Personal Financing

Personal financing loans

CashPlus

The perks of extra cash and pluses of Visa. The most accessible and flexible credit line with no fixed repayment period.

Personal Loan

Competitive interest rates, fixed monthly repayment amount and long-term tenor from 12 - 60 months.

Balance Transfer

You can enjoy best rate guaranteed, flexible monthly repayment amount and short-term tenor from from 3,6 or 12 months

Debt Consolidation Plan

An opportunity for a financial clean slate. Consolidate the outstanding balances from your credit card and overdraft facilities, and reduce your outstanding debts over time with a single monthly payment to UOB.

Personal financing loans

CashPlus

The perks of extra cash and pluses of Visa. The most accessible and flexible credit line with no fixed repayment period.

Personal Loan

Competitive interest rates, fixed monthly repayment amount and long-term tenor from 12 - 60 months.

Balance Transfer

You can enjoy best rate guaranteed, flexible monthly repayment amount and short-term tenor from from 3,6 or 12 months

Debt Consolidation Plan

An opportunity for a financial clean slate. Consolidate the outstanding balances from your credit card and overdraft facilities, and reduce your outstanding debts over time with a single monthly payment to UOB.

Promotions

Extra help, extra fast approvals with UOB Personal Loan

Interest rate as low as 2.88% p.a. (EIR from 5.43% p.a.) with no processing fee.

Get up to $4,000 of cash rebates when you apply for UOB Personal Loan online!

T&Cs apply.

Get extra cash without extra stress

Flexible repayments from as little as S$30 or 2% of statement balance, whichever is higher.

Enjoy S$100 cash rebate* on your approved UOB Balance Transfer loan amount when you apply online now!

*T&Cs apply.

0% interest for online application

Whether you’re looking to renovate your home, upgrade your drive, pay off monthly bills or start a family, UOB CashPlus makes it easier to achieve all.

10% cashback on UOB CashPlus Visa Card

10% cashback on all purchases.
Up to 10% UOB$ cashback^ at participating merchants.

Terms and Conditions for 10% cashback on UOB CashPlus Visa Card here.

Promotions

Extra help, extra fast approvals with UOB Personal Loan

Interest rate as low as 2.88% p.a. (EIR from 5.43% p.a.) with no processing fee.

Get up to $4,000 of cash rebates when you apply for UOB Personal Loan online!

T&Cs apply.

Get extra cash without extra stress

Flexible repayments from as little as S$30 or 2% of statement balance, whichever is higher.

Enjoy S$100 cash rebate* on your approved UOB Balance Transfer loan amount when you apply online now!

*T&Cs apply.

0% interest for online application

Whether you’re looking to renovate your home, upgrade your drive, pay off monthly bills or start a family, UOB CashPlus makes it easier to achieve all.

10% cashback on UOB CashPlus Visa Card

10% cashback on all purchases.
Up to 10% UOB$ cashback^ at participating merchants.

Terms and Conditions for 10% cashback on UOB CashPlus Visa Card here.

Tools and services

Credit Limit Review

Enjoy greater financial flexibility to do the things you love and maximise the benefits on your UOB Credit Card and/or UOB CashPlus with a hassle-free credit limit increase application.

CreditSure Plus

A credit life insurance protection plan under a group term protection scheme designed to pay off the outstanding balances on you UOB Cards and/or CashPlus account, should misfortune happen.

Cash Advance

With UOB Cash Advance, never worry about not having enough cash on hand.

With you at every life moment

Getting Married

Marriage marks the start of a new adventure with your partner. It is never too early to start planning ahead for one of the most important milestones in your life.