Supercharge your evolution

10% cashback with UOB EVOL

To enjoy 10% cashback on online, mobile contactless and overseas in-store FX spend, a min. spend of S$800 per statement month on your card is required. If the min. spend is not met, only the base 0.3% cashback on your online, mobile contactless and overseas in-store FX spend will be awarded. Cashback is capped at S$80 per statement month (S$30 cap for Online and Mobile Contactless; S$20 cap for overseas in-store FX spend; and S$30 on all other Spend). Exclusions and other terms and conditions apply.

To minimise disruptions for existing UOB EVOL Cards issued before 7 June 2024, the existing cardmembers can enjoy the enhanced benefits from the next statement cycle from 7 August 2024.

No annual fee

Enjoy no annual fees when you make min 3 transactions on your UOB EVOL Card every month for 12 consecutive months prior to your card annual fee charge date.

UOB One Account

Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

The maximum annual interest for deposits of S$150,000 in the One Account is S$6,000 and is calculated based on the maximum effective interest rate (EIR) of 4.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 2.40% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 4.00% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.

How it works

Example 1: During the transition period, if customer’s card statement generation dates fall on 7 July 2024 and 7 August 2024:

• For July statement:

Spend made between 8 June 2024 to 7 July 2024 will be based on the existing UOB EVOL cashback programme;

and

• For August statement:

Spend made between 8 July 2024 to 7 August 2024 will be based on the enhanced UOB EVOL cashback programme.

Example 2: During the transition period, if customer’s card statement generation dates fall on 24 July 2024 and 24 August 2024.

• For July statement:

Spend made between 25 June 2024 to 24 July 2024 will be based on the existing UOB EVOL cashback programme;

and

• For August statement:

Spend between 25 July 2024 to 24 August 2024 spend will be based on the enhanced UOB EVOL cashback programme.

Please click here for Frequently Asked Questions

South East Asia’s first quick-read card

The 16 digit card number in this innovative card design is vertically stacked in 4 rows, allowing you to read the card number easily. Paying for your online or phone transactions has never been easier.

What's more, enjoy the convenience of a Visa Signature Card with ATM and transit functions all in one card.

10% cashback on daily commute

Travel effortlessly with SimplyGo and earn 10% cashback¹ when you use your UOB EVOL Card for bus and train rides.

• No need for top-ups
• No need for multiple cards
• Earn 10% cashback¹ via mobile contactless on your rides
• Track your journey and ride history on the go
• Minimises card clash

Learn more here.

Boxgreen

Valid till 30 Sep 2023. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Auto-enrolment for eStatements

As part of our efforts to reduce waste, you will be auto-enrolled to eStatement when you sign up for the UOB EVOL Card. Enjoy peace of mind knowing that UOB archives your credit cards statements electronically for 5 years from the time of subscription.

Travel with peace of mind

Enjoy the following benefits** when you travel with your UOB EVOL Card:

• Public Conveyance Personal Accident coverage of S$500,000
• Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000 due to an accident or illness. (including due to COVID-19)

W.e.f. 1 Jan 2021, you will be required to apply to activate your complimentary travel insurance coverage for your UOB EVOL Card at least 5 working days before your trip. Click here to activate.

W.e.f. 1 Jan 2024, the UOB Complimentary Travel Insurance for selected UOB Cards will be extended to cover the Cardmember’s spouse and dependent child(ren). T&Cs apply.

**The specific details applicable to this insurance are set out in the Insurance Certificate and Agreement which is the operative document. Terms, conditions and exclusions apply. Please seek advice from a qualified advisor if in doubt.

Shop online with peace of mind

Make your online purchases with UOB EVOL Card to enjoy coverage of up to US$200 per claim per annum on the possible losses from your online purchases in partnership with Visa, which includes:

• Non-delivery of purchased item after 30 days of scheduled delivery*
  *unless so otherwise advised by the Seller that the purchased item will be delivered at a date beyond 30 days of the scheduled delivery date
• Incomplete delivery of purchased item
• Malfunctioning of delivered item due to physical damage at time of delivery

Extended Warranty

Duplicates the terms of the original Manufacturer’s Warranty up to 1 full year and covers the repair or replacement of products due to mechanical breakdown that renders it unfit for its intended purpose after the manufacturer’s initial warranty of the product has expired, conditions include:

• Purchases must have a minimum of 12 months manufacturer’s warranty
• Purchases given as gifts are covered
• Covered Purchases include internet purchases
• Covered Purchases do not have to be registered

Valid from 1 Oct 2023 to 30 Sep 2024. Terms, conditions and exclusions apply. Please seek advice from a qualified advisor if in doubt.

UOB Payment Facility
Frequently Asked Questions

• What is UNI$?
  It is a loyalty rewards programme where UOB Cardmembers earn UNI$ whenever he/she spend on his/her eligible Cards. Cardmembers can redeem for any exciting reward items from shopping, dining vouchers to movie tickets and more that are available in the UOB Rewards Catalogue via Personal Internet Banking or UOB TMRW app whenever he/she has sufficient UNI$.
• When do my UNI$ expire?
  UNI$ earned shall expire 2 years from the last day of each periodic quarter in which the UNI$ was earned.
• Can I choose to earn get cashback instead of UNI$ for my UOB Payment Facility transaction?
  No, UNI$ will be earned only on UOB Payment Facility transactions. You will continue to enjoy cashback on your other eligible card spend as per UOB One Card Terms and Conditions.

