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Announcement
With effect from 1 October 2025, the interest rates for the Bank’s property loans for HDB, private residential properties and commercial properties which are pegged to the Bank’s 14-month, 15-month, and 36-month SGD Fixed Deposit Board Rates (“SGD FD Board Rates”) respectively, will be revised as follows:
FD Property Loan Rate_14M
The loan interest rate, which is pegged to the 14-month SGD FD Board Rate, will be revised downwards from 1.55% to 1.00%.
FD Property Loan Rate_15M
The loan interest rate, which is pegged to the 15-month SGD FD Board Rate, will be revised downwards from 1.55% to 1.00%.
FD Property Loan Rate_36M
The loan interest rate, which is pegged to the 36-month SGD FD Board Rate, will be revised downwards from 1.60% to 1.00%.
Promotions

Charlie and the Chocolate Factory – The Musical
UOB is the Official Bank Partner for Charlie and the Chocolate Factory – The Musical.
Get priority access and 20% off tickets with UOB Debit/ Credit Cards.
UOB Presale:
- 18 Sep 2025, 10am to 19 Sep 2025, 9.59am (SGT): Exclusively via Klook
- 19 Sep 2025, 10am (SGT) to 30 Nov 2025, 11.59PM (SGT): Klook, Marina Bay Sands ticketing and SISTIC
Exclusive Dress Circle/VIP Box privileges:
- UOB Exclusive Dress Circle and VIP Box ticketholders can redeem one complimentary drink at the F&B Concession stand of Sands Theatre
Valid for UOB Cardmembers from Singapore, Malaysia, Thailand, Indonesia and Vietnam.
Terms & conditions apply

Beetlejuice The Musical - Singapore
UOB is the Official Bank Partner for Beetlejuice The Musical – Singapore.
Get up to 20% off and other exclusive privileges with UOB Debit/ Credit Cards.
UOB Presale:
- 9 Sep 2025, 2:00 PM (SGT) to 11 Sep 2025, 1.59PM (SGT)
- 20% off Premium Plus, Premium and A Reserve tickets for select UOB Cardmembers
- 15% off all categories for all UOB Cardmembers
General Sale:
- From 11 Sep 2025, 2:00PM (SGT) onwards
- 15% off Premium Plus, Premium and A Reserve tickets for select UOB Cardmembers
- 10% off all categories for all UOB Cardmembers
Exclusive UOB Premier Box Privileges:
- UOB Cardmembers who purchase Premier Box tickets can enjoy an exclusive Meet & Greet with the cast every Tuesday after the show
- Limited to first 30 Cardmembers who purchase Premier Box tickets
Show Dates: 15 Jan – 15 Feb 2026
Venue: Esplanade Theatre, Singapore
Valid for UOB Cardmembers from Singapore, Malaysia, Thailand, Indonesia and Vietnam.

Highest cashback on your Singtel spend with Singtel-UOB Card
Power up with the enhanced Singtel-UOB Card.
- Up to 12% cashback on Singtel and GOMO spend
- Up to 10% cashback on local online and mobile contactless spend
- 0% FX fees on overseas FX spend
T&Cs apply.

UOB FX+ Flash Deal Fridays: Free airport lounge access for two
TGIF just got even better with UOB FX+ Debit Card!
Be the first 30 online sign-ups every Friday and spend a minimum of S$500 (or foreign currency equivalent) to unlock free airport lounge access for you & a guest with Priority Pass.
Promotion till 31 October 2025. T&Cs apply.

Mariah Carey: The Celebration of Mimi Tour in Singapore
UOB is the Official Bank Partner for Mariah Carey: The Celebration of Mimi Tour in Singapore.
UOB Presale has ended on 19 Aug 2025, 11.59pm (SGT).
General Sale: 20 Aug, 10am (SGT) onwards
Concert Date and Time: 8 Oct 2025, 8PM (SGT)
Venue: Arena @EXPO

Big Cashback. Little Effort. With UOB One Debit Card.
Earning cashback is easy with UOB One Debit Card. Enjoy cashback at even more places with mobile payments!
- Up to 8% cashback at Grab, McDonald’s, Shopee, SimplyGo
- Up to 2% cashback at Singtel, GOMO, Singapore Powers, Apple Pay, Google Pay and Samsung Pay.
- Enjoy up to 4.5% p.a. interest on savings with UOB One Account.

