Sustainable living is the new normal
You’ve taken that crucial first step by choosing a home awarded with the BCA Green Mark. Now take it one step further with the UOB Go Green Home Loan, a unique financing solution designed to fulfill your home buying needs while reducing your carbon footprint, so you can live in a greener, more sustainable manner.
Not sure if your home has been awarded the BCA Green Mark? Verify it here.
With no complicated verification processes, UOB can help you wake up to greener living instantly, within minutes1.
Apply now
Home Loan Packages
Enjoy the flexibility to pay off your loan partially or customise it to maximise your options.
- SORA PROMOTIONAL Limited tranche for New Direct-to-Bank* customers only
- Fixed Rate
SORAPROMOTIONAL Limited tranche for New Direct-to-Bank* customers only |
Fixed Rate | |
Year 1 | 3M Compounded SORA + 0.70% p.a. | For fixed-rate or combination of fixed-rate and 3-Month Compounded SORA packages, please complete the Contact Us form here so that our Home Loan Specialists can be in touch with you within the next business day. |
Year 2 | 3M Compounded SORA + 0.70% p.a. | |
Year 3 | 3M Compounded SORA + 0.80% p.a. | |
Year 4 and thereafter | 3M Compounded SORA + 1.00% p.a. | |
Lock in period | 2 years | |
Min Loan Size | S$250,000 | |
Special features: | • 1 free conversion after 24 months from the date of first disbursement, subject to the terms and conditions in the Letter of Offer. • Flexibility to prepay^ your loan/sell# your property, subject to the terms and conditions in the Letter of Offer. |
|
Other benefits | • Submit your application online & our banker will be in touch with you to share more on our limited time promotional offers. Valid only for direct applications without third party referrals. | |
Additional notes | Promotional rates are available for a limited period and only valid for completed residential properties in Singapore, for your new purchase or refinancing from another bank/HDB. Subject to minimum loan size. Pegged to the 3-month Compounded SORA that is published on MAS' website. Find out more on SORA. |
|
Terms and conditions
|
Things you should know
Terms and conditions
#This means that, in the event that the redemption of the Loan is due to sale of the Property and this redemption is within the Lock in Period, the redemption fee will be reduced by 50% subject to UOB’s receipt of satisfactory documentary evidence of the sale of the Property. In addition, the Borrower will be eligible for a refund of the reduced redemption fee paid to UOB if the Borrower fulfills the following conditions:(i) the Borrower accepts a new loan from UOB of which the new loan amount is equal or higher than the redeemed loan amount;(ii) such new loan is accepted by the Borrower within 6 months from date of redemption of the Loan;(iii) the Borrower furnishes a signed copy of the Letter of Offer; and(iv) such other condition(s) as may be determined by UOB.
^This means that no prepayment penalty will be applicable to the first prepayment request made per year during the Lock in period and the prepayment amount for such request is cap at 20% of the original loan amount.
Find out more information on the Standard Terms & Conditions Governing Credit Facilities here.
Important promotion information
1Instant approval refers to a conditional approval for a UOB Property Loan, and is granted based on the information provided by the applicant. It is processed and approved by UOB, and is subject to the applicable terms and conditions, including the necessary documentation verification and completion.
Important Notice and Disclaimers
- This publication is strictly for information purposes only and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. This publication is not an offer, recommendation, solicitation or advice to buy or sell any investment product. Nothing in this document constitutes accounting, legal, regulatory, tax, financial or other advice. You should consult your own professional advisors about issues discussed herein. While the information provided in this publication is believed to be accurate as at the date of publishing, UOB makes no representation or warranty, and accepts no responsibility or liability for its completeness or accuracy.
- Before taking up a loan, please refer to the Basic Financial Planning Guide to ensure that you have taken the necessary steps to address your savings, insurance and investment needs.
More Promotions
PRIVATE HOME LOAN & HDB HOME LOAN
Sweet home, sweeter rewards with a UOB Home Loan
Get up to S$3,500 worth of cash and TANGS Gift Card (inclusive of up to S$2,500 in cash for refinancing) when you apply online for a UOB Home Loan. Discover the perfect home loan solution for your private property with our competitive rates and flexible home loan packages now!
*T&Cs apply.
Refer A Friend
Introduce a friend and be rewarded with up to S$1,000* cash credit
Simply be an existing UOB customer to refer your friends or loved ones to finance their property with UOB Property Loans today.
*T&Cs apply
Go Green Home Loan
UOB Go Green Home Loan Promotion
Take a step towards reducing your carbon footprint by applying for a UOB Go Green Home Loan online and get up to S$2,500* cash rewards.
*T&Cs apply.