOB Structured Deposit 2017 - Series (5)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2017 - Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2017 - Series (5) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2017 - Series (5) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (4.17)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2017 – Series (3)

Grow your money with UOB Structured Deposits**
Now you can make your money work as hard as you do with UOB Structured Deposit 2017 – Series (3)*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interests of 11%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.86445% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*


Offer ends 23 March 2017^. Speak to a UOB Personal Banker for more details.

How it works
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2017 - Series (3) ("UOB Structured Deposit 2017 - Series (3)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2017 - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2017 - Series (3) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2017 - Series (3) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (2.17)

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UOB Principal Guaranteed Structured Deposit 2017 – Series (2)

Grow your money with UOB Structured Deposits**

Now you can make your money work as hard as you do with UOB Structured Deposit 2017 – Series (2)*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interests of 11%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.86445% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*


Offer ends 23 March 2017^. Speak to a UOB Personal Banker for more details.

Total Guaranteed Minimum Interests Total Guaranteed Minimum Interests of 11.5%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.95079% a year)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*
   
Offer ends 20 February 2017^. Speak to a UOB Personal Banker for more details.



How it works
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2017 - Series (2) ("UOB Structured Deposit 2017 - Series (2)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2017 - Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2017 - Series (2) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2017 - Series (2)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (2.17)

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2017 – Series (1)

Grow your money with UOB Structured Deposits**
Now you can make your money work as hard as you do with UOB Structured Deposit 2017 – Series (1)*. Get started with a minimum investment of S$5,000*.

  • Total Guaranteed Minimum Interests of 13%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 2.2077% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*


Offer ends 19 January 2017^. Speak to a UOB Personal Banker for more details.

How it works
Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2017 - Series (1) ("UOB Structured Deposit 2017 - Series (1)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2017 - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2017 - Series (1) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2017 - Series (1) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z

2016

UOB Principal Guaranteed Structured Deposit 2016 - Series (9)
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UOB Principal Guaranteed Structured Deposit 2016 - Series (9) (PDF: 50KB)

Interest

Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (9)*. Get started with a minimum investment of S$5,000*.

Total Guaranteed Minimum Interests Total Guaranteed Minimum Interests of 12.25%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 2.07826% a year)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*
   
Offer ends 22 December 2016^. Speak to a UOB Personal Banker for more details.



How it works

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (9) ("UOB Structured Deposit 2016 - Series (9)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (9). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (9) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (9)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2016 - Series (8) (PDF: 50KB)

Interest

Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (8)*. Get started with a minimum investment of S$5,000*.

Total Guaranteed Minimum Interests Total Guaranteed Minimum Interests of 9.75%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.65176% a year)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*
   
Offer ends 22 December 2016^. Speak to a UOB Personal Banker for more details.



How it works

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (8) ("UOB Structured Deposit 2016 - Series (8)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (8). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (8) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (8) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2016 - Series (7) (PDF: 50KB)

Interest

Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (7)*. Get started with a minimum investment of S$5,000*.

Total Guaranteed Minimum Interests Total Guaranteed Minimum Interests of 9.5%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.6091% a year)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*
   
Offer ends 22 September 2016^. Speak to a UOB Personal Banker for more details.



How it works

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (7) ("UOB Structured Deposit 2016 - Series (7)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (7). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (7) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (7) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2016 - Series (6) (PDF: 53KB)



Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (6)*. Get started with a minimum investment of S$5,000*.

Total Guaranteed Minimum Interests Total Guaranteed Minimum Interests of 11.3%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.91528% a year)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*
   
Offer ends 22 June 2016^. Speak to a UOB Personal Banker for more details.



How it works

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (6) ("UOB Structured Deposit 2016 - Series (6)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (6). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (6) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (6)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2016 - Series (5) (PDF: 53KB)



Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (5)*. Get started with a minimum investment of S$5,000*.

Total Guaranteed Minimum Interests Total Guaranteed Minimum Interests of 11.28%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.9174% a year)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*
   
Offer ends 23 May 2016^. Speak to a UOB Personal Banker for more details.



How it works

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (5) ("UOB Structured Deposit 2016 - Series (5)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (5) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (5)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance
Structured Deposit 2016 - Series (3) (PDF: 53KB)

Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (3)*. Get started with a minimum investment of S$5,000*.

Total Guaranteed Minimum Interests Total Guaranteed Minimum Interests of 12.1%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 2.0526% a year)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*
   
Offer ends 23 March 2016^. Speak to a UOB Personal Banker for more details.



How it works?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (3) ("UOB Structured Deposit 2016 - Series (3)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (3) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (3) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2016 - Series (2) (PDF: 53KB)

Interest

Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 - Series (2)*. Get started with a minimum investment of S$5,000*.

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of of 13.25%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 2.2468% a year)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*
   
Offer ends 19 February 2016^. Speak to a UOB Personal Banker for more details.



How it works?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (2) ("UOB Structured Deposit 2016 - Series (2)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (2) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (2) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit 2016 - Series (1) (PDF: 53KB)

Interest

Without the worry of losing a single cent of your hard earned money*, you receive:

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 13.5% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 2.2924% a year).
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*.



How it works?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (1) ("UOB Structured Deposit 2016- Series (1)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (1) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (1)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z

2015

UOB Principal Guaranteed Structured Deposit 2015 - Series (8)
chevron

Monitor / View Past Performance
Structured Deposit 2015 - Series (8) (PDF: 53KB)

Interest

Without the worry of losing a single cent of your hard earned money*, you receive:

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 14.5% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 2.457% a year).
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2015 - Series (8) ("UOB Structured Deposit 2015- Series (8)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2015 - Series (8). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2015 - Series (8) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2015 - Series (8)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (10.15)

Monitor / View Past Performance
Structured Deposit 2015 - Series (7) (PDF: 53KB)

Interest

Without the worry of losing a single cent of your hard earned money*, you receive:

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 12.5% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 2.114% a year).
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2015 - Series (7) ("UOB Structured Deposit 2015- Series (7)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2015 - Series (7). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2015 - Series (7) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2015 - Series (7)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (09.15)

Monitor / View Past Performance
Structured Deposit 2015 - Series (6) (PDF: 53KB)

Interest

Without the worry of losing a single cent of your hard earned money*, you receive:

