Enjoy 3% cashback on McDonald’s transactions, 3% cashback on DFI Retail Group transactions (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Jasons and Jasons Deli), 3% cashback on Shopee Singapore transactions (excludes ShopeePay), 3% cashback on SimplyGo (bus and train rides) transactions & 1% cashback on Grab transactions (excludes mobile wallet top-ups) with a minimum monthly spend of S$500. Cashback is capped at S$20 per calendar month across McDonald’s, DFI Retail Group, Shopee Singapore, SimplyGo & Grab transactions. Click here for UOB One Debit Card Terms and Conditions.

Get Up to S$310 cash credit comprising of:
1a) Either S$150 or S$70 cash credit OR
1b) Either S$120 or S$60 cash credit
AND
2) up to S$160 cash credit

1a) UOB Online Account Opening Weekly Friday Promotion (12 July to 30 August 2024)

Limited to the first 100 customers on each Tactical Promotion Date, namely 12 July 2024, 19 July 2024, 26 July 2024, 2 August 2024, 9 August 2024, 16 August 2024, 30 August 2024 and 30 August 2024, (i) who submit an online account opening application on a Tactical Promotion Date via Tactical Promotion Permitted Channel for at least 2 new accounts; either a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved within the promotion period, and (iii) deposit min. S$3,000 of Fresh Funds into each of the new UOB account in the same calendar month as the account opening date(s), and (iv) hold the deposited fresh funds till the end of the following calendar month (inclusive of the date indicated). For existing-to-UOB deposit customers, the fresh funds deposited into their new UOB accounts must result in a corresponding increase of at least S$6,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 30 June 2024. New-to-UOB deposit customers will be eligible to receive S$150 cash credit if they satisfy all of the aforementioned conditions, while existing UOB deposit customers will be eligible to receive S$70 cash credit if they satisfy all of the aforementioned conditions. “Tactical Promotion Permitted Channel” refers to (a) any online account opening channel via www.uob.com.sg (excluding any application triggered or assisted by UOB staff or agents, or submitted together with a UOB credit card application, or submitted via https://www.uob.com.sg/personal/highlights/life-moments/adulting/tertiary-students.page), UOB Personal Internet Banking or UOB TMRW. If you are eligible to receive the enhanced cash credit under this UOB Online Account Opening Weekly Friday Promotion (12 July to 30 August 2024), you will not receive any cash credit under the UOB Online Account Opening Promotion (1 July to 31 August 2024). Click here for full terms and conditions.

OR

1b) UOB Online Account Opening Weekly Promotion (1 July to 31 August 2024)

Limited to the first 100 customers of each Tactical Promotion Week, namely every calendar week from 1 July to 31 August 2024, (i) who submit an online account opening application during a Tactical Promotion Week for at least 2 new UOB accounts from the following list of eligible accounts – UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved during the same Tactical Promotion Week as the account opening application, and (iii) deposit min. S$3,000 of Fresh Funds into each of the new UOB accounts within the same calendar month as the opening calendar month of each of those new UOB accounts, and (iv) hold the deposited fresh funds till the end of the following calendar month. For existing UOB deposits customers, the fresh funds deposited into their new UOB accounts and held in their new UOB accounts must result in a corresponding increase of at least S$6,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 30 June 2024. New-to-UOB deposit customers will be eligible to receive a S$120 cash credit if they satisfy all of the promotion conditions, while existing UOB deposits customers will be eligible to receive a S$60 cash credit if they satisfy all of the promotion conditions. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time between 1 July 2024 to 31 August 2024 (both dates inclusive). Click here for full terms and conditions.

AND

2) Participate in the UOB SalaryPlus Promotion (1 July 2024 to 30 September 2024) by successfully submitting an online participation form (available at the official UOB website)  between 1 July 2024 to 30 September 2024, both dates inclusive, to receive the following cash rewards:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan^{^} or UOB home loan^{^} from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form;

(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow^# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of “Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as “GIRO-SALA” or “PAYNOW SALA” to be eligible.

^~CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.

“eligible UOB savings account” means a UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Passbook Savings Account and UOB Uniplus Account.

Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.

CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible. 

Eligible UOB savings account: UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Uniplus Account and KrisFlyer UOB Account.

New-to-UOB Deposit means that you are not an existing holder of a UOB current account or savings account at the time of submitting your new account application and you must not have held and/or closed any UOB current account or savings account from 1 October 2022 to the date of the application, both dates inclusive.

'new funds' refers to incremental Fresh Funds brought in to UOB (not transferred from an existing UOB current/savings account) and deposited in a UOB savings account.

Get a Delsey Freestyle 70cm Luggage and/or Up to S$180 cash credit comprising of EITHER 1) S$50 cash credit and 2) up to S$130 cash credit  

1) Delsey Freestyle 70cm Luggage and/or S$50 cash credit:
Delsey Freestyle 70cm Luggage (worth S$540) is only for the first 50 customers per calendar day (i) who submit an online account opening application between 12 to 14 July 2023 for a new KrisFlyer UOB Account or UOB One Account along with a new application for Mighty FX, (ii) whose application is successfully approved by 31 July 2023, and (iii) who deposit at least S$5,000 Fresh Funds into their new KrisFlyer UOB Account or UOB One Account by 31 July 2023 and hold it till 31 August 2023 (inclusive of the date indicated). Customers who are not within the first 50 eligible customers per calendar day as described above, or customers who only applied for a UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account, UOB One Account or UOB Mighty FX, will receive a S$50 cash credit instead. For Existing-to-UOB Deposit customers, the Fresh Funds deposited into the new SGD UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all your other UOB current accounts and/or savings accounts as at 30 April 2023. Available colours: Graphite or Sky Blue or Almond colors.

