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Benefits
Own every evolution with the UOB EVOL Card, and get 10% on all online, mobile contactless and overseas in-store FX spend! Plus, no annual fee.
Existing UOB EVOL Cardmembers
To minimize disruptions for existing UOB EVOL Cards issued before 7 Jun 2024, you can enjoy the enhanced benefits from your next statement generated from 7 Aug 2024 if you are an existing cardmember![](/assets/web-resources/personal/images/common/icons-tooltip.png)
UOB EVOL Card existing benefits (statement generated before 7 Aug 2024) |
UOB EVOL Card enhanced benefits (statement generated on and after 7 Aug 2024) |
|
Cashback programme | • 8% cashback on online spend • 8% cashback on mobile contactless spend • 0.3% cashback on other eligible spend |
• 10% cashback on online and mobile contactless spendENHANCED • 10% cashback on overseas in-store FX spendNEW • 0.3% cashback on other eligible spend |
Total monthly cashback cap | S$60 (S$20 online, S$20 mobile, S$20 others) |
S$80 (S$30 online & mobile, S$20 overseas, S$30 others) |
Min. spend | S$600 | S$800 |
Please click here for Frequently Asked Questions
Cashback illustration
See how easy it is to earn cashback on the things you love with a minimum spend of S$800.
- Spend Amount
- Cashback Earned
Spend | Spend Amount | Cashback Earned |
Spend | Spend a minimum of S$800 in a month | |
10% cashback on online & mobile contactless spend | ||
Shopping haul from Taobao | S$100 | S$10.00 |
Grab rides | S$40 | S$4.00 |
Bus and train rides via SimplyGo with Mobile Pay | S$30 | S$3.00 |
Dining and café spend via Mobile Pay | S$70 | S$7.00 |
Purchase from Sephora via Mobile Pay | S$60 | S$6.00 |
10% cashback on overseas in-store FX spend | ||
Disneyland Admissions in Tokyo purchased over the counter in JPY | S$150 worth in SGD | S$15.00 |
Dining and café spend in-store overseas in MYR | S$50 worth in SGD | S$5.00 |
0.3% cashback on all other spend | ||
Phone bill | S$60 | S$0.18 |
Gym membership | S$100 | S$0.30 |
New headphone via Visa Paywave (using card) | S$140 | S$0.42 |
Total | S$800 | S$50.90 |
Online refers to all spend made via the internet. Mobile contactless refers to in-store contactless spend made via Apple Pay, Samsung Pay, Google Pay and other mobile wallet services that accepts UOB EVOL Card. Overseas in-store FX spend refers to spend charged on overseas in-store spend in foreign currencies. Cashback is capped at S$80 (S$30 on Online and Mobile Contactless spend, S$20 on overseas in-store FX spend, and S$30 on all other spend) for each statement month if you met min. S$800 monthly spend. Exclusions apply.
About UOB EVOL
Sustainability
Show your support and go green with Southeast Asia’s first bio-sourced card – the UOB EVOL Card. Enjoy a variety of sustainable deals, take your carbon footprint to zero with SP Group and more!
Rewards+
Access to Singapore’s personalised rewards programme on UOB TMRW app. Enjoy curated dining, shopping, travel deals and more, plus track and use your cashback and rewards points.
Digital Banking with UOB TMRW
Where’s your money really going? Take stock by using UOB TMRW to track your spending, score deals, invest and more. It’s the Spotify Unwrapped you needed, but for money.
Smart Money
Boost your savings with UOB One Account. What’s more, ease your cashflow when you buy now and pay later with UOB SmartPay.
Promotions
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Others
ALBA STEP UP app – Turning Waste into Treasure
For more great ideas to own it,
follow us on Instagram at @OwnMyEVOL
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Love mother earth?
Be an eco-friend with benefits
![Paper statements](/assets/web-resources/personal/images/cards/cashback/evol-card/recommended-product-detail/paper-statements.jpg)
Paper statements
See ya never!
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Annual fees?
You can officially waive that goodbye.
Things you should know
Eligibility and fees
Eligibility
Age: 21 years and aboveSingaporean/PR:
- Instant Card approval via Myinfo
- Minimum annual income of S$30,000 OR
- Fixed Deposit collateral of at least S$10,000^^
For Foreigners:
- Minimum annual income of S$40,000 OR
- Fixed Deposit collateral of at least S$10,000^^
^^Terms and conditions apply. Please visit UOB branches for more information on secured card applications.