Online Account Opening Promotion
Save with UOB and get rewarded!
Get a 10-gram 999.9 gold bar (PAMP® Rosa Gold Minted Bar) when you are the first 5 new-to-UOB Deposits customers to save with UOB every Friday from 5 to 26 September 2025. Simply open an account online (UOB One Account, UOB Stash Account, UOB Lady’s Savings Account or UOB Uniplus Account), deposit at least S$150,000 in new funds into your new account, maintain it for 7 months without withdrawal and register your participation here.
Or, get up to S$100 cash when you are among the first 80 customers to apply for an eligible UOB savings account online from 1 July to 30 September 2025, deposit at least S$5,000 in new funds into your new account.
Plus, stack your rewards with up to additional S$160 cash when you pay your bills and credit your salary and dividends with UOB.
T&Cs apply.

UOB EVOL Card
Every choice you make helps you curate the life you want. With UOB EVOL Card, enjoy:
- 10% cashback on local online, mobile contactless, selected gym, telco and streaming spendEnhanced
- 0% FX Fees on all overseas FX spend, with no min. spendNew
- 1% cashback on all overseas FX spend, till 31 Dec 2025New
T&Cs apply.

UOB FX+ Debit Card: More than a travel wallet
- 0% FX fees on all worldwide spends – no cap, no minimum spend
- Convert currencies in advance, at rates as good as what you see online
- Save more with extra travel perks like cashback on overseas ATM withdrawals and up to 20% off GrabTransport
- Receive up to S$50 cash when you sign up online. Promotion till 30 September 2025.
- From 1 July 2025 till 31 Jan 2026, be the top FX+ Debit Card spender of the month and receive a pair of Singapore Airlines Business Class tickets to Paris and Mastercard Priceless™ Experiences.

Save
Nation of Savers SG60 Bonanza
Stand up, Singapore!
This SG60, get up to S$600 guaranteed cash* when you save with UOB.
Plus be one of 60 lucky winners in our S$21,800 cash lucky draw*! The more you save, the more chances you earn to win!
Promotion ends 30 September 2025.
Not a UOB savings account holder? Apply online and get up to S$260 bonus cash*, plus double your chances to win in the lucky draw*.
*T&Cs apply.
Promotions

Charlie and the Chocolate Factory – The Musical
UOB is the Official Bank Partner for Charlie and the Chocolate Factory – The Musical.
Get priority access and 20% off tickets with UOB Debit/ Credit Cards.
UOB Presale:
- 18 Sep 2025, 10am to 19 Sep 2025, 9.59am (SGT): Exclusively via Klook
- 19 Sep 2025, 10am (SGT) to 30 Nov 2025, 11.59PM (SGT): Klook, Marina Bay Sands ticketing and SISTIC
Exclusive Dress Circle/VIP Box privileges:
- UOB Exclusive Dress Circle and VIP Box ticketholders can redeem one complimentary drink at the F&B Concession stand of Sands Theatre
Valid for UOB Cardmembers from Singapore, Malaysia, Thailand, Indonesia and Vietnam.
Terms & conditions apply

Beetlejuice The Musical - Singapore
UOB is the Official Bank Partner for Beetlejuice The Musical – Singapore.
Get up to 20% off and other exclusive privileges with UOB Debit/ Credit Cards.
UOB Presale:
- 9 Sep 2025, 2:00 PM (SGT) to 11 Sep 2025, 1.59PM (SGT)
- 20% off Premium Plus, Premium and A Reserve tickets for select UOB Cardmembers
- 15% off all categories for all UOB Cardmembers
General Sale:
- From 11 Sep 2025, 2:00PM (SGT) onwards
- 15% off Premium Plus, Premium and A Reserve tickets for select UOB Cardmembers
- 10% off all categories for all UOB Cardmembers
Exclusive UOB Premier Box Privileges:
- UOB Cardmembers who purchase Premier Box tickets can enjoy an exclusive Meet & Greet with the cast every Tuesday after the show
- Limited to first 30 Cardmembers who purchase Premier Box tickets
Show Dates: 15 Jan – 15 Feb 2026
Venue: Esplanade Theatre, Singapore
Valid for UOB Cardmembers from Singapore, Malaysia, Thailand, Indonesia and Vietnam.

Highest cashback on your Singtel spend with Singtel-UOB Card
Power up with the enhanced Singtel-UOB Card.
- Up to 12% cashback on Singtel and GOMO spend
- Up to 10% cashback on local online and mobile contactless spend
- 0% FX fees on overseas FX spend
T&Cs apply.

UOB FX+ Flash Deal Fridays: Free airport lounge access for two
TGIF just got even better with UOB FX+ Debit Card!
Be the first 30 online sign-ups every Friday and spend a minimum of S$500 (or foreign currency equivalent) to unlock free airport lounge access for you & a guest with Priority Pass.
Promotion till 31 October 2025. T&Cs apply.

