HDB Home Loan

Where you are:

Enjoy a total home solution with us. Our HDB Home Loan is designed to give you competitive interest savings, flexibility, convenience and a host of other benefits to answer your every need.

Benefits

Get The Loan Amount You Need
- Enjoy a loan of up to 80% of the purchase price of your new or resale HDB flat, or the valuation of your new home, whichever is lower.
  
  If you are purchasing a New flat, you can check out the prices at the HDB website. Alternatively, if you are intending to purchase a Resale flat, you can get a quick price estimate from recent HDB resale transactions.
  
  It is so easy to qualify for our UOB HDB Home Loan. You can apply even if you:
  - own a private property
  - have a monthly total household income of more than S$8,000
  - are not upgrading to a bigger flat
  - have previously enjoyed HDB Concessionary Loan rates
  In fact, you can apply for a UOB HDB Home Loan even if you qualify for HDB Concessionary Loan.
Flexible Repayment Options
- Our loans are designed to give you financial flexibility, tailored to your needs. With competitive interest rates and a flexible repayment period, you will have total control over your finances.
A Bridging Loan for a Smoother Transition
- If you are expecting proceeds from the sale of your existing property, we can provide a bridging loan to help you make the necessary downpayment first. That way, you will not miss the chance to own your dream home.
  
  If you are planning to sell your current flat, please visit the HDB website and find out how to get a valuation on your property. For an estimate on current market prices, you can get a good estimate from recent HDB resale transactions.
Attractive Interest Rates and Benefits
- UOB offers a full suite of competitive interest rates. You can choose from our wide range of fixed-rate packages, floating-rate packages, or UOB HomePlus packages or even a combination of them.
  
  Get an idea of the loan amount that will best serve your needs with our UOB Home Loan Calculator now.
  
  Terms and conditions apply.
24-hour Assistance
- With UOB HDB Home Loan, you can have complete peace of mind. For any query about your loan, you can contact our 24-hour Call Centre at 1800 388 2121 and our customer service officers will assist you.

Apply Now

So what are you waiting for? Apply now and make your dream home a reality.

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Got a question? Feel free to contact us:

24-hour Call Centre hotline:
1800 388 2121

Visit any UOB Group branch and speak to any Home Loans Specialist

Require assistance on your UOB home loan?

Fill in the Customer Assistance form if you require assistance on your
UOB home loan.

More Information

Important Information for Home Loans:

The Board Rate (BR) quoted is applicable only for the loan package that you are interested in (eg. HDB flat financing at fixed rate). The financial indicator(s) against which that BR is benchmarked, such as the SIBOR, Prime Rate or CPF rate, will also be disclosed.
The BR offered for your loan package may be different from BRs offered to other customers for different loan packages.
The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator(s) against which the BR is benchmarked. This 30-day notice requirement does not apply to home loans benchmarked against market indices.
The loan repayment schedule for the loan package that you have chosen is available in either hard copy (on request) or soft copy in the form of a home loan calculator on the bank's website.
The Association of Banks in Singapore's (ABS) Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages.

Loans

HDB Home Loan

Benefits

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More Information

Important Information for Home Loans:

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