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 12.1% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 2.0515% a year).
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2015 - Series (6) ("UOB Structured Deposit 2015- Series (6)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2015 - Series (6). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2015 - Series (6) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2015 - Series (6)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (08.15)

Monitor / View Past Performance
Structured Deposit 2015 - Series (5) (PDF: 83.7KB)

Interest

Without the worry of losing a single cent of your hard earned money*, you receive:

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 12.4% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 2.0989% a year).
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2015 - Series (5) ("UOB Structured Deposit 2015- Series (5)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2015 - Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2015 - Series (5) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2015 - Series (5)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (07.15)

Monitor / View Past Performance
Structured Deposit 2015 - Series (3) (PDF: 83.7KB)



Without the worry of losing a single cent of your hard earned money*, you receive:

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 11% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.8627% a year).
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2015 - Series (3) ("UOB Structured Deposit 2015- Series (3)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2015 - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2015 - Series (3) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2015 - Series (3)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (05.15)

Monitor / View Past Performance
Structured Deposit 2015 - Series (2) (PDF: 82.6KB)

Interest

Without the worry of losing a single cent of your hard earned money*, you receive:

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 11.4% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.9327% a year).
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2015 - Series (2) ("UOB Structured Deposit 2015- Series (2)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2015 - Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2015 - Series (2) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2015 - Series (2) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (04.15)

Monitor / View Past Performance
Structured Deposit 2015 - Series (1) (PDF: 82.2KB)



Without the worry of losing a single cent of your hard earned money*, you receive:

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 9.9% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.6784% a year).
100% Principal Amount 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2015 - Series (1) ("UOB Structured Deposit 2015- Series (1)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2015 - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2015 - Series (1) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2015 - Series (1) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (02.15)

2014

UOB Principal Guaranteed, Structured Deposit 2014 - Series (5)(USD)
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Monitor / View Past Performance
Structured Deposit 2014 - Series (5) (PDF: 55KB)

Interest

Without the worry of losing a single cent of your hard earned money*, you receive:

Get 100% Principal Amount back Total Guaranteed Minimum Interest of 11% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.8628% a year).
Guaranteed fixed interest 100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus Maturity Variable Interest of up to 4% linked to 5 United States Company Shares*



How it works

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2014 - Series (5) ("UOB Structured Deposit 2014 - Series (5)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2014 - Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2014 - Series (5) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2014 - Series (5) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (10.14)

Monitor / View Past Performance
Structured Deposit 2014 - Series (3) (PDF: 53KB)

Interest

Without the worry of losing a single cent of your hard earned money*, you receive:

Get 100% Principal Amount back Total Guaranteed Minimum Interest of 10.5% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.7774% a year).
Guaranteed fixed interest 100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2014 - Series (3) ("UOB Structured Deposit 2014 - Series (3)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2014 - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2014 - Series (3) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2014 - Series (3) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (10.14)

Monitor / View Past Performance
Structured Deposit 2014 - Series (2) (PDF: 53KB)

Interest

Without the worry of losing a single cent of your hard earned money*, you receive:

Get 100% Principal Amount back Total Guaranteed Minimum Interest of 10.25% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.7348% per annum).
Guaranteed fixed interest 100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2014 Series (2) ("UOB Structured Deposit 2014 - Series (2)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2014 - Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2014 - Series (2) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2014 - Series (2) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (05.14)

Monitor / View Past Performance
Structured Deposit 2014 - Series (1) (PDF: 59KB)

Interest

Without the worry of losing a single cent of your hard earned money*, you receive:

Get 100% Principal Amount back Total Guaranteed Minimum Interest of 10.5% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.7774% per annum)
Guaranteed fixed interest 100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2014 Series (1) ("UOB Structured Deposit 2014 - Series (1)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2014 - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2014 - Series (1) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2014 - Series (1) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

United Overseas Bank Limited Co. Reg. No. 193500026Z (05.14)

2013

UOB Principal Guaranteed, Structured Deposit 2013 - Series (5)
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Monitor / View Past Performance
SD2013 – Series (5) Tracker (PDF: 53KB)

Interest

Grow your money with UOB Structured Deposits*

Now you can make your money work as hard as you do with UOB Structured Deposit 2013 – Series (5)*. Get started with a minimum investment of S$5,000*.

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 8.5% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.4421% per annum)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares

Monitor / View Past Performance
SD2013 – Series (3) Tracker (PDF: 53KB)

Interest

Grow your money with UOB Structured Deposits*

Now you can make your money work as hard as you do with UOB Structured Deposit 2013 – Series (3)*. Get started with a minimum investment of S$5,000*.

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 9.6% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.6193% per annum)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 6% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance

Monitor / View Past Performance
SD2013 – Series (2) Tracker (PDF: 52KB)

Interest

Grow your money with UOB Structured Deposits*

Now you can make your money work as hard as you do with UOB Structured Deposit 2013 – Series (2)*. Get started with a minimum investment of S$5,000*.

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 9.5% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.6091% per annum)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch. For more information on the structure and interest rate for UOB Structured Deposit 2012 - Series (1) in USD, please speak to a UOB Personal Banker.

1To be eligible for the 99.9 Fine Silver-Plated Fortune Dragon Medallion with Swarovski Crystal worth S$208 ("Early Bird Gift"), the customer must invest a minimum of S$80,000 in the UOB Structured Deposit 2012 – Series (1) (or US$62,000 for the USD tranche) between 3 January 2012 and 4 February 2012 ("Offer Period"). Each customer is eligible for only one (1) Early Bird Gift and eligibility shall be in accordance with the terms of the UOB Lunar New Year Structured Deposit Promotion ("Promotion")and while stocks last. Terms and Conditions of the Promotion apply.

2To qualify for the "UOB Lunar New Year Draw" ("Draw"), a minimum of S$10,000 investment in the UOB Structured Deposit 2012 – Series (1) (or US$8,000 for the USD tranche) must be placed during its Offer Period. One (1) chance is allocated for every multiple of S$10,000 (but not part thereof) invested in the said Structured Deposit (or US$8,000 for the USD tranche). Eight (8) sets of 999.9 Fine Gold-Proof Double Prosperity Dragon Medallion Set with Swarovski crystals worth S$3,988 ("Lucky Draw Prize") will be given away at the end of the Promotion Period. There shall not be any two winning accounts in any Draw held by the same winning Accountholder whether singly or jointly. No Accountholder, whether singly or jointly may win more than one (1) Lucky Draw Prize. The Draw will be conducted on 15 March 2012. Winners of each Draw will be published in a newspaper as determined by UOB within 7 days of the respective Draw dates and winners of the Draw shall be notified by post. All terms used here shall have the same meaning provided in the full terms and conditions of the Draw. Terms and Conditions of the Draw apply.