Mariah Carey: The Celebration of Mimi Tour in Singapore
UOB is the Official Bank Partner for Mariah Carey: The Celebration of Mimi Tour in Singapore.
UOB Presale has ended on 19 Aug 2025, 11.59pm (SGT).
General Sale: 20 Aug, 10am (SGT) onwards
Concert Date and Time: 8 Oct 2025, 8PM (SGT)
Venue: Arena @EXPO

Big Cashback. Little Effort. With UOB One Debit Card.
Earning cashback is easy with UOB One Debit Card. Enjoy cashback at even more places with mobile payments!
- Up to 8% cashback at Grab, McDonald’s, Shopee, SimplyGo
- Up to 2% cashback at Singtel, GOMO, Singapore Powers, Apple Pay, Google Pay and Samsung Pay.
- Enjoy up to 4.5% p.a. interest on savings with UOB One Account.

Online Account Opening Promotion
Save with UOB and get rewarded!
Get a 10-gram 999.9 gold bar (PAMP® Rosa Gold Minted Bar) when you are the first 5 new-to-UOB Deposits customers to save with UOB every Friday from 5 to 26 September 2025. Simply open an account online (UOB One Account, UOB Stash Account, UOB Lady’s Savings Account or UOB Uniplus Account), deposit at least S$150,000 in new funds into your new account, maintain it for 7 months without withdrawal and register your participation here.
Or, get up to S$100 cash when you are among the first 80 customers to apply for an eligible UOB savings account online from 1 July to 30 September 2025, deposit at least S$5,000 in new funds into your new account.
Plus, stack your rewards with up to additional S$160 cash when you pay your bills and credit your salary and dividends with UOB.
T&Cs apply.

UOB EVOL Card
Every choice you make helps you curate the life you want. With UOB EVOL Card, enjoy:
- 10% cashback on local online, mobile contactless, selected gym, telco and streaming spendEnhanced
- 0% FX Fees on all overseas FX spend, with no min. spendNew
- 1% cashback on all overseas FX spend, till 31 Dec 2025New
T&Cs apply.

UOB FX+ Debit Card: More than a travel wallet
- 0% FX fees on all worldwide spends – no cap, no minimum spend
- Convert currencies in advance, at rates as good as what you see online
- Save more with extra travel perks like cashback on overseas ATM withdrawals and up to 20% off GrabTransport
- Receive up to S$50 cash when you sign up online. Promotion till 30 September 2025.
- From 1 July 2025 till 31 Jan 2026, be the top FX+ Debit Card spender of the month and receive a pair of Singapore Airlines Business Class tickets to Paris and Mastercard Priceless™ Experiences.

Save
Nation of Savers SG60 Bonanza
Stand up, Singapore!
This SG60, get up to S$600 guaranteed cash* when you save with UOB.
Plus be one of 60 lucky winners in our S$21,800 cash lucky draw*! The more you save, the more chances you earn to win!
Promotion ends 30 September 2025.
Not a UOB savings account holder? Apply online and get up to S$260 bonus cash*, plus double your chances to win in the lucky draw*.
*T&Cs apply.
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Services for you
Rewards+ on UOB TMRW
Travel with Rewards+ on UOB TMRW for access to the hottest regional deals and coupons, curated just for you.
The Dining Advisor
Embark on a culinary adventure with our curated collection of reviews, deals and more. A guide designed for the epicurious.
The Travel Insider
The new travel portal that inspires, helps you plan and lets you book in one place.
ShopUOB
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
With you at every life moment
Adulting
Adulthood is an exciting life stage, with its fair share of freedoms and responsibilities. No worries - we’ve got your back, as you prepare for the challenges of adulting.
Growing your Money
We journey with you to protect and build your wealth, and make your money work harder, so you can focus on achieving your life goals.
Getting Married
Marriage marks the start of a new adventure with your partner. It is never too early to start planning ahead for one of the most important milestones in your life.
Starting a Family
At UOB, we believe all children are smart. Start by building a plan now to nurture your child’s unique combination of smarts.
Solutions curated with you in mind

For the Ladies
Our commitment remains, stronger than ever, to empower, support and celebrate women, giving them the confidence to live the life they want and achieve all that they set out to do.
So continue to live life with passion, take chances. Shelter and provide for those you love while taking control and building for your future.

Sustainable Living
Choosing to live sustainably starts now. Learn how we can enable you to create impact with your everyday choices to live sustainably.