Click here for full terms and conditions governing the UOB Online Account Opening Flash Deal Promotion (12 to 14 July 2023).

And  

2) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Transactional Campaign (1 July 2023 to 30 September 2023):

i. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.
ii. S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.
iii. S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends (min. S$50) into an eligible UOB Account via Direct Credit Service within the next six calendar months from the date of submission of the online participation form.

Click here for full terms and conditions governing UOB Transactional Campaign (1 July 2023 to 30 September 2023) apply.

‘new funds’ means fresh funds brought in to UOB and which are not transferred or withdrawn from an existing UOB current/savings/fixed deposit account and deposited into your new eligible UOB savings account. It is measured against your eligible UOB savings account’s March 2024 Monthly Average Balance.

Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.
Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.

UOB Big Savings Payout Promotion (“Promotion”) is valid from 1 April 2024 to 29 June 2024, both dates inclusive (“Promotion Period”). To qualify, you must deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account and successfully submit an online participation form to UOB for this Promotion during the Promotion Period, and maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically be enrolled into the Lucky Draw and stand a chance to be one of the 10 winners to share S$12,000 worth of NTUC shopping vouchers. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply and can be accessed here.

Participate in the UOB SalaryPlus Promotion (1 July 2024 to 30 September 2024) by successfully submitting an online participation form (available at the official UOB website)  between 1 July 2024 to 30 September 2024, both dates inclusive, to receive the following cash rewards:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan^{^} or UOB home loan^{^} from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form;

((ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow^# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of “Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as “GIRO-SALA” or “PAYNOW SALA” to be eligible.

^~CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.

Up to S$198 cash credit comprising of 1a) S$68 cash credit or 1b) S$28 cash credit and 2) up to S$130 cash credit

1) S$68 Cash Credit or S$28 Cash Credit

a) S$68 cash credit will be awarded to the first 200 New-to-UOB Deposit participants in each calendar month (i) who submit an online account opening application between 1 January to 31 March 2024 for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account, (ii) whose application is successfully approved by 31 March 2024, (iii) deposit min. S$5,000 of fresh funds into their new UOB account during the account opening month, and (iv) hold the deposited fresh funds till the end of the following calendar month.

OR

b) S$28 cash credit will be awarded to the first 200 Existing-UOB-Deposit customers per calendar month who meet (i) to (iv) mentioned in (a) above. The fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts before your account opening month.

Full Terms and Conditions governing UOB Online Account Opening Promotion (1 January to 31 March 2024) apply.

AND

2) Up to S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024):

(i) S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.

(ii) S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.

(iii) S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends of min. S$50 per transaction into an eligible UOB Account via Direct Credit Service within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full Terms and Conditions governing UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024) apply.

Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

‘new funds’ means fresh funds brought in to UOB and which are not transferred or withdrawn from an existing UOB current/savings account and deposited into your new eligible UOB savings account. It is measured against your eligible UOB savings account’s March 2024 Monthly Average Balance.

Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.
Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.

UOB Big Savings Payout Promotion (“Promotion”) is valid from 1 April 2024 to 29 June 2024, both dates inclusive (“Promotion Period”). To qualify, you must deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account and successfully submit an online participation form to UOB for this Promotion during the Promotion Period, and maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically be enrolled into the Lucky Draw and stand a chance to be one of the 10 winners to share S$12,000 worth of NTUC shopping vouchers. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply and can be accessed here.

Promotion Week

1. 1 to 7 Jul 2024
2. 8 to 14 Jul 2024
3. 15 to 21 Jul 2024
4. 22 to 28 Jul 2024
5. 29 Jul to 4 Aug 2024
6. 5 to 11 Aug 2024
7. 12 to 18 Aug 2024
8. 19 to 25 Aug 2024
9. 26 to 31 Aug 2024

Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

Only the Primary Account Holder can participate in our promotions.

Note: Customer can choose to apply for a joint account in the application by providing the joint applicant details. An email will be generated to the joint applicant to inform him/her that he/she has been nominated by the main applicant. The joint applicant would be required to complete the application within 7 working days.

Who is a Primary Account Holder?

The Primary Account Holder will be the main applicant when the application is submitted. It will be displayed as the first name under the Account Holder’s Name.

For illustration purposes only:
Account Holder’s Name: Ms Wendy Tan &/or Ms Alice Tan
Primary Account Holder: Ms Wendy Tan
Secondary Account Holder: Ms Alice Tan

Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

T&Cs apply. Insured up to S$100k by SDIC.

Total interest is equivalent to Base Interest plus Bonus Interest; where Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.40% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month. Maximum effective interest rate (EIR) on the One Account is 4.00% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.