UOB CashPlus Personal Loan^

Overview 

Take control over your finances with a more disciplined fixed monthly repayments with UOB CashPlus Personal Loan. With one of the lowest rates in town, you can choose any amounts of extra cash you need (within the available balance in your UOB CashPlus account) and opt to repay your loan in fixed monthly instalments over a period of 12 to 60 months.What’s more, the remaining balances (if any) in your UOB CashPlus account can be used as a standby revolving line of credit. And with every monthly instalment you repay, your credit line will be reinstated accordingly for your use for almost anything.

To apply for CashPlus Personal Loan, simply mail back the application form (PDF: 288KB) back to us.

If you do not have a UOB CashPlus account, click here to apply.

UOB CashPlus Personal Loan interest rates start from as low as 5.88% p.a., with a one-time processing fee.
 
Tenor (Months)
Processing Fee (%)
Published interest rates
(% p.a.)
Effective interest rates
(% p.a)
New UOB CashPlus accountholder as at 1 January 2012 onwards
12



2.5
5.88
15.44
24
5.88
13.44
36
7.88
16.11
48
7.88
15.52
60
7.88
15.06
 
Existing UOB CashPlus accountholder as at 31 December 2011
Tenor (Months)
Processing Fee (%)
Published interest rates
(% p.a.)
Effective interest rates
(% p.a)
If your annual income is above S$30,000
12



2.5
5.88
15.44
24
5.88
13.44
36
7.88
16.11
48
7.88
15.52
60
7.88
15.06
If your annual income is in the range of S$20,000 to S$29,999
12



2
8.88
19.83
24
8.88
18.27
36
9.88
19.15
48
9.88
18.53
60
9.88
18.01


The Effective Interest rate (EIR) is the actual rate incurred for using the loan facility, taking into account total charges and the way repayment is made.

Illustration is based on a loan amount of S$2,000. (Figures are rounded to the nearest dollar.)

Loan Tenor (Months)
12
24
36
48
60
Processing Fee (2.5%)
S$50
S$50
S$50
S$50
S$50
Total Interest
S$118
S$235
S$473
S$630
S$788
Low Monthly Instalments
S$176
S$93
S$69
S$55
S$47

Please also note that the disbursed amount will be net of the processing fee of the approved loan amount.

New: You can now enjoy Instant Personal Loan by withdrawing cash from your CashPlus account first and SMS to request to activate the Instant Personal Loan. Click here to find out more.

Terms and Conditions Governing UOB CashPlus Personal Loan applies.

^ All applicants must be existing UOB CashPlus account holders. Please note that the UOB CashPlus Personal Loan is not applicable to those enjoying promotional interest rates on their UOB CashPlus accounts.
In addition to the above, please click here for full set of the terms and conditions governing UOB CashPlus.
With effect from 1 October 2012, CashPlus Instalment Loan has been renamed to CashPlus Personal Loan. The terms and conditions governing CashPlus Personal Loan will apply to CashPlus Instalment Loan.

Calculator 

Calculate your savings with UOB CashPlus Personal Loan Calculator!
 

New UOB CashPlus accountholder as at 1 January 2012 onwards
Existing UOB CashPlus accountholder as at 31 December 2011
Loan Amount
S$
Loan Tenor
1 Year
2 Year
3 Year
4 Year
5 Year
Note: A one-time processing fee applies. Disbursement will be net of processing fee.

Apply NowNew

  • Complete an application form and mail it back to us or;
  • Leave your contacts here to find out more
  • Via SMS
    • Type CPIL NRIC Name, e.g: CPIL S7654321Z John
    • Send the SMS to 77862
      (You’ll receive a call from us within five (5) business days)

24-Hour ApprovalNew
  • Complete this application form and fax to 6253 1624 by 11am on weekdays (except public holidays)
  • Visit any one of the following UOB branches to submit your application by 11am on weekdays (except public holidays)
    • Admiralty
    • Bedok Central
    • Bishan
    • Boon Lay
    • Bukit Batok Central
    • Bukit Panjang
    • Hougang
    • Jurong East Central
    • Jurong Point
    • MacPherson
    • Marina Square
    • New Bridge Road
    • Northpoint
    • Novena Square
    • Orchard
    • Parkway Parade
    • Pasir Ris
    • Rivervale Mall
    • Serangoon Central
    • Tampines
    • Toa Payoh
    • UOB Plaza 1 (Main Branch)
    • VivoCity

Useful Information