Home and Property
Built on the largest real estate ecosystem, our digital solutions will empower you to secure your home with speed and confidence.

For the Ladies
Our commitment remains, stronger than ever, to empower, support and celebrate women, giving them the confidence to live the life they want and achieve all that they set out to do.
So continue to live life with passion, take chances. Shelter and provide for those you love while taking control and building for your future.

Sustainable Living
Choosing to live sustainably starts now. Learn how we can enable you to create impact with your everyday choices to live sustainably.

Home and Property
Built on the largest real estate ecosystem, our digital solutions will empower you to secure your home with speed and confidence.
Articles

Balancing act: Financial planning for the sandwich generation
It can be challenging as a member of the sandwich generation to support both your parents and children.

Russia-Ukraine conflict: Has it slowed the transition to clean energy?
Russia is one of the world’s largest gas and oil producers. Its war with Ukraine and resulting sanctions is seriously affecting global supplies.

Financial planning for everyone
The Monetary Authority of Singapore (MAS) developed the Basic Financial Planning Guide to support Singaporeans on their financial planning journey.

Balancing act: Financial planning for the sandwich generation
It can be challenging as a member of the sandwich generation to support both your parents and children.

Russia-Ukraine conflict: Has it slowed the transition to clean energy?
Russia is one of the world’s largest gas and oil producers. Its war with Ukraine and resulting sanctions is seriously affecting global supplies.

Financial planning for everyone
The Monetary Authority of Singapore (MAS) developed the Basic Financial Planning Guide to support Singaporeans on their financial planning journey.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

