![Singapore Dollar Time/Fixed Deposit](/assets/web-resources/personal/images/save/fixed-deposits/singapore-dollar-fixed-deposit/singapore-dollar-fixed-deposit-masthead-banner.jpg)
Singapore Dollar Time/Fixed Deposit
Work your money harder with promotional interest rate of up to 2.70% p.a.
Secure higher returns with fixed rates
Gain higher interest
Watch your spare cash grow with minimal risk through competitive interest rates.
Instant applicationNEW!
Reduce waiting time at the branch and open a UOB Fixed Deposit account instantly online here.
![Flexible choice](/assets/web-resources/personal/images/save/fixed-deposits/singapore-dollar-fixed-deposit/regular-deposit.png)
Flexible choice
We offer a wide range of tenors to suit your needs.
![Convenient automatic renewal](/assets/web-resources/personal/images/save/fixed-deposits/singapore-dollar-fixed-deposit/rate-insights.png)
Convenient automatic renewal
Enjoy the convenience of automatic renewal upon maturity of your fixed deposit while you stay home and stay safe.
Promotion
-
Tenor
-
Deposit Amount
(Fresh Funds) -
Promotional
Interest rate
(p.a.)
Tenor | Deposit Amount (Fresh Funds) |
Promotional Interest rate (p.a.) |
6-month | S$10,000 | 2.70% |
10-month | S$10,000 | 2.50% |
Tenor |
6-month |
10-month |
This promotion is available from 30 August - 30 September 2024.
To enjoy this promotion, simply login to UOB Personal Internet Banking or UOB TMRW App to make a fresh fund placement now.
Not a UOB Fixed Deposit accountholder? Apply online for instant approval here.
How it works
To place a new fixed deposit
Step 1: Transfer the minimum required fresh funds to your existing savings/current account
Via UOB Personal Internet Banking
Step 2: Login to UOB Personal Internet Banking > Click "Investment" > Select "Fixed Deposit"
Step 3: Fill in the requested details and click confirm to proceed.
Via UOB TMRW App
Step 2: Login to UOB TMRW App > Select “Services” > Select “Fixed deposit placement”
Step 3: Fill in the requested details and swipe confirm to proceed.
Once your transaction is successful, your new placement will be shown when you click into the account.
To amend maturity instructions
Step 1: Login to UOB Personal Internet Banking
Step 2: Click "Investment" > Select "Fixed Deposit"
Step 3: Click "Amend" and amend your maturity instruction
Once you have confirmed to proceed, your new maturity instructions will be shown when you click into the account.
Things you should know
Eligibility and fees
Age
Minimum placement18 years old and above
S$5,000 for tenors of 1-month and aboveS$250,000 for tenors of 7 days and 14 days
S$1,000,000 for tenors of less than 7 days
No fees required to maintain the account.
Important notice
Important information on the use of UOB Accounts and Services
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Make banking simpler with these services
![Get alerts about your account instantly](/assets/web-resources/personal/images/save/fixed-deposits/singapore-dollar-fixed-deposit/duplicate-transaction.png)
Get alerts about your account instantly
Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.
![](/assets/web-resources/personal/images/save/fixed-deposits/singapore-dollar-fixed-deposit/robot.png)
Track your investments on the go
Use UOB TMRW to view, manage and keep track of all your UOB accounts.
You can also use the app to place new fixed deposits, as well as renew or withdraw from matured ones anytime.
Here’s something else you may like
Foreign Currency Time/Fixed Deposit
Maximise your foreign currency deposits with attractive promotional rates and fixed returns while getting peace of mind.
UOB Stash Account
Accumulate even more savings with up to 5.0% p.a. interest when you maintain or increase your Monthly Average Balance.