Enjoy up to S$15,350 worth of rewards

Enjoy rewards when you insure, invest or save with UOB Privilege Banking. T&Cs apply.

Start your wealth journey with us

Deposit a minimum of S$100,000 in fresh funds into a new or existing UOB Privilege Account (capped at S$3,000,000 in fresh funds) to earn:

• 1.70% p.a. for three months on incremental fresh funds balance if you have eligible wealth holdings^ with UOB

Available from 1 to 30 October 2026 through UOB Privilege Banking Client Advisors only. Subject to qualifying criteria and T&Cs.

Invest with us to earn:

• 2.80% p.a. on a 2-month SGD fixed deposit (min. investment: S$100,000 in Unit Trusts, S$250,000 in Bonds or S$200,000 in Structured Notes)
• 3.10% p.a. on a 2-month SGD fixed deposit (min. investment: S$500,000 in eligible Unit Trusts, Bonds or Structured Notes)

Available until 31 October 2026. Subject to qualifying criteria and T&Cs. Investments are subject to market risks, including possible loss of principal.

Purchase a qualifying insurance plan and receive:

• Up to S$1,500 in vouchers for premium amount of S$39,999.
• Additional S$300 in vouchers for every additional S$10,000 in premium amount.

Available until 31 October 2026. Vouchers will be given for a maximum premium amount of S$100,000. Subject to qualifying criteria and T&Cs.

See how the rewards could add up

 

Scenario 1: Building a stronger financial foundation
Sarah has a growing family and wants to ensure her protection keeps pace with her evolving needs. After speaking with her Client Advisor, she puts in place an insurance plan to safeguard her wealth.

Purchase an eligible insurance planPurchase an eligible insurance plan
Purchase an eligible insurance plan

Sarah purchases an eligible insurance plan1 with a premium of S$100,000.

Deposit fresh fundsDeposit fresh funds
Deposit fresh funds

At a later date, Sarah deposits S$1,412,000 of fresh funds into her UOB Privilege Account. As she holds an existing insurance plan, she qualifies for a promotional interest rate of 1.70% p.a. for three months on her fresh funds2.

Receive S$9,600 worth of rewardsReceive S$9,600 worth of rewards
Receive S$9,600 worth of rewards

Sarah receives S$6,000 in interest and S$3,600 in vouchers.

Scenario 2: Pursuing growth of funds while maintaining liquidity
David wants to invest for growth while keeping funds available for upcoming needs. After discussing his goals with his Client Advisor, he puts a plan in place that helps him pursue both objectives.

Invest in eligible Unit Trusts and/or BondsInvest in eligible Unit Trusts and/or Bonds
Invest in eligible Unit Trusts and/or Bonds

David invests S$1,113,000 in eligible Unit Trusts and Bonds3 and places an equivalent amount in a 2-month SGD fixed deposit which earns him 3.1% p.a.

Deposit fresh fundsDeposit fresh funds
Deposit fresh funds

With his investments in place, David qualifies for a promotional interest rate of 1.70% p.a. for three months on his UOB Privilege Account when he deposits fresh funds2. He deposits S$1,412,000.

Purchase an eligible insurance planPurchase an eligible insurance plan
Purchase an eligible insurance plan

David uncovers a protection gap through the discussion with his Client Advisor and purchases an eligible insurance plan1 with a premium of S$100,000.

Receive S$15,350 worth of rewardsReceive S$15,350 worth of rewards
Receive S$15,350 worth of rewards

David receives S$11,750 in interest and S$3,600 in vouchers.

Note:
The above examples are for illustration only. Actual rewards may vary depending on prevailing rates, qualifying criteria and applicable terms and conditions.
1 Insurance policies are subject to policy terms, exclusions and risks. Benefits may not be guaranteed.
2 The UOB Privilege Account Promotion is only available through UOB Privilege Banking Client Advisors.
3 Investments are subject to market risks, including possible loss of principal.
This advertisement has not been reviewed by the Monetary Authority of Singapore.