UOB reserve the right, at its absolute discretion and at any time and without giving prior notice or any reason, to vary/amend these privileges and/or any of the terms and conditions of the Promotion and/or the Draw and/or terminate the Promotion and/or the Draw. The decision of UOB on all matters relating to the Promotion and the Draw shall be final and binding on all account holders of any of the Accounts and any other persons, including, without limitation, any decision to cancel or suspend the Promotion and/or the Draw. No correspondence(s) will be entertained.

Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2012 – Series (1) ("UOB Structured Deposit 2012 - Series (1)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2012 - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2012 - Series (1) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2012 - Series (1) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2012 - Series (1).

Monitor / View Past Performance
SD2013 – Series (1) Tracker (PDF: 53KB)

Interest

Without the worry of losing a single cent of your hard earned money*, you receive:

Total Guaranteed Minimum Interest Total Guaranteed Minimum Interest of 9.3% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.5687% per annum)
100% Principal Amount 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 10% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch. For more information on the structure and interest rate for UOB Structured Deposit 2012 - Series (1) in USD, please speak to a UOB Personal Banker.

+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

IMPORTANT NOTICE AND DISCLAIMERS:

The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2013 – Series (1) ("UOB Structured Deposit 2013 - Series (1):) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2013 - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2013 - Series (1) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2013 - Series (1)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2013 - Series (1).

2012

UOB Principal Guaranteed, Structured Deposit 2012 - Series (6)
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Monitor / View Past Performance
SD2012 – Series (6) Tracker SGD (PDF: 56KB)
SD2012 – Series (6) Tracker USD (PDF: 56KB)

UOB Structured Deposit is Guaranteed

See your savings grow starting with as little as S$5,000*

UOB Structured Deposit 2012 - Series (6) is a 5-year and 11-month investment which pays you guaranteed fixed interest* and guarantees your principal* if the whole principal amount is held to maturity.

Without the worry of losing a single cent of your hard earned money, you receive:

Total Guaranteed Fixed Interest Total Guaranteed Minimum Interest of 6.0% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.0173% a year)
100% Principal Amount 100% Principal Amount guaranteed when held to maturity
Maturity Variable Interest Maturity Variable Interest of up to 5.8% linked to 5 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:

Best Case Scenario (Maximum Interest Payable)


Worst Case Scenario (Minimum Interest Payable)


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch. For more information on the structure and interest rate for UOB Structured Deposit 2012 - Series (6) in USD, please speak to a UOB Personal Banker.

IMPORTANT NOTICE AND DISCLAIMERS:

The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2012 – Series (6) ("UOB Structured Deposit 2012 - Series (6)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2012 - Series (6). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2012 - Series (6) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2012 - Series (6)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (6).

Monitor / View Past Performance
SD2012 – Series (5) Tracker SGD (PDF: 59KB)
SD2012 – Series (5) Tracker USD (PDF: 59KB)

UOB Structured Deposit is Guaranteed

See your savings grow starting with as little as S$5,000*

UOB Structured Deposit 2012 - Series (5)* is a 5-year and 11-month investment which pays you guaranteed fixed interest and guarantees your principal if the whole principal amount is held to maturity.

Without the worry of losing a single cent of your hard earned money, you receive:

Total Guaranteed Fixed Interest Total Guaranteed Fixed Interest of 5.08% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 0.8638% a year)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Potential Maturity Variable Interest Potential Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*Shares*


A similar structure is also available in USD*.

How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch. For more information on the structure and interest rate for UOB Structured Deposit 2012 - Series (5) in USD, please speak to a UOB Personal Banker.

IMPORTANT NOTICE AND DISCLAIMERS:

The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2012 – Series (5) ("UOB Structured Deposit 2012 - Series (5)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2012 - Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2012 - Series (5) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2012 - Series (5)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2012 - Series (5).

Monitor / View Past Performance
SD2012 – Series (3) Tracker (PDF: 7KB)



See your savings grow starting with as little as S$5,000*

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2012 - Series (3)* has what you want and more. With as little as S$5,000 and holding the Principal Amount until maturity, you receive:

Total Guaranteed Fixed Interest Total Guaranteed Fixed Interest of 5.6% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 0.9575% a year)
100% Principal Amount guaranteed 100% Principal Amount guaranteed when held to maturity
Potential Maturity Variable Interest Potential Maturity Variable Interest of up to 4% linked to 4 Singapore Company Shares*



How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch. For more information on the structure and interest rate for UOB Structured Deposit 2012 - Series (3) in USD, please speak to a UOB Personal Banker.

IMPORTANT NOTICE AND DISCLAIMERS:

The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2012 – Series (3) ("UOB Structured Deposit 2012 - Series (3)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2012 - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2012 - Series (3) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2012 - Series (3)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (3).

Monitor / View Past Performance
SD2012 – Series (2) Tracker SGD (PDF: 55KB)
SD2012 – Series (2) Tracker USD (PDF: 55KB)

Interest

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2012 - Series (2)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Receive yearly payout Receive yearly payout totaling 4.52% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 0.7683% a year)
Get 100% of your Principal Amount Get 100% of your Principal Amount guaranteed when held to maturity
Earn Maturity Variable Interest Earn Maturity Variable Interest of up to 3.5% linked to Gold and Silver*


A similar structure is also available in USD*.

How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch. For more information on the structure and interest rate for UOB Structured Deposit 2012 - Series (2) in USD, please speak to a UOB Personal Banker.

IMPORTANT NOTICE AND DISCLAIMERS:

The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2012 – Series (2) ("UOB Structured Deposit 2012 - Series (2)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2012 - Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2012 - Series (2) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2012 - Series (2) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (2).