Documents required: Click here.
Annual Fees:
- Enjoy no annual fee2 on your Principal Card when you make min. 3 transactions per month for 12 consecutive months prior to your card anniversary date
- Applicable for annual fee on your following card anniversary date from 1 Jan 2023 onwards
- With effect from 1 January 2024:
- Principal card: S$196.20
- 1st Supplementary Card: Free
- 2nd Supplementary Card onwards: S$98.10
Already an existing UOB Credit Cardholder?
Alternative, if you are already a Principal UOB Credit Card Holder, you can send an SMS application to 77672:
<YesEVOL>space<Last 4 digits of existing UOB Card>space<NRIC#>
Apply & Pay within minutes
![](/assets/web-resources/personal/images/cards/cashback/apple-pay.jpg)
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
For existing Principal UOB Credit Card holders
Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77862:
‹YesEVOL›space‹Last 4 digits of existing UOB Card›space‹NRIC#›
SMS T&Cs apply.
Terms and Conditions
*Get GoPro worth S$590
The first 100 new-to-UOB Credit Cardmembers to successfully apply for a UOB EVOL Card in each calendar month from 1 September 2024 to 30 November 2024 and spend a min. of S$800 per month for the 3 first consecutive months from their card approval date, will receive a GoPro worth S$590. Click here for full terms and conditions.
Apply & Pay within minutes is only valid for New-to-Bank applicants who use Myinfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.
Please refer here for full FAQs for the UOB EVOL Card.
1EVOL Card benefits will be enhanced from 7 June 2024: To enjoy 10% cashback on online, mobile and overseas in-store FX spend, a min. spend of S$800 per statement month on your card is required. If the min. spend is not met, only the base 0.3% cashback on your online, mobile contactless and overseas in-store FX spend will be awarded. Cashback is capped at S$80 per statement month (S$30 cap for Online and Mobile Contactless; S$20 cap for overseas in-store FX spend; and S$30 on all other Spend). Exclusions and other terms and conditions apply.
To minimize disruptions for existing UOB EVOL Cards issued before 7 June 2024, the existing cardmembers can enjoy the enhanced benefits from the next statement cycle from 7 August 2024, please click here for Frequently Asked Questions.
2Enjoy no annual fees when you make min 3 transactions on your UOB EVOL Card every month for 12 consecutive months prior to your card annual fee charge date.
With effect from 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of cashback. Please click here for the full terms and conditions.
W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Organizations, Membership-Not Elsewhere Classified (Labor Union) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the awarding of cashback. Click here for the full terms and conditions.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member.
^You will be given My Green CreditsTM valued at 1% of your SP Utilities bill amount. These My Green CreditsTM by SP Group are provided to you free of charge, and can offset up to 100% of your electricity carbon footprint. A minimum SP Utilities bill amount of S$100 is required for conversion to My Green CreditsTM. My Green CreditsTM prices are dependent on the REC selling prices offered by each developer to UOB. These prices may change from time to time, depending on market factors. As of 12 October 2023, My Green CreditsTM are purchased by UOB at S$0.12 per 25 kWh. Click here for FAQs.
![](/assets/web-resources/personal/images/cards/cashback/evol-card/featuredproduct/one-account-1080x760.jpg)
Bundle up for even more benefits
Earn higher interest on your savings with One Account –up to 6.0% p.a. in just two steps
Skip to the good part with UOB One Account. Simply spend min. S$500 monthly on your UOB EVOL Card AND credit your salary, OR make 3 GIRO transactions monthly.
Enjoy more privileges when you pair the UOB One Account with UOB EVOL Card. Visit go.uob.com/online-exclusive for the latest sign-up offer!
Related products
Supplementary Card
Be rewarded when you gift a UOB Supplementary card to your loved ones. Simply login to your UOB Personal Internet Banking account to apply now.
UOB SMARTPAY
Buy now and pay later with UOB SmartPay. Split your bills into interest-free monthly installments. Now available on UOB TMRW.
UOB One Account
Two steps is all you need to earn higher interest. Enjoy up to 6% p.a. interest (approx. S$6,000 a year) when you add the UOB One Account to your UOB EVOL Card!