Start a wealth conversation with UOB Privilege Banking today.

Start a wealth conversation with UOB Privilege Banking today.

Not a UOB Privilege Banking client? Join us with a minimum of S$350,000 (or its equivalent in a foreign currency) in qualifying assets under management.

Simply leave us your contact details and a Client Advisor will contact you.

Promotion Terms and Conditions

^"Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank during the participation period.

SGD deposits are insured up to S$100k by SDIC. T&Cs apply.

Full terms and conditions governing the UOB Privilege Account Promotion (01 October 2026 to 30 October 2026) apply and are available here (“Applicable Terms”). Words and expressions used shall have the same meaning as those used in the Applicable Terms. The Applicable Terms may be subject to change without notice or reason.

"Fresh Funds" means the Incremental Fresh Funds Balance. The Incremental Fresh Funds Balance is calculated on a daily basis as: Day-end Balance during the Promotional Rates Term less Monthly Average Balance of September 2026. Monthly Average Balance of September 2026 is calculated as: The summation of Day-end Balance for September 2026 divided by the number of calendar days of September 2026. Promotional rates are only applicable to the Incremental Fresh Funds Balance in the Account and are calculated on a daily basis for the Promotional Rates Term only. Promotional Rates Terms means in respect of a qualifying Account, for a period of three (3) months from the Participation Date, both dates inclusive. Upon expiry of the Promotional Rates Term, the interest rates shall revert to the Prevailing Interest Rates.

To qualify for the promotion, you are required to submit a participation form through your Client Advisor to register your interest. Alternatively, leave us your contact details.

Prevailing terms and conditions apply.

Sales representatives, if any, may be remunerated for the recommendation or sale of this account.

Click here for full details and Terms & Conditions governing UOB Wealth and FD Bundle Promotion. Promotion is available until 31 October 2026. Subject to qualifying criteria and T&Cs.

SGD deposits are insured up to S$100k by SDIC.

Full Terms & Conditions governing Prudential x UOB Insurance Rewards Promotion

The information contained on this webpage is for general information only and shall not be regarded as an offer, recommendation, solicitation or advice to make any investment or buy or sell any investment or insurance product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of investment or insurance products, if any, is qualified in its entirety by the terms and conditions of the investment or insurance product and if applicable, the prospectus or constituting document of the investment or insurance product. An investment in any product mentioned on this webpage carries different risks of varying degrees. Nothing in this webpage constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein. The information contained on this webpage has no regard to the specific objectives, financial situation and particular needs of any specific person. Investors may wish to seek advice from an independent financial advisor before investing in any investment or insurance product. Should you choose not to seek such advice, you should consider whether the investment or insurance product is suitable for you. Any past events, trends and/or performance referred to in this webpage may not necessarily be indicative of future events, trends or performance. This webpage is based on certain assumptions and reflects prevailing conditions as at the time of publication, which are subject to change at any time without notice. UOB makes no representation or warranty of any kind, whether express, implied or statutory, in respect of this webpage and accepts no liability or responsibility for the completeness or accuracy of this webpage or any error, inaccuracy or omission relating to this webpage and/or any consequence, injury, loss or damage howsoever suffered by any person relating to this webpage, in particular, arising from any reliance by any person on this webpage.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Buying insurance products that are not suitable for you may impact your ability to finance your future needs. Premiums are not guaranteed and may be adjusted based on future claims experience. This material is for reference only and is not a contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of any insurance products. Acceptance of the proposal is subject to underwriting. The precise terms and conditions, specific details and exclusions applicable to the insurance products stated herein are specified in the respective policy documents. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You are recommended to read the policy documents and may wish to seek advice from a qualified financial adviser before making a commitment to purchase any insurance products. In the event that you choose not to seek advice from a qualified financial adviser, you should consider carefully whether the products are suitable for you. United Overseas Bank Limited does not hold itself out to be an insurer or insurance broker. The insurance products and services stated herein are provided by Prudential Assurance Company Singapore (Pte) Limited.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

SDIC

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

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