Monitor / View Past Performance
SD2012 – Series (1) Tracker SGD (PDF: 83KB)
SD2012 – Series (1) Tracker USD (PDF: 83KB)

Guaranteed

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2012 - Series (1)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Receive yearly payout Receive yearly payout plus minimum Maturity Variable Interest totaling 6.18% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.0512% a year)
Get 100% of your Principal Amount Get 100% of your Principal Amount guaranteed when held to maturity
Earn Maturity Variable Interest Earn Maturity Variable Interest of up to 6% linked to Gold and Silver*


A similar structure is also available in USD*.

How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch. For more information on the structure and interest rate for UOB Structured Deposit 2012 - Series (1) in USD, please speak to a UOB Personal Banker.

1To be eligible for the 99.9 Fine Silver-Plated Fortune Dragon Medallion with Swarovski Crystal worth S$208 ("Early Bird Gift"), the customer must invest a minimum of S$80,000 in the UOB Structured Deposit 2012 – Series (1) (or US$62,000 for the USD tranche) between 3 January 2012 and 4 February 2012 ("Offer Period"). Each customer is eligible for only one (1) Early Bird Gift and eligibility shall be in accordance with the terms of the UOB Lunar New Year Structured Deposit Promotion ("Promotion")and while stocks last. Terms and Conditions of the Promotion apply.

2To qualify for the "UOB Lunar New Year Draw" ("Draw"), a minimum of S$10,000 investment in the UOB Structured Deposit 2012 – Series (1) (or US$8,000 for the USD tranche) must be placed during its Offer Period. One (1) chance is allocated for every multiple of S$10,000 (but not part thereof) invested in the said Structured Deposit (or US$8,000 for the USD tranche). Eight (8) sets of 999.9 Fine Gold-Proof Double Prosperity Dragon Medallion Set with Swarovski crystals worth S$3,988 ("Lucky Draw Prize") will be given away at the end of the Promotion Period. There shall not be any two winning accounts in any Draw held by the same winning Accountholder whether singly or jointly. No Accountholder, whether singly or jointly may win more than one (1) Lucky Draw Prize. The Draw will be conducted on 15 March 2012. Winners of each Draw will be published in a newspaper as determined by UOB within 7 days of the respective Draw dates and winners of the Draw shall be notified by post. All terms used here shall have the same meaning provided in the full terms and conditions of the Draw. Terms and Conditions of the Draw apply.

UOB reserve the right, at its absolute discretion and at any time and without giving prior notice or any reason, to vary/amend these privileges and/or any of the terms and conditions of the Promotion and/or the Draw and/or terminate the Promotion and/or the Draw. The decision of UOB on all matters relating to the Promotion and the Draw shall be final and binding on all account holders of any of the Accounts and any other persons, including, without limitation, any decision to cancel or suspend the Promotion and/or the Draw. No correspondence(s) will be entertained.

IMPORTANT NOTICE AND DISCLAIMERS:

The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2012 – Series (1) ("UOB Structured Deposit 2012 - Series (1)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2012 - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2012 - Series (1) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2012 - Series (1)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2012 - Series (1).

2011

UOB Principal Guaranteed, Structured Deposit 2011 - Series (10)
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SD2012 – Series (10) Tracker (PDF: 64KB)

Interest

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (10)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Get 100% Principal Amount back Get 100% of your Principal Amount back on maturity
Guaranteed fixed interest Receive guaranteed fixed interest of 1.0% of the Principal Amount at the end of Year 1 (equivalent to an effective interest rate of 0.1725% a year)
Earn Potential Bonus Earn Potential Bonus Interest of up to 14% linked to 5 Singapore Shares*


Change your Prospects today! Speak to a UOB Personal Banker for more details.

How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (10) ("UOB Structured Deposit 2011 - Series (10)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (10). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (10) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (10)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (10).

Monitor / View Past Performance
SD2012 – Series (10) Tracker (PDF: 64KB)

Interest

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (9)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Get 100% Principal Amount back Get 100% of your Principal Amount back on maturity
Guaranteed fixed interest Receive guaranteed fixed interest of 1.0% of the Principal Amount at the end of Year 1 (equivalent to an effective interest rate of 0.1697% a year)
Earn Potential Bonus Earn Potential Bonus Interest of up to 14% linked to 5 Singapore Shares*


How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (9) ("UOB Structured Deposit 2011 - Series (9)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (9). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (9) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (9)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (9).

Monitor / View Past Performance
SD2012 – Series (8) Tracker (PDF: 58KB)

Interest

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (8)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Maturity Variable Interest Receive yearly payout plus minimum Maturity Variable Interest totaling 6.0% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.01359% a year)
Get 100% of your Principal Amount back on maturity Get 100% of your Principal Amount back on maturity
Earn Maturity Variable Earn Maturity Variable Interest of up to 5% linked to 6-month SGD Swap Offer Rate (SOR)*


How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (8) ("UOB Structured Deposit 2011 - Series (8)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (8). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (8) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (8)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (8).

Monitor / View Past Performance
SD2012 – Series (7) Tracker (PDF: 59KB)

Interest

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (7)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Get 100% Principal Amount back Receive minimum guaranteed variable interest payout totaling 6.0% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.0122% a year)
Guaranteed fixed interest Get 100% of your Principal Amount back on maturity
Earn Potential Bonus Earn Total Variable Interest of up to 18% linked to 4 Singapore Company Shares*


How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (7) ("UOB Structured Deposit 2011 - Series (7)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (7). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (7) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (7) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A).

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (7).

Monitor / View Past Performance
SD2012 – Series (6) Tracker (PDF: 58KB)

Interest

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (6)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Maturity Variable Interest Receive yearly payout plus minimum Maturity Variable Interest totaling 7.5% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.2663% a year)
Principal Amount Get 100% of your Principal Amount back on maturity
Earn Maturity Variable Interest Earn Maturity Variable Interest of up to 4.5% linked to 10Y and 3Y SGD Swap Rates*


How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (6) ("UOB Structured Deposit 2011 - Series (6)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (6). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (6) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (6)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A).

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (6).

Monitor / View Past Performance
SD2012 – Series (5) Tracker (PDF: 58KB)

Interest

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (5)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Get 100% Principal Amount back Receive yearly payout plus minimum Maturity Variable Interest totaling 8.0% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.3512% a year)
Guaranteed fixed interest Get 100% of your Principal Amount back on maturity
Earn Potential Bonus Earn Maturity Variable Interest of up to 6% linked to 10Y SGD swap rate* and 6M SGD SOR*


How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (5) ("UOB Structured Deposit 2011 - Series (5)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (5) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (5) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A).

