Welcome.
UOB Absolute Cashback Card
Limitless cashback has never been this
simple
Highest limitless cashback* rate in Singapore at 1.7%.
Haven’t activated your UOB Absolute Cashback Card yet?
Access online/mobile banking
Consolidate your bills
Credit Card 
Reset your Card PINAbsolutely Simple
The UOB Absolute Cashback Card is a great idea for cashback, made simple.
Cashback on everything? Absolutely.
1.7% cashback* on all your purchases including travel, home furnishings, weddings,
luxury purchases and more.
0.3% cashback* on local transactions which are commonly excluded from earning rewards such as charity, education, healthcare, professional services, utilities and Grab wallet top-ups.
Electronics and Home Furnishing
Pay for your furniture or household electronics
Travel bookings
Book your accommodations, flights or car rentals
Luxury Shopping
Pamper yourself with luxury purchases
Insurance
Pay your premiums
Utilities and Telco Bills
Consolidate your
bill payments
Healthcare
Pay for your medical
and hospital bills
*The only credit card with no spend exclusion and has the highest limitless cashback rate in Singapore in comparison to other banks’ credit cards across Singapore that rewards a flat cashback earn rate of 1.7% on all spend (excluding local transactions which are commonly excluded from earning rewards such as charity, education, healthcare, professional services, utilities and Grab wallet top-ups, which earn 0.3% instead of 1.7%), with no minimum spend and no cap on cashback earned as at 6 May 2024. Local transactions which are awarded 0.3% cashback are listed in the Terms and Conditions Governing UOB Absolute Cashback Card.
“No spend exclusions” does not include NETS transactions made with the UOB Absolute Cashback Card. Terms and Conditions apply. Visit uob.com.sg/absolute for details.
How it works
If your UOB One Card statement date is the 15th of every month, a minimum of 5 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cashback.
If you spend:
| Statement Date and Minimum Monthly Spend | Total Shopee Singapore, Dairy Farm Singapore, Grab and/or UOB Travel spend | Total Singapore Power Utilities Bills |
|---|---|---|
|
15 AUG
(S$500)
|
S$100 | S$100 |
|
15 SEP
(S$500)
|
S$100 | NIL |
|
15 OCT
(S$500)
|
S$100 | S$100 |
| Minimum Number of Purchases per Statement Period | ||
| 5 | ||
Cashback Earned
15 NOV
"Singapore's Most Generous Cashback Card" refers to the highest cashback of 5% based on a retail spend amount of S$2,000 per month for 3 consecutive months, in comparison to other banks' cashback cards across Singapore as of 1 November 2020. Please note that exclusions apply.
Wef 16 Mar 2020, please be informed that selected transactions such as Grab mobile wallet top-ups, wire transfers, payments to Non-Financial Institutions (such as crypto-currencies etc), quasi-cash and more will be excluded from the awarding of cashback on the UOB One Card and bonus interest on the UOB One Account. For clarity, all other Grab transactions will continue to be eligible for the awarding of cashback on the UOB One Card. Insurance payments will be excluded from the awarding of cashback on the UOB One Card but continue to earn bonus interest on the UOB One Account. For details, visit uob.com.sg/onetncs for the UOB One Card T&Cs and uob.com.sg/oneaccount for the UOB One Account T&Cs. Insured up to S$100k by SDIC.
1Enjoy up to 5% cashback based on a retail spend of S$2,000 and minimum 5 transactions per statement month for each qualifying quarter to earn the quarterly cashback of S$300. Enjoy up to 3.33% cashback based on a retail spend of S$1,000 or S$500 and minimum 5 transactions per statement month for each qualifying quarter to earn the quarterly cashback of S$100 or S$50 respectively. Please note that exclusions such as monthly instalments under 0% Instalment Payment Plan, SmartPay, payments made to pre-paid accounts, charitable/religious organisations, government institutions and services, stored value card purchases apply. View the full terms and conditions here.
Welcome bonus:
S$350 Grab vouchers
The first 200 new-to-UOB credit card
customers in each month of January 2024 and February 2024 who successfully apply
for an eligible UOB Credit Card between 1 January 2024 and 29 February 2024
(both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive
months from their card approval date, will receive S$350 Grab
Vouchers.
Click here for full terms
and conditions.
Enjoy exclusive American Express Card deals and privileges, including Avis, Local Deals Near You, Tablet Plus membership and many more.
Avis
Up to 15% discount off
standard rates on car rentals via the dedicated Amex landing page
Complimentary upgrade voucher redeemable from dedicated Amex landing
page
Local Deals Near You
Explore and enjoy
exclusive offers in Singapore with your UOB Absolute Cashback Card.
Simply register for the offer to be eligible!
Tablet Plus
Complimentary 2 year
Tablet Plus membership (worth USD99 per year) with perks like room
upgrades, free breakfast, late check-out, spa credits, and more on your
hotel bookings
Enjoy all of life's finest
If you have applied for your UOB Credit Card(s) online,
you are automatically enrolled for electronic Card statements (eStatements) which can be
accessed via your UOB Personal Internet Banking. Click here for more information on eStatement.
Fees and Charges
Fees and Charges
| Annual Membership Fee | |
|---|---|
| Principal Card (First year waiver) | S$196.20 yearly (inclusive of GST) |
| 1st Supplementary Card | Free |
| 2nd Supplementary Card onwards | S$98.10 yearly (inclusive of GST) |
Minimum Monthly Repayment
Choose to settle your outstanding balances in full or only pay the Minimum Payment. This Minimum Payment is calculated as follows:
| Amount of outstanding Card Account balance | Minimum Payment |
|---|---|
| Less than S$50 | Outstanding Card Account balance |
| Equal to or more than S$50 but does not exceed Credit Limit | 3% of outstanding Card Account balance or S$50 whichever is higher, plus any overdue amounts |
| Exceeds Credit Limit | 3% of Credit Limit, plus excess over Credit Limit, plus any overdue amounts |
| Other Fees & Charges | |
|---|---|
| Fees for foreign currency transaction | All transactions in foreign currencies will be subject to an administrative fee of 3.25% |
| Late charges | A late payment charge of S$100 per month applies if the Minimum Payment specified in the Statement is not received by us by the Due Date. For your convenience, credit card payments can now be made via Internet Banking, SAM and at AXS stations |
| Interest | 27.8% per annum subject to a minimum charge of S$3, calculated on a daily basis from the date of the transaction, on any amount remaining unpaid (including late payment charges) until such outstanding is paid in full |
For other fees and charges, please refer to the UOB Cardmember Agreement here
The UOB Absolute Cashback American Express® Card is issued by United Overseas Bank Limited pursuant to a license from American Express.