Get cashback of up to 12% on your Singtel/GOMO spend with Singtel-UOB Card!
Plus, up to 10% cashback on local online & mobile contactless spend, and 0% FX fees on your overseas spend! Apply and enjoy year-long Singtel/GOMO bill rebates of up to S$120. T&Cs apply.
3,000 Welcome miles
The Welcome Miles will be automatically credited directly into the eligible Cardmember’s KrisFlyer membership account linked to his/her KrisFlyer UOB Debit Card in the following month after such Eligible Transaction is made. Only new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 July 2019 are eligible for the Welcome Miles. All other persons (including existing Cardmembers who were approved as Cardmembers before 1 July 2019 and former Cardmembers who have cancelled their KrisFlyer UOB Debit Card) will not be eligible for the Welcome Miles. Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Services apply. Spend exclusions apply.
Scoot Privileges
To enjoy the privileges on Scoot, flight bookings must be made via www.flyscoot.com/KrisFlyerUOB. Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Services apply.
Online Account Opening Weekly Promotion Weeks
- 1 - 6 Jul 25
- 7 - 13 Jul 25
- 14 - 20 Jul 25
- 21 - 27 Jul 25
- 28 Jul - 3 Aug 25
- 4 - 10 Aug 25
- 11 - 17 Aug 25
- 18 - 24 Aug 25
- 25 - 31 Aug 25
- 1 - 7 Sep 25
- 8 - 14 Sep 25
- 15 - 21 Sep 25
- 22 - 30 Sep 25
If a participant is qualified to receive the 10-gram PAMP® Rosa Gold Minted Bar, the participant shall not be qualified to receive the Online Account Opening Weekly Promotion of up to S$100 cash.
Flash Deal Fridays Promotion dates:
- 5 September 2025
- 12 September 2025
- 19 September 2025
- 26 September 2025
Limited to the first 5 eligible customers per promotion date who must not have (i) held and/or terminated any UOB products (New-to-UOB customers) or (ii) held and/or closed any UOB current account or savings account (New-to-UOB Deposits customers), in each case, from 1 September 2025 to the date of application for the new eligible UOB savings account, both dates inclusive.
Applicable to single-name accounts only. The new funds will be set aside for approximately 7 months and cannot be withdrawn during this period.
If a participant is qualified to receive the 10-gram PAMP® Rosa Gold Minted Bar, the participant shall not be qualified to receive the Online Account Opening Weekly Promotion of up to S$100 cash.
Get a 10-gram 999.9 gold bar (PAMP® Rosa Gold Minted Bar) OR up to S$260 cash credit comprising:
1) Either PAMP Gold Bar 10gm
OR
2) Either S$100 or S$60 or S$30 cash credit
AND
3) Up to S$160 cash credit
1) UOB Online Account Opening Weekly Friday Promotion (5 to 26 September 2025)
PAMP Gold Bar 10gm is limited to the first 5 customers on each tactical promotion date, namely 5 September 2025, 12 September 2025, 19 September 2025 and 26 September 2025 (each, a “Tactical Promotion Date”), who are either a new-to-UOB customer or a new-to-UOB deposit customer (i) who successfully submit an account opening application via a Permitted Application Channel on a Tactical Promotion Date for a new single-name UOB One Account, UOB Stash Account, UOB Lady’s Saving Account, or UOB Uniplus Account (each, a “UOB Account”), (ii) whose application is approved by UOB within September 2025, (iii) successfully deposit S$150,000 in New Funds into the new UOB Account opened pursuant to this UOB Online Account Opening Weekly Friday Promotion (5 to 26 September 2025) within September 2025 and (b) successfully completing and submitting the online participation form available at https://forms.uob.com.sg/personal/save/savings-festival.html within September 2025 to earmark the deposited S$150,000 in New Funds for a period of 7 months without withdrawal.
“Permitted Application Channel” means (a) any online account opening channel via www.uob.com.sg (excluding any application triggered or assisted by UOB staff or agents, or submitted together with a UOB credit card application, or submitted via https://www.uob.com.sg/personal/highlights/life-moments/adulting/tertiary-students.page); (b) UOB Personal Internet Banking or UOB TMRW; or (c) any other channels as may be permitted by UOB from time to time.
“New Funds” means funds (a) in the form of non-UOB cheques or non-UOB cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account. and (c) that are not withdrawn from any existing UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB Account at any time during the period between 5 September 2025 to 26 September 2025, both dates inclusive. This promotion is not valid in conjunction with the UOB Online Account Opening Weekly Promotion (1 July to 30 September 2025).
Gift under this promotion is strictly non-returnable and cannot be sold back to any UOB entity or its affiliates. Each gold item is tagged with a unique serial code, which will be recorded and tracked by UOB for verification and compliance purposes.
T&Cs apply. Click here for full terms and conditions
OR
2) UOB Online Account Opening Weekly Promotion (1 July to 30 September 2025)
Valid from 1 July to 30 September 2025 (“Promotion Period”). Limited to the first 80 customers of each Promotion Week, namely the week between 1 and 6 July 2025 and every calendar week between 7 July 2025 and 30 September 2025, (i) who submit an online account opening application during a Promotion Week for a new Eligible UOB Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into their new Eligible UOB Account within the same calendar month as their new account opening calendar month, and (iv) maintain a balance of at least S$5,000 in their new Eligible UOB Account till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new Eligible UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all their other UOB current accounts and/or savings accounts as at 30 June 2025 and such increase must also here for full terms and conditions.
Eligible UOB Account means: (i) for the period commencing from 1 July 2025 to 30 September 2025 (both dates inclusive), a UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account.
AND
3) Up to S$160 cash credit for customers who participate in the UOB SalaryPlus Promotion (1 July 2025 to 30 September 2025) by successfully submitting an online participation form (available at the official UOB website) between 1 July 2025 to 30 September 2025, both dates inclusive, to receive the following cash rewards:
(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan^ or UOB home loan^ from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.;
(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow# within the next two calendar months from the date of submission of the online participation form; and
(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service~ within the next two calendar months from the date of submission of the online participation form.
Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.
Customers must not have received any prior reward (whether in the form of cash credit or otherwise) in similar UOB promotions, or have the respective transaction history in any UOB current or savings account during the period between 1 January 2025 to 30 June 2025.
Full terms and conditions apply and can be accessed here.
^Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible
#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.
~CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.
UOB SalaryPlus Promotion (1 July 2025 to 30 Sep 2025)
Salary credit, GIRO bill payment, UOB car/home loan repayment and/or crediting of CDP dividends will need to be completed within the next two calendar months from the date of submission of the online participation form.
Select UOB Cardmembers:
- Singapore: UOB Reserve Card, UOB Visa Infinite Metal Card, UOB Regal Business Metal Card
- Malaysia: UOB Visa Infinite Metal Card, UOB Zenith Card
- Thailand: UOB Reserve Card
- Indonesia: UOB Zenith Card
^Valid for Cardmembers who purchased the ‘Premier Box ticket with Meet & Greet (M&G)’. Meet & Greet (M&G) option is valid for the first 30 ticket purchase only. The e-ticket confirmation email will state ‘M&G’ for eligible ticketholders. Conditions apply for the Meet & Greet session.
The ticket prices set by participating merchant and this promotion and its terms and conditions may change without prior notice. UOB Cards Privileges General Terms and Conditions apply.
Offer is valid across all categories and performances via Klook, MBS and SISTIC, subject to ticket availability. The ticket prices set by participating merchant and this promotion and its terms and conditions may change without prior notice. UOB Cards Privileges General Terms and Conditions apply.
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