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (5)

Monitor / View Past Performance
SD2012 – Series (3) Tracker SGD (PDF: 58KB)
SD2012 – Series (3) Tracker USD (PDF: 58KB)



You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (3)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Get 100% Principal Amount back Receive yearly payout plus minimum Maturity Variable Interest totaling 8.8% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.485% a year)
Guaranteed fixed interest Get 100% of your Principal Amount back on maturity
Earn Potential Bonus Earn Maturity Variable Interest of up to 6% linked to 10Y and 1Y SGD swap rates*


How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch

#Speak to a UOB Personal Banker for more information on the structure and interest rate for UOB Structured Deposit 2011 - Series (3) in USD.

Important - Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (3) ("UOB Structured Deposit 2011 - Series (3)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (3) is suitable for you. Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (3) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A). United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (3).

Monitor / View Past Performance
SD2012 – Series (2) Tracker SGD (PDF: 60KB)

Interest

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (2) has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Get 100% Principal Amount back Receive yearly payout plus minimum Maturity Variable Interest of totaling 7.0%* of the Principal Amount over 5 years and 6 months (equivalent to an effective interest rate of 1.27% a year)
Guaranteed fixed interest Get 100% of your Principal Amount back on maturity
Earn Potential Bonus ALSO, earn Maturity Variable Interest of up to 6%* linked to a basket of 5 commodity-related shares*


How does it work?

Assuming an investment amount of S$10,000, held till maturity:


At a Glance



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch

Important - Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (2) ("UOB Structured Deposit 2011 - Series (2)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (2) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (2)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A).

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (2).

Monitor / View Past Performance
SD2012 – Series (1) Tracker SGD (PDF: 57KB)
SD2012 – Series (1) Tracker USD (PDF: 57KB)

Interest
Key Benefit

UOB Principal Guaranteed Structured Deposit 2011 – Series (1) ("UOB Structured Deposit 2011 – Series (1)") is a 5-year and 11-month structured deposit which pays you guaranteed interest1 and guarantees your principal2 if held to maturity. The total guaranteed minimum interest of 8.25%1 of the Principal Amount payable over the Tenor of 5 years and 11 months is equivalent to an effective interest rate of 1.3977% per annum assuming that the whole Principal Amount is held till the Maturity Date.

In addition, you enjoy the opportunity to earn a Maturity Variable Interest3 of up to 4% of the Principal Amount that is linked to (i) 10Y SGD swap rate4 minus (ii) 1Y SGD swap rate4. A similar structure is also available in USD*.

Summary Of Features

Wealth Deposit Series

Wealth Deposit - Series (3)
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Grow with 8 Established Companies from Singapore

Grow with 8 Established Companies from Singapore
UOB Structured Deposit: Wealth Deposit – Series (3) ("UOB Wealth Deposit - Series (3)") is designed to propel your investment by riding on the performance of 8 selected Singapore-listed companies' shares. UOB Wealth Deposit – Series (3) opens to you the opportunity of attractive returns with limited risk if held to the Deposit Maturity Date.

Features of UOB Structured Deposit: Wealth Deposit - Series (3):

  • Guaranteed Interest of 6% p.a.1 at the end of first year of the Tenor
  • 100% principal guaranteed2
  • Potential Variable Interest3
  • Possible Early Redemption starting from the 2nd year of the Tenor4
  • Large downside protection of [18% to 22%]5 in the 2nd year of the Tenor, which increases by 1% every year thereafter
  • Interest Lock-In feature


The minimum effective interest rate is 0.7697% p.a., assuming that no other interest is paid up to the Final Maturity Date.

Notes:
1The Guaranteed Interest for the first year of the Tenor is guaranteed only if the whole Deposit Amount is held till the first Interest Payment Date.
2Only if the whole Deposit Amount is held till the Final Maturity Date or upon Early Redemption by UOB, whichever is earlier.
3From the 2nd year of the Tenor until maturity, variable interest of up to 1% may be paid depending on the performance of the worst performing share in an Underlying Basket of 8 Singapore-listed companies' shares.
4If Early Redemption by UOB occurs between the 2nd and the 8th year of the Tenor, an additional Early Redemption Bonus ranging from 1% to 13% of the Deposit Amount (depending on when an Early Redemption Event occurs) may be paid. Please see the Term Sheet for examples on best and worst-case scenarios
5To be determined by the Bank on Initial Valuation Date

Product terms and conditions apply. Please see the Term Sheet for more details including the actual dates and pre-specified dates. All undefined capitalised terms shall have the meaning given to them in the Term Sheet.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Structured Deposit: Wealth Deposit - Series (3) ("UOB Wealth Deposit - Series (3)") is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Deposit Amount is held until the Final Maturity Date or Early Redemption by UOB (whichever is earlier). The UOB Wealth Deposit - Series (3) may not be withdrawn before the Final Maturity Date or before Early Redemption by UOB (whichever is earlier) without consent from UOB. If Early Redemption by UOB does not occur, the maximum Tenor is 8 years. In the event that UOB allows you to withdraw the structured deposit before the Final Maturity Date or Early Redemption by UOB (whichever is earlier), you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB's unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Deposit Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Wealth Deposit - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Wealth Deposit - Series (3) is suitable for you. Structured deposits are not an insured deposits for the purpose of the Deposit Insurance Act 2005 (No. 31 of 2005).

Growth Deposit Series

UOB Principal Guaranteed Structured Deposit: Growth Deposit - Series (12)
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UOB Principal Guaranteed Structured Deposit: Growth Deposit - Series (12) SGD(48KB)

Interest

Key Benefits:
Key Benefits

UOB Principal Guaranteed Structured Deposit: Growth Deposit – Series (12) ("UOB Growth Deposit – Series (12)") is a 5-year and 11-month structured deposit which pays you guaranteed interest1 and guarantees your principal2 if held to maturity. The total guaranteed minimum interest of 6.8%1 of the Principal Amount payable over the Tenor of 5 years and 11 months is equivalent to an effective interest rate of 1.1472% per annum assuming that the whole Principal Amount is held till the Maturity Date.

