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UOB TMRW
Meet UOB TMRW, the all-in-one banking app built around you and your needs.
Bank. Invest. Reward. Make TMRW yours.
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Singapore Dollar Deposit Rates
UOB Stash Account®
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Account Balance
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Base interest (p.a.)
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Bonus interest (p.a.)
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Total interest (p.a.)
| Account Balance | Base interest (p.a.) | Bonus interest (p.a.) | Total interest (p.a.) |
| First S$10,000 | 0.05% | 0.00% | 0.05% |
| Next S$30,000 | 0.05% | 1.95% | 2.00% |
| Next S$30,000 | 0.05% | 2.95% | 3.00% |
| Next S$30,000 | 0.05% | 4.95% | 5.00%^ |
| Above S$100,000 | 0.05% | 0.00% | 0.05% |
| Account Balance |
| First S$10,000 |
| Next S$30,000 |
| Next S$30,000 |
| Next S$30,000 |
| Above S$100,000 |
^Maximum Effective Interest Rate (EIR) on the Stash Account is 3% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance (MAB) for the present calendar month is equal to or more than the MAB for the preceding calendar month. Terms and Conditions apply.
One Account
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Account Balance
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Base interest (p.a.)
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Bonus interest (p.a.)
Spend min. S$500 on eligible UOB Card AND credit your salary via GIRO -
Total interest (p.a.)
| Account Balance | Base interest (p.a.) | Bonus interest (p.a.) Spend min. S$500 on eligible UOB Card AND credit your salary via GIRO |
Total interest (p.a.) |
| First S$75,000 | 0.05% | 2.95% | 3.00% |
| Next S$50,000 | 0.05% | 4.45% | 4.50% |
| Next S$25,000 | 0.05% | 5.95% | 6.00% |
| Above S$150,000 | 0.05% | 0.00% | 0.05% |
| Account Balance |
| First S$75,000 |
| Next S$50,000 |
| Next S$25,000 |
| Above S$150,000 |
Maximum effective interest rate (EIR) on the One Account is 4.00% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.
KrisFlyer UOB Account
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Deposit Range
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Interest Rate (p.a.)
| Deposit Range | Interest Rate (p.a.) |
| First S$15,000 | 0.05% |
| Next S$85,000 | 0.05% |
| Next S$250,000 | 0.05% |
| Above SS$350,000 | 0.05% |
| Deposit Range |
| First S$15,000 |
| Next S$85,000 |
| Next S$250,000 |
| Above SS$350,000 |
UOB LockAway AccountTM
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Deposit Range
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Interest Rate (p.a.)
| Deposit Range | Interest Rate (p.a.) |
| First S$20k | 0.05% |
| Next S$40k | 1.50% |
| Next S$40k | 3.00% |
| Next S$25k | 5.00% |
| Above S$125k | 0.05% |
| Deposit Range |
| First S$20k |
| Next S$40k |
| Next S$40k |
| Next S$25k |
| Above S$125k |
UOB Wealth Premium Account (p.a.)
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Deposit Range
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Interest Rate (p.a.)
| Deposit Range | Interest Rate (p.a.) |
| First S$100,000 | 0.05% |
| Next S$250,000 | 0.05% |
| Above SS$350,000 | 0.05% |
| Deposit Range |
| First S$100,000 |
| Next S$250,000 |
| Above SS$350,000 |
UOB Privilege Account
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Total Value of Your Deposits and Investments+
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Prevailing Premium Interest Rates^ (p.a.)
| Total Value of Your Deposits and Investments+ | Prevailing Premium Interest Rates^ (p.a.) |
| Below S$350,000 | 0.05% |
| Above SS$350,000 | 0.05% |
| Total Value of Your Deposits and Investments+ |
| Below S$350,000 |
| Above SS$350,000 |
+Your deposits and investments include savings, current and fixed deposit accounts, structured deposits, unit trusts, securities, bonds and notes, excluding Shares Trading Accounts, linked to the UOB Privilege Account.
^The listed rates are correct as of 2 November 2020 and subject to change without prior notice.
Passbook Savings / Uniplus / Junior Savers Account / Funsavers / Coin bank account / TX Account / i-account / Campus Account / Flexi Deposit Account / UOB HomePlus / UOB HomeStar / Cash Settlement Account (Personal) (p.a.)
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Deposit Range
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Interest Rate (p.a.)
| Deposit Range | Interest Rate (p.a.) |
| First S$15,000 | 0.05% |
| Next S$85,000 | 0.05% |
| Next S$250,000 | 0.05% |
| Above SS$350,000 | 0.05% |
| Deposit Range |
| First S$15,000 |
| Next S$85,000 |
| Next S$250,000 |
| Above SS$350,000 |
Child Development Account (p.a.)
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Deposit Range
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Interest Rate (p.a.)
| Deposit Range | Interest Rate (p.a.) |
| First S$25,000 | 1.00% |
| Next S$25,000 | 2.00% |
| S$50,000 & above | 0.05% |
| Deposit Range |
| First S$25,000 |
| Next S$25,000 |
| S$50,000 & above |
UOB CPF Investment Account / SRS (p.a.)
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Deposit Range
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Interest Rate (p.a.)
| Deposit Range | Interest Rate (p.a.) |
| Below S$10,000 | 0.05% |
| S$10,000 & Above | 0.05% |
| Deposit Range |
| Below S$10,000 |
| S$10,000 & Above |
CPF Minimum Sum Scheme (p.a.)
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Interest Rate (p.a.)
| Interest Rate (p.a.) |
| 0.2500% |
| Interest Rate (p.a.) |
| 0.2500% |
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.
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