Secure the financing you need for your private property by getting the loan amount you need or a bridging loan for a smoother transition.
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Transforming house hunters into home owners
Whether you are a first-time homeowner or looking to secure your next property, let us help you make an informed decision on your dream home and avoid missed opportunities.
Products and services
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Home Loan
Private Home Loan
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Home Loan
HDB Home Loan
Settle into your home comfortably with our attractive home loan package. Enjoy interest savings through a promotional interest rate, cash rebate of S$2,000 when you refinance, and enjoy a free package conversion after the loan lock-in period. Terms and conditions apply.
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Home Loan
International Property Loans
Whether you are buying an overseas property in United Kingdom, Australia, Japan, Thailand or Malaysia, our mortgage team can provide financing advice at your convenience and is here to tailor a property loan package to suit your needs.
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Home Loan
Property Equity Financing
Obtain the funds you need to meet your financial needs and goals by tapping on the equity in your property.
- Cash in a single upfront payment
- Term loan on monthly repayment basis
- Property equity overdrafts to draw from only when you need to
![Commercial Property Loan](/assets/web-resources/personal/images/highlights/solutions/home-and-property/index/category-page-filter/comercialpropertyloan.jpg)
Home Loan
Commercial Property Loan
Enjoy competitive interest rates and benefits with the UOB Commercial Property Loan and channel the savings towards building your business instead.
- Finance up to 80% of the purchase price or valuation of your property, whichever is lower
- Option of taking up to 30 years to service the loan in monthly instalments.
- Competitive interest rates
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Home Loan
UOB Go Green Home Loan
The UOB Go Green Home Loan is a unique financing solution designed to fulfill your home buying needs while reducing your carbon footprint and ownership costs, so you can live in a greener, more sustainable manner.
![Home Construction Loan](/assets/web-resources/personal/images/highlights/solutions/home-and-property/index/category-page-filter/homeconstructionloan.jpg)
Home Loan
Home Construction Loan
Whether you are building a new home, revamping a recently acquired property or giving your current home a new look, UOB Home Construction Loan provides the financing you need to make your dream home a reality.
Start laying the foundation for your dream home with UOB.
![InsureHome](/assets/web-resources/personal/images/highlights/solutions/home-and-property/index/category-page-filter/insurehome.jpg)
Insure
InsureHome
A home content plan that covers the items in your home against the unexpected.
- Up to S$150,000 coverage on home contents and renovations
- Up to S$500,000 coverage on legal liability as a homeowner or tenant
- One-stop emergency home assistance for home care services
More Promotions
Be rewarded when you finance or refinance your home loan with UOB
![Bring home attractive gifts when you take up a UOB Home Loan](/assets/web-resources/personal/images/borrow/recommended-product-detail-tiles/promotions/home-loan-apple-gift-720x480.jpg)
PRIVATE HOME LOAN & HDB HOME LOAN
Bring home attractive gifts when you take up a UOB Home Loan
Financing your private property or HDB flat?
Enjoy competitive home loan rates and flexible home loan packages with us. Plus, get up to S$2,500 cash* for refinancing loans and an Apple gift worth up to S$1,311*.
Hurry, unlock this limited time offer!
*T&Cs apply.
![Introduce a friend and be rewarded with up to S$1,000* cash credit](/assets/web-resources/personal/images/borrow/recommended-product-detail-tiles/promotions/refer.jpg)
Refer A Friend
Introduce a friend and be rewarded with up to S$1,000* cash credit
Simply be an existing UOB customer to refer your friends or loved ones to finance their property with UOB Property Loans today.
*T&Cs apply
![UOB Go Green Home Loan Promotion](/assets/web-resources/personal/images/borrow/recommended-product-detail-tiles/promotions/gogreen.jpg)
Go Green Home Loan
UOB Go Green Home Loan Promotion
Take a step towards reducing your carbon footprint by applying for a UOB Go Green Home Loan online and get up to S$2,500* cash rewards.
*T&Cs apply.
Frequently asked questions
What are the benefits of a UOB Home Loan?
- Attractive interest rates and flexible repayment options.
- Provides up to 75% financing of the purchase price or valuation of your new property, whichever is lower.
How should I contact UOB for more details?
Please leave your contact details and we will be in touch shortly, or call our UOB call center from 8am - 8pm at 1800 388 2121, or visit any UOB Group branch and speak to our Home Loans Specialist.
What is this Instant Online Valuation Service?
This is a collaboration with CKS, a professional valuer, to provide a convenient and reliable platform where a customer looking to buy a property or refinance his home loan can obtain an indicative online valuation while getting a bank loan from UOB. This service enables the user to instantly obtain an indicative valuation on the HDB flats and private condominiums in Singapore.
How is this different from other online valuation tools?
UOB is the first-in-market to collaborate with a professional valuer to host an online valuation service on its website. Valuer CKS is a member of SISV (Singapore Institute of Surveyors and Valuers). Indicative valuation can be used for bank’s credit underwriting.
Is this available to the public, or only for UOB customers?
This service is currently open to everyone. We will also be making this service available to agents via their inhouse apps.
Is this Instant Online Valuation service free?
Yes, this is free.
Can I rely on Instant Approval to buy a property?
You must ensure that the information you provide for the property loan application is consistent with and matches the information in the actual documents submitted to us subsequently. It is your responsibility to ensure that the information you give to us is accurate, complete and not misleading. You must tell us promptly if any information given is or subsequently becomes inaccurate, incomplete, misleading or changes in any way. Terms and conditions in the Letter of Offer apply if you subsequently agree to take up the Loan with us. Do note that the Letter of Offer must be accepted within its validity period (7 days from the date Instant Approval is obtained).
How long will it take?
Our Home Loans Specialists will need some time to collect information from you. Once information is submitted, result will be instantaneous.
I went down to your branch yesterday but was not given an Instant Approval. Why?
Instant approval is subject to the bank’s guidelines. Please speak to our Home Loans Specialists who will be able to assist you further.
I do not have an option to purchase yet. Can I still apply for Instant Approval?
Yes, you can. You must ensure that the information you provide us for the property and home loan application is consistent with and matches the information in the actual documents submitted to us subsequently.
How long is the Instant Approval valid for?
The Instant Approval is valid for 7 calendar days from the date the approval is granted.
What do I need to do if the Instant Approval that I was granted has expired?
Please speak to our Home Loans Specialists.
Can my housing agent apply on my behalf?
Unfortunately, your housing agent may not apply on your behalf, as all applicants/borrowers need to be present at the branch.
The difference between Instant Approval and Property Loan Eligibility Check
Instant Approval is processed at our branches while Property Loan Eligibility is done at show flats. Please note that there is no Letter of Offer being issued for Property Loan Eligibility. If you wish to take up the property loan package you are eligible for, you would need to proceed to the branch so that you can check that the application details are accurate before the loan is approved and the Letter of Offer is issued.
Our Partners
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