In addition, you enjoy the opportunity to earn a Maturity Variable Interest3 of up to 3% of the Principal Amount that is linked to (i) 10Y SGD swap rate4 minus (ii) 1.25 multiplied by 2Y SGD swap rate4. A similar structure is also available in USD*.

Summary Of Features



Notes:
1 A Guaranteed Fixed Interest of 1% of the Principal Amount will be paid at the end of Year One, 1.1% of the Principal Amount will be paid at the end of Year Two, 1.2% of the Principal Amount will be paid at the end of Year Three, 1.4% of the Principal Amount will be paid at the end of Year Four and 1.6% of the Principal Amount will be paid at the end of Year Five. The total guaranteed minimum interest of 6.8% comprises Guaranteed Fixed Interest totaling 6.3% of the Principal Amount plus a minimum Maturity Variable Interest of 0.5% to be paid at maturity. The total guaranteed minimum interest is guaranteed only if the whole Principal Amount is held with the Bank till the relevant Interest Payment Dates and Maturity Date.

2 Only if the whole Principal Amount is held till the Maturity Date.
3 The Maturity Variable Interest Rate shall be calculated as (i) 10Y SGD swap rate minus (ii) 1.25 multiplied by 2Y SGD swap rate (i.e. 10Y SGD Swap Rate – {1.25 x 2Y SGD Swap Rate}) observed on the Observation Date. The minimum Maturity Variable Interest Rate is 0.5% and maximum Maturity Variable Interest Rate is 3% to be paid at maturity.
4 "10Y SGD Swap Rate" is the rate for a Singapore Dollar swap with a maturity of ten years, while the "2Y SGD Swap Rate" is the rate for a Singapore Dollar swap with a maturity of two years, both are expressed in percentage. Please refer to the Indicative Term Sheet for more details.

*For more information on the structure and interest rate for UOB Growth Deposit – Series (12) in USD, please speak to a UOB Personal Banker.

Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details including the actual dates and pre-specified dates (including the Observation Date and relevant Interest Payment Dates). All undefined capitalised terms herein shall have the same meaning given to them in the Indicative Term Sheet.

A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit: Growth Deposit – Series (12) ("UOB Growth Deposit - Series (12)") is principal guaranteed only if held until the maturity date. The UOB Growth Deposit - Series (12) may not be withdrawn before the maturity date without express consent from UOB. The Tenor of this structured deposit is 5 years and 11 months. In the event that UOB allows you to withdraw the structured deposit before the maturity date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB's unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your principal amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Growth Deposit - Series (12). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Growth Deposit - Series (12) is suitable for you.

Unlike traditional deposits, the UOB Growth Deposit - Series (12) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A).

In addition, structured deposits are not fixed deposits and are not covered under the Singapore Government's guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the Monetary Authority of Singapore (which is in effect until 31 December 2010).

United Overseas Bank Limited is the structured deposit taking institution for UOB Principal Guaranteed Structured Deposit: Growth Deposit – Series (12).

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit: Growth Deposit - Series (12) SGD(48KB)

Interest

Key Benefits:
Key Benefits

UOB Principal Guaranteed Structured Deposit: Growth Deposit – Series (11) ("UOB Growth Deposit – Series (11)") is a 5 years and 11 months structured deposit which pays you guaranteed interests1 and guarantees your principal2 if held to maturity. The total guaranteed minimum interest of 7.5%1 of the Principal Amount payable over the Tenor of 5 years and 11 months is equivalent to an effective interest rate of 1.2661% p.a. assuming that the whole Principal Amount is held till the Maturity Date.

In addition, you enjoy the opportunity to earn a Maturity Variable Interest3 of up to 3.6% of the Principal Amount that is linked to the product of (i) 1.2 and (ii) the difference of 5Y SGD swap rate4 and 2Y SGD swap rate4. A similar structure is also available in USD*.

Receive a limited edition Gold-Plated Bar^

Gold-Plated Bar
Get a limited edition UOB 999 Fine Gold-Plated Bar^ when you invest a minimum of S$80,000 or equivalent in USD# in our UOB Growth Deposit - Series (11) during its Offer Period#. ^While stocks last. Terms and conditions apply.



The Gold-Plated Bar is also available when you save in your UOB Passbook Savings or Uniplus Account. Click here to find out more.

Summary Of Features



Notes:
1 A Guaranteed Fixed Interest of 1.15% of the Principal Amount will be paid at the end of Year One, 1.25% of the Principal Amount will be paid at the end of Year Two, 1.35% of the Principal Amount will be paid at the end of Year Three, 1.45% of the Principal Amount will be paid at the end of Year Four and 1.55% of the Principal Amount will be paid at the end of Year Five. The total guaranteed minimum interest of 7.5% comprises of Guaranteed Fixed Interest totaling 6.75% of the Principal Amount plus a minimum Maturity Variable Interest of 0.75% to be paid at maturity. The total guaranteed minimum interest is guaranteed only if the whole Principal Amount is held with the Bank till the relevant Interest Payment Dates and Maturity Date.
2 Only if the whole Principal Amount is held till the Maturity Date.
3 The Maturity Variable Interest Rate shall be calculated as the product of (i) 1.2 and (ii) 5Y SGD Swap Rate minus 2Y SGD Swap Rate (i.e. 1.2 x {5Y SGD Swap Rate – 2Y SGD Swap Rate}) observed on the Observation Date. The minimum Maturity Variable Interest Rate is 0.75%1 and maximum Maturity Variable Interest Rate is 3.6% to be paid at maturity.
4 "5Y SGD Swap Rate" is the rate for a Singapore Dollar swap with a maturity of five years, while the "2Y SGD Swap Rate" is the rate for a Singapore Dollar swap with a maturity of two years, both are expressed in percentage. Please refer to the Indicative Term Sheet for more details

*For more information on the structure and interest rate for UOB Growth Deposit – Series (11) in USD, please speak to a UOB Personal Banker

^While stocks last. Terms and conditions apply.

Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details including the actual dates and pre-specified dates (including the Observation Date and relevant Interest Payment Dates). All undefined capitalised terms herein shall have the same meaning given to them in the Indicative Term Sheet.

