UOB SmartPay
How it works
Tenure | 3 months | 6 months | 12 months |
One-time processing fee | 3% | 3% | 5% |
Effective Interest Rate | 18.18% p.a. | 10.43% p.a. | 9.5% p.a. |
For example, based on a retail purchase of S$3,600: | |||
Monthly Instalment | S$ 1200 | S$ 600 | S$ 300 |
One-time processing fee (Charged with first insalment) |
S$ 108 | S$ 108 | S$ 180 |
For frequently asked questions, click here.
Enjoy S$60 cash rebate for new SmartPay customers
From 15 Apr to 30 Jun 2024, be rewarded with S$60 cash rebate* when you convert a minimum of S$2,500 to UOB SmartPay 3 or 6 month plans!
To register for this promotion, please SMS the following to 77862 by 30 Jun 2024: NEWSP ‹space› last 4 alpha-numeric characters of your NRIC/passport number (eg. NEWSP 123A).
How to apply on UOB TMRW
Step-by-step guide on how it works:
Other ways of applying
UOB Personal Internet Banking
Most fields will be prefilled for a hassle-free experience! You will be notified on the outcome of your application by the next working day!
Forgot your password? Reset it instantly using your UOB Card!
UOB TMRW
Manage your card with UOB TMRW
Pay bills at over 300 billing organisations
Real time view of your card transactions
Manage your Credit Card limit
Report & block a lost card quickly
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