Click here for more FAQ on UNI$

Here’s how:
Step 1: Download the CDG Zig app to receive a S$3 promo code
Step 2: Pay for your rides with UOB EVOL Card to receive S$3 off promo codes for your next 2 rides.

Terms and conditions:
*Valid from 9 October 2023 to 8 November 2023. Capped at first 3,000 redemptions on a first-come-first-served basis. Payment must be made with a UOB EVOL Card. During the Promotion Period, a S$3 promo code will be issued when a customer downloads and registers as a new user of the App for the first time. The next S$3 promo code will be issued after every trip which was completed and paid with UOB EVOL Card. Each user can redeem up to a maximum of three S$3 ComfortDelgro promo code throughout the promotion period. UOB Generic Terms and Conditions apply. Visit CDG Zig Website for full terms and conditions.

Here’s how:
Step 1: Add UOB EVOL Card as the preferred payment mode on CDG Zig app
Step 2: Pay for your rides with UOB EVOL Card to receive S$3 off promo codes for your next 2 rides.

Terms and conditions:
^Valid from 9 October 2023 to 8 November 2023. Capped at first 2,000 redemptions on a first-come-first-served basis. Valid for customers who have set their UOB EVOL Card as the default payment mode. A S$3 promo code will be issued after every trip which was completed and paid with UOB EVOL Card. Each user can redeem a maximum of two S$3 ComfortDelgro promo code throughout the promotion period. UOB Generic Terms and Conditions apply. Visit CDG Zig Website for full terms and conditions.

Source Collections

Valid till 31 Dec 2024. Valid for one-time use only. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Scent By SIX

Valid till 30 Sep 2023. To redeem, present this offer at time of purchase. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Let’s Go Bike Singapore

Valid till 30 Sep 2023. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Green Common

Valid till 30 Sep 2023. To redeem, present this offer at time of seating. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Bettr Coffee

Valid till 30 Sep 2023. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

BYKURAHOME

Valid till 31 Dec 2024, limited to 1 redemption per customer. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Boxgreen

Valid till 30 Sep 2023. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Craftsforgreen

Valid till 31 Dec 2024. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Eco-Lyfe

Valid till 31 Dec 2024. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

GoodFoodPeople - Your plant-based journey made easy on this online marketplace

Valid till 29 Feb 2024. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

HEAVENLUXE

Valid till 31 Dec 2024. Not valid in conjunction with other promotions, discounts or privileges. Payment must be made with a UOB EVOL Card. Heavenluxe management reserves the right to change the offer mechanics at any time without prior notice. General terms and conditions apply.

Huggs Coffee

*Valid till 31 Dec 2022. ^Valid till 31 Dec 2022, limited to the first 500 redemptions.Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Hush Candle

Valid till 31 Dec 2024. Discount is non-stackable and cannot be used with any existing promo codes and/or discounts. Payment must be made with a UOB EVOL Card.

Just Produce

Valid till 30 Apr 2023. Payment must be made with a UOB EVOL Card. Not valid in conjunction with other promotion, discounts or privileges. General terms and conditions apply.

Minimakers

Valid till 31 Dec 2024. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Monkey Loot

Valid till 31 Dec 2024. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

My Naked Bar

Valid till 31 Dec 2024. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

SaladStop!

Valid till 30 Sep 2024. Offer is only available via SaladStop! Online Order, redeemed via promo code during checkout. Offer is not stackable with other discounts and offers in the same transaction. SaladStop! reserves the right to modify these terms and conditions at any time without prior notice. Any changes will be effective immediately upon posting on our website or other relevant platforms. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Sigi Skin

Valid till 31 Dec 2024. Payment must be made with a UOB EVOL Card. General terms and conditions apply. ^Not valid on new launches

SimplyGood

Valid till 30 Sep 2023. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

SusGain - Singapore's rewards app for YOU, the PLANET and the COMMUNITY

Turn your eco-conscious actions and spend into points, cashback, donations and trees at 1,000+ locations islandwide

The Sustainability Project

Valid till 31 Dec 2024. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

The Tea Story

Valid till 31 Dec 2024. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Treatsure

Valid till 30 Sep 2023. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

TWOOAK

Valid till 31 Dec 2024. Payment must be made with a UOB EVOL Card. General terms and conditions apply. ^Limited to 1 redemption per cardholder. ^#Flash your EVOL card to qualify.

Ugly Food

Valid till 31 Dec 2023. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

What IF Food

Valid till 30 Sep 2023. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Your Sustainable Store

Valid till 31 Dec 2022. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

^Limited to 1 redemption per customer.

POASIA

Valid till 31 Dec 2024. Payment must be made with a UOB EVOL Card. General terms and conditions apply.

Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 2.40% p.a. for deposits of S$125,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

The maximum annual interest for deposits of S$150,000 in the One Account is S$6,000 and is calculated based on the maximum effective interest rate (EIR) of 4.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

T&Cs apply. Insured up to S$100k by SDIC.