#Limited edition UOB 999 Fine Gold-Plated Bar ("Gift") is valid for customers with a minimum investment of S$80,000 or equivalent of S$80,000 in USD (exchange rate will be based on the Bank's prevailing rate of exchange, rounded up to the nearest thousand in USD) in UOB Growth Deposit – Series (11) during its Offer Period between 8 November and 11 December 2010, subject to UOB's assessment of product suitability for the customer.

Note:
Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details including the actual dates and pre-specified dates (including the Observation Date and relevant Interest Payment Dates). All undefined capitalised terms shall have the same meaning given to them in the Indicative Term Sheet.

A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit: Growth Deposit – Series (11) ("UOB Growth Deposit - Series (11)") is principal guaranteed only if held until the maturity date. The UOB Growth Deposit - Series (11) may not be withdrawn before the maturity date without express consent from UOB. The Tenor of this structured deposit is 5 years and 11 months. In the event that UOB allows you to withdraw the structured deposit before the maturity date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB's unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your principal amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Growth Deposit - Series (11). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Growth Deposit - Series (11) is suitable for you.

Unlike traditional deposits, the UOB Growth Deposit - Series (11) has risk and investment elements, are not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A).

In addition, structured deposits are not fixed deposits and are not covered under the Singapore Government's guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the Monetary Authority of Singapore (which is in effect until 31 December 2010).

United Overseas Bank Limited is the structured deposit taking institution for UOB Principal Guaranteed Structured Deposit: Growth Deposit – Series (11).

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit: Growth Deposit - Series (10) SGD (432KB)
UOB Principal Guaranteed Structured Deposit: Growth Deposit - Series (10) USD (476KB)

Interest

Key Benefits:
Key Benefits

UOB Principal Guaranteed Structured Deposit: Growth Deposit – Series (10) ("UOB Growth Deposit – Series (10)") is a 5 years and 11 months structured deposit which pays you guaranteed interests1 and guarantees your principal2 if held to maturity. The Total guaranteed minimum interest of 7.5%1 of the Principal Amount payable over the Tenor of 5 years and 11 months is equivalent to an effective interest rate of 1.2655% p.a. assuming that the whole Principal Amount is held till the Maturity Date.

In addition, you enjoy the opportunity to earn a potential Maturity Variable Interest3 of up to 3% of the Principal Amount that is linked to the difference of 5Y SGD swap rate4 and 2Y SGD swap rate4.

Summary Of Features



Notes:
1 A Guaranteed Fixed Interest of 1.00% of the Principal Amount will be paid at the end of Year One, 1.20% of the Principal Amount paid at the end of Year Two, 1.40% of the Principal Amount paid at the end of Year Three, 1.60% of the Principal Amount paid at the end of Year Four and 1.80% of the Principal Amount paid at the end of Year Five. The Total guaranteed minimum interest of 7.5% comprises of Guaranteed Fixed Interest totaling 7% of the Principal Amount plus a minimum Maturity Variable Interest of 0.5% to be paid at maturity. The Total guaranteed minimum interest is guaranteed only if the whole Principal Amount is held with the Bank till the relevant Interest Payment Dates and Maturity Date.
2 Only if the whole Principal Amount is held till the Maturity Date.
3 The Potential Maturity Variable Interest Rate shall be calculated as (i) 5Y SGD swap rate minus (ii) 2Y SGD swap rate observed on the Observation Date. The minimum Maturity Variable Interest Rate is 0.5% and maximum Maturity Variable Interest Rate is 3% to be paid at maturity.
4 "5Y SGD Swap Rate" is the rate for a Singapore Dollar swap with a maturity of five years, while the "2Y SGD Swap Rate" is the rate for a Singapore Dollar swap with a maturity of two years, both are expressed in percentage. Please refer to the Indicative Term Sheet for more details.

Note:
Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details including the actual dates and pre-specified dates (including the Observation Date and relevant Interest Payment Dates). All undefined capitalised terms shall have the meaning given to them in the Indicative Term Sheet.

A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit: Growth Deposit – Series (10) ("UOB Growth Deposit - Series (10)") is principal guaranteed only if held until the maturity date. The UOB Growth Deposit - Series (10) may not be withdrawn before the maturity date without express consent from UOB. The Tenor of this structured deposit is 5 years and 11 months. In the event that UOB allows you to withdraw the structured deposit before the maturity date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB's unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your principal amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Growth Deposit - Series (10). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Growth Deposit - Series (10) is suitable for you.

Unlike traditional deposits, the UOB Growth Deposit - Series (10) has risk and investment elements, are not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A).

In addition, structured deposits are not fixed deposits and are not covered under the Singapore Government's guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the Monetary Authority of Singapore (which is in effect until 31 December 2010).

United Overseas Bank Limited is the structured deposit taking institution for UOB Principal Guaranteed Structured Deposit: Growth Deposit – Series (10).

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit: Growth Deposit - Series (9)(432KB)

Interest

Key Benefits:
Key Benefits

UOB Principal Guaranteed Structured Deposit: Growth Deposit - Series (9) ("UOB Growth Deposit - Series (9)") is a 5 years and 6 months structured deposit which pays you guaranteed interests1 and guarantees your principal2 if held to maturity. The Guaranteed Minimum Interest totaling 6.5% of the Principal Amount payable over the Tenor of 5 years and 6 months is equivalent to an effective interest rate of 1.1817% p.a. assuming that the whole Principal Amount is held till the Maturity Date.

In addition, you enjoy the opportunity to earn a potential Maturity Bonus Interest3 of up to 2% of the Principal Amount that is linked to the difference of 5Y SGD swap rate4 and 1Y SGD swap rate4.

Summary Of Features



1 A Guaranteed Interest of 1.20% of the Principal Amount will be paid at the end of each of Year One, Year Two, Year Three, Year Four and Year Five, and a Guaranteed Interest of 0.50% of the Principal Amount will be paid at maturity. The guaranteed interest is guaranteed only if the whole Principal Amount is held with the Bank till the relevant Interest Payment Dates.
2 Only if the whole Principal Amount is held till the Maturity Date.
3 The potential Maturity Bonus Interest Rate shall be calculated as (i) 5Y SGD swap rate minus (ii) 1Y SGD swap rate observed on the Observation Date. The minimum Maturity Bonus Interest Rate is 0% and maximum Maturity Bonus Interest Rate is 2%.
4 "5Y SGD Swap Rate" is the rate for a Singapore Dollar swap with a maturity of five years, while the "1Y SGD Swap Rate" is the rate for a Singapore Dollar swap with a maturity of one year, both are expressed in percentage. Please refer to the Indicative Term Sheet for more details.

