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Account Balance | Base interest (p.a.) | Bonus interest (p.a.) | Total interest (p.a.) |
First S$10,000 | 0.05% | 0.00% | 0.05% |
Next S$30,000 | 0.05% | 1.95% | 2.00% |
Next S$30,000 | 0.05% | 2.95% | 3.00% |
Next S$30,000 | 0.05% | 4.95% | 5.00%^ |
Above S$100,000 | 0.05% | 0.00% | 0.05% |
Account Balance |
First S$10,000 |
Next S$30,000 |
Next S$30,000 |
Next S$30,000 |
Above S$100,000 |
^Maximum Effective Interest Rate (EIR) on the Stash Account is 3% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance (MAB) for the present calendar month is equal to or more than the MAB for the preceding calendar month. Terms and Conditions apply.
Account Balance | Base interest (p.a.) | Bonus interest (p.a.) Spend min. S$500 on eligible UOB Card AND credit your salary via GIRO |
Total interest (p.a.) |
First S$75,000 | 0.05% | 2.95% | 3.00% |
Next S$50,000 | 0.05% | 4.45% | 4.50% |
Next S$25,000 | 0.05% | 5.95% | 6.00% |
Above S$150,000 | 0.05% | 0.00% | 0.05% |
Account Balance |
First S$75,000 |
Next S$50,000 |
Next S$25,000 |
Above S$150,000 |
Maximum effective interest rate (EIR) on the One Account is 4.00% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.
Deposit Range | Interest Rate (p.a.) |
First S$15,000 | 0.05% |
Next S$85,000 | 0.05% |
Next S$250,000 | 0.05% |
Above SS$350,000 | 0.05% |
Deposit Range |
First S$15,000 |
Next S$85,000 |
Next S$250,000 |
Above SS$350,000 |
Deposit Range | Interest Rate (p.a.) |
First S$20k | 0.05% |
Next S$40k | 1.50% |
Next S$40k | 3.00% |
Next S$25k | 5.00% |
Above S$125k | 0.05% |
Deposit Range |
First S$20k |
Next S$40k |
Next S$40k |
Next S$25k |
Above S$125k |
Deposit Range | Interest Rate (p.a.) |
First S$100,000 | 0.05% |
Next S$250,000 | 0.05% |
Above SS$350,000 | 0.05% |
Deposit Range |
First S$100,000 |
Next S$250,000 |
Above SS$350,000 |
Total Value of Your Deposits and Investments+ | Prevailing Premium Interest Rates^ (p.a.) |
Below S$350,000 | 0.05% |
Above SS$350,000 | 0.05% |
Total Value of Your Deposits and Investments+ |
Below S$350,000 |
Above SS$350,000 |
+Your deposits and investments include savings, current and fixed deposit accounts, structured deposits, unit trusts, securities, bonds and notes, excluding Shares Trading Accounts, linked to the UOB Privilege Account.
^The listed rates are correct as of 2 November 2020 and subject to change without prior notice.
Deposit Range | Interest Rate (p.a.) |
First S$15,000 | 0.05% |
Next S$85,000 | 0.05% |
Next S$250,000 | 0.05% |
Above SS$350,000 | 0.05% |
Deposit Range |
First S$15,000 |
Next S$85,000 |
Next S$250,000 |
Above SS$350,000 |
Deposit Range | Interest Rate (p.a.) |
First S$25,000 | 1.00% |
Next S$25,000 | 2.00% |
S$50,000 & above | 0.05% |
Deposit Range |
First S$25,000 |
Next S$25,000 |
S$50,000 & above |
Deposit Range | Interest Rate (p.a.) |
Below S$10,000 | 0.05% |
S$10,000 & Above | 0.05% |
Deposit Range |
Below S$10,000 |
S$10,000 & Above |
Interest Rate (p.a.) |
0.2500% |
Interest Rate (p.a.) |
0.2500% |
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
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