Get your Home Loan approval instantly3, when you apply via Myinfo* with forms pre-filled.

At a glance

Transforming house hunters into home owners

Whether you are a first-time homeowner or looking to secure your next property, let us help you make an informed decision on your dream home and avoid missed opportunities.

Experience UOB Home Solution

Singapore’s first digital home solution, built on the largest real estate ecosystem. Enabling Singaporeans to secure their dream home with speed and confidence

Experience UOB Home Solution

Singapore’s first digital home solution, built on the largest real estate ecosystem. Enabling Singaporeans to secure their dream home with speed and confidence

Products and services

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  • Home Loan
  • Insure
Private Home Loan
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Home Loan

Private Home Loan

Secure the financing you need for your private property by getting the loan amount you need or a bridging loan for a smoother transition.

    SimpleInsure
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    Home Loan

    HDB Home Loan

    Settle into your home comfortably with our attractive home loan package. Enjoy interest savings through a promotional interest rate, cash rebate of S$2,000 when you refinance, and enjoy a free package conversion after the loan lock-in period. Terms and conditions apply.

      International Property Loans
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      Home Loan

      International Property Loans

      Whether you are buying an overseas property in United Kingdom, Australia, Japan, Thailand or Malaysia, our mortgage team can provide financing advice at your convenience and is here to tailor a property loan package to suit your needs.

        Property Equity Financing
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        Home Loan

        Property Equity Financing

        Obtain the funds you need to meet your financial needs and goals by tapping on the equity in your property.

        • Cash in a single upfront payment
        • Term loan on monthly repayment basis
        • Property equity overdrafts to draw from only when you need to
        Commercial Property Loan
        commercial_property_loan
        Home Loan

        Commercial Property Loan

        Enjoy competitive interest rates and benefits with the UOB Commercial Property Loan and channel the savings towards building your business instead.

        • Finance up to 80% of the purchase price or valuation of your property, whichever is lower
        • Option of taking up to 30 years to service the loan in monthly instalments.
        • Competitive interest rates
        UOB Go Green Home Loan
        uob_go_green_home_loan
        Home Loan

        UOB Go Green Home Loan

        The UOB Go Green Home Loan is a unique financing solution designed to fulfill your home buying needs while reducing your carbon footprint and ownership costs, so you can live in a greener, more sustainable manner.

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          More Promotions

          Be rewarded when you finance or refinance your home loan with UOB
          Sweet home, sweeter rewards with a UOB Home Loan
          PRIVATE HOME LOAN & HDB HOME LOAN

          Sweet home, sweeter rewards with a UOB Home Loan

          Get up to S$3,500 worth of cash and TANGS Gift Card (inclusive of up to S$2,500 in cash for refinancing) when you apply online for a UOB Home Loan. Discover the perfect home loan solution for your private property with our competitive rates and flexible home loan packages now!

          *T&Cs apply.

          Introduce a friend and be rewarded with up to S$1,000* cash credit
          Refer A Friend

          Introduce a friend and be rewarded with up to S$1,000* cash credit

          Simply be an existing UOB customer to refer your friends or loved ones to finance their property with UOB Property Loans today.

          *T&Cs apply

          UOB Go Green Home Loan Promotion
          Go Green Home Loan

          UOB Go Green Home Loan Promotion

          Take a step towards reducing your carbon footprint by applying for a UOB Go Green Home Loan online and get up to S$2,500* cash rewards.

          *T&Cs apply.

          Frequently asked questions

          What are the benefits of a UOB Home Loan?
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          • Attractive interest rates and flexible repayment options.
          • Provides up to 75% financing of the purchase price or valuation of your new property, whichever is lower.

          Please leave your contact details and we will be in touch shortly, or call our UOB call center from 8am - 8pm at 1800 388 2121, or visit any UOB Group branch and speak to our Home Loans Specialist.

          This is a collaboration with CKS, a professional valuer, to provide a convenient and reliable platform where a customer looking to buy a property or refinance his home loan can obtain an indicative online valuation while getting a bank loan from UOB. This service enables the user to instantly obtain an indicative valuation on the HDB flats and private condominiums in Singapore.

          UOB is the first-in-market to collaborate with a professional valuer to host an online valuation service on its website. Valuer CKS is a member of SISV (Singapore Institute of Surveyors and Valuers). Indicative valuation can be used for bank’s credit underwriting.

          This service is currently open to everyone. We will also be making this service available to agents via their inhouse apps.

          Yes, this is free.

          You must ensure that the information you provide for the property loan application is consistent with and matches the information in the actual documents submitted to us subsequently. It is your responsibility to ensure that the information you give to us is accurate, complete and not misleading. You must tell us promptly if any information given is or subsequently becomes inaccurate, incomplete, misleading or changes in any way. Terms and conditions in the Letter of Offer apply if you subsequently agree to take up the Loan with us. Do note that the Letter of Offer must be accepted within its validity period (7 days from the date Instant Approval is obtained).

          Our Home Loans Specialists will need some time to collect information from you. Once information is submitted, result will be instantaneous.

          Instant approval is subject to the bank’s guidelines. Please speak to our Home Loans Specialists who will be able to assist you further.

          Yes, you can. You must ensure that the information you provide us for the property and home loan application is consistent with and matches the information in the actual documents submitted to us subsequently.

          The Instant Approval is valid for 7 calendar days from the date the approval is granted.

          Please speak to our Home Loans Specialists.

          Unfortunately, your housing agent may not apply on your behalf, as all applicants/borrowers need to be present at the branch.

          Instant Approval is processed at our branches while Property Loan Eligibility is done at show flats. Please note that there is no Letter of Offer being issued for Property Loan Eligibility. If you wish to take up the property loan package you are eligible for, you would need to proceed to the branch so that you can check that the application details are accurate before the loan is approved and the Letter of Offer is issued.

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