Note:
Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details including the actual dates and pre-specified dates (including the Observation Date and relevant Interest Payment Dates). All undefined capitalised terms shall have the meaning given to them in the Indicative Term Sheet.

A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit: Growth Deposit – Series (9) ("UOB Growth Deposit – Series (9)") is principal guaranteed only if held until the Maturity Date. The UOB Growth Deposit – Series (9) may not be withdrawn before the Maturity Date without express consent from UOB. The Tenor of this structured deposit is 5 years and 6 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB's unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your principal amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Growth Deposit – Series (9). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Growth Deposit – Series (9) is suitable for you.

Unlike traditional deposits, the UOB Growth Deposit – Series (9) has risk and investment elements, are not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A).

In addition, structured deposits are not fixed deposits and are not covered under the Singapore Government's guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the Monetary Authority of Singapore (which is in effect until 31 December 2010).

United Overseas Bank Limited is the structured deposit taking institution for UOB Principal Guaranteed Structured Deposit: Growth Deposit - Series (9).

Monitor / View Past Performance
UOB Principal Guaranteed Structured Deposit: Growth Deposit - Series (8)(451KB)

Interest

Key Benefits:
Key Benefits

UOB Principal Guaranteed Structured Deposit: Growth Deposit – Series (8) ("UOB Growth Deposit – Series (8)") is a 5 years and 6 months structured deposit which pays you guaranteed interests1 and guarantees your principal2 if held to maturity. The Guaranteed Minimum Interest totaling 7.5% of the Principal Amount payable over the Tenor of 5 years and 6 months is equivalent to an effective interest rate of 1.3672% p.a. assuming that the whole of the Principal Amount is held till the Maturity Date.

In addition, you enjoy the opportunity to earn a potential Maturity Bonus Interest3 of up to 3%, depending on the performance of the underlying instrument.4.

Summary Of Features



1 A Guaranteed Interest of 1.50% of the Principal Amount will be paid at the end of each of Year 1, Year 2, Year 3, Year 4 and Year 5. The Guaranteed Minimum Interest totaling 7.5% of the Principal Amount payable over the Tenor of 5 years and 6 months is equivalent to an effective interest rate of 1.3672% p.a. assuming that the whole Principal Amount is held till the Maturity Date. The guaranteed interests are guaranteed only if the whole Principal Amount is held with the Bank until the relevant Interest Payment Dates.
2 Only if the whole Principal Amount is held till the Maturity Date.
3 The potential Maturity Bonus Interest Rate shall be calculated as (i) 5Y SGD swap rate minus (ii) 2Y SGD swap rate observed on the Observation Date. The minimum Maturity Bonus Interest Rate is 0% and maximum Maturity Bonus Interest Rate is 3%.
4 Underlying instrument refers to the 5Y SGD Swap Rate and 2Y SGD Swap Rate. The 5Y and 2Y SGD Swap Rates are the rates for a Singapore Dollar swap with a maturity of 5 and 2 years expressed as a percentage respectively. Please refer to the indicative termsheet for more details.

Note:
Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details including the actual dates and pre-specified dates (including the, Observation Date and relevant Interest Payment Dates). All undefined capitalised terms shall have the meaning given to them in the Indicative Term Sheet.

A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit: Growth Deposit - Series (8) ("UOB Growth Deposit - Series (8)") is principal guaranteed only if held until the Maturity Date. The UOB Growth Deposit - Series (8) may not be withdrawn before the Maturity Date without express consent from UOB. The Tenor of this structured deposit is 5 years and 6 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB's unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your principal amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Growth Deposit - Series (8). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Growth Deposit - Series (8) is suitable for you.

Unlike traditional deposits, the UOB Growth Deposit - Series (8) has risk and investment elements, are not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A).

In addition, structured deposits are not fixed deposits and are not covered under the Singapore Government's guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the Monetary Authority of Singapore (which is in effect until 31 December 2010).

United Overseas Bank Limited is the structured deposit taking institution for UOB Principal Guaranteed Structured Deposit: Growth Deposit - Series (8).

Ruby Deposit Series

UOB Principal Guaranteed Structured Deposit - Ruby Deposit - Series (2)
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Monitor / View Past Performance
Ruby Deposit - Series (2) Tracker

Please note that the application for the UOB Ruby Deposit - Series (2) closed on 18 August 2009. A snapshot of the account is appended below.

Features of UOB Ruby Deposit - Series (2)*

  • 100% of principal guaranteed if UOB Ruby Deposit - Series (2) is held until maturity
  • Guaranteed interest of 2.8% of principal for the first year and 1.8% of principal at the end of each of the subsequent 6 years if the structured deposit is held until the respective Interest Payment Dates^.
  • Potential Maturity Bonus Interest linked to the basket performance of 2 Singapore blue chip Shares
    • If the Final Level of the Underlying Basket equals to or exceeds 130% of its Initial Level, Maturity Bonus Interest will be 4.5% of the Principal Amount.
    • If the Final Level of the Underlying Basket equals to or exceeds 115% of its Initial Level but is below 130% of its Initial Level, Maturity Bonus Interest will be 3.0% of the Principal Amount.
    • If the Final Level of the Underlying Basket is below 115% of its Initial Level, Maturity Bonus Interest will be 0.2% of the Principal Amount^.
  • Tenor: 8 years



Notes:
Minimum placement amount for Ruby Deposit - Series (2) is SGD 50,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^ The minimum interest of 13.8% (being total Guaranteed Interests of 13.6% plus the minimum Maturity Bonus Interest of 0.2%) of the Principal Amount is equivalent to an effective interest rate of 1.7434% per annum if this Structured Deposit is held until maturity

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Structured Deposit: Ruby Deposit - Series (2) ("UOB Ruby Deposit - Series (2)") is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Ruby Deposit - Series (2) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 8 years. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB's unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Ruby Deposit - Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Ruby Deposit - Series (2) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

In addition, structured deposits are not covered under the Singapore Government's guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Things you should know

Important Notice and Disclaimers
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Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Unlike traditional deposits, structured deposits have an investment element and returns may vary. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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