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Mighty FX now has a new name and comes with more attractive benefits:
Now, stretching your travel dollar is, well, no longer a stretch.
Convert 11 popular currencies at rates as good as what you see online. For a limited time only, enjoy 3.25% cashback1 on all other foreign currency spend on UOB FX+ Debit Card, with no cashback cap. Plus, with S$5 cashback2 on overseas ATM withdrawals, it all adds up so you can stretch your travel dollar further!
Existing Mighty FX cardmembers are also eligible for the new benefits. Find out more here.
UOB FX+ rates | Google rates | |
SGD/AUD | 1.1504 | 1.15 |
SGD/CAD | 1.0535 | 1.05 |
SGD/CHF | 0.6532 | 0.65 |
SGD/CNH | 5.3927 | - |
SGD/EUR | 0.6952 | 0.70 |
SGD/GBP | 0.5866 | 0.59 |
SGD/HKD | 5.8803 | 5.88 |
SGD/JPY | 115.13 | 115.20 |
SGD/NZD | 1.2671 | 1.27 |
SGD/USD | 0.7564 | 0.76 |
SGD/AUD |
SGD/CAD |
SGD/CHF |
SGD/CNH |
SGD/EUR |
SGD/GBP |
SGD/HKD |
SGD/JPY |
SGD/NZD |
SGD/USD |
Based on exchange rates on UOB FX+ and Google rates on 1 November 2024, 10:20 SGT
Spend freely on your UOB FX+ Debit Card with no cashback cap and no minimum spend required.
Promotion till 31 December 2024.
Travel freely with easy access to cash anytime, anywhere.
Receive up to S$80 cash when you apply for UOB One Account online from 1 November to 31 December 2024 and deposit at least S$5,000 in new funds in your new account. Limited to the first 100 customers per promotion week.
Add on UOB FX+ to your One Account to receive S$30 cash. Limited to the first 50 customers per promotion week.
Plus, receive up to additional S$160 cash when you pay your bills and credit your salary and dividends with UOB.
T&Cs apply.
Apply now
Step 1
Get started on UOB TMRW
Tap on Wealth
Step 2
Tap on FX+
Step 3
Choose your base and required currency
Step 4
Slide to confirm
Step 1
Log in to UOB TMRW
Step 2
Tap on FX+ under the Wealth tab
Step 3
Scroll through the currencies and decide on your conversion amount
Step 4
Review and confirm your currency conversion details and you’re all set!
Step 1
Choose your base and required currency
Step 2
Tap on Alert Me
Step 3
Set your preferred conversion rate, validity and choose to get notified or automatically convert when preferred rate is met
Step 4
Slide to confirm
Step 1
Step 2
Step 3
Step 4
Step 1
On the Wealth tab, tap on Place fixed deposit
Step 2
Select the Time Deposit and crediting FX+ foreign currency account
Step 3
Select the tenor and date
Step 4
Select maturity instructions
Step 5
Slide to confirm
Step 1
Step 2
Step 3
Step 4
Step 5
UOB Debit Cardmember Agreement
UOB Terms and Conditions Governing Accounts and Services
UOB Debit Card Fees and Charges
SGD deposits are insured up to S$100k by SDIC.
For FX+ foreign currency accounts, interest rates are for USD, AUD, NZD and CNH accounts only.
1This promotion is valid for UOB FX+ Debit (previously known as UOB Mighty FX Debit) Cardmembers only. Cardmembers will receive 3.25% cashback on all foreign currency transactions successfully debited from the deposit account (in SGD currency) linked to their UOB FX+ Debit Card from 3 October 2024 to 31 December 2024, both dates inclusive. The cashback earned from all foreign currency transactions made within a calendar month will be credited to your UOB FX+ Debit Card by the end of the following calendar month. T&Cs apply. Please click here for full terms and conditions.
2Receive S$5 cashback on the first four (4) overseas cash withdrawals from your FX+ account(s) or SGD account linked to FX+ in a calendar year. Please click here for full terms and conditions.
For overseas ATM cash withdrawals, a 2.5% administrative fee, plus a flat fee of S$5 (or foreign currency equivalent) may be charged for each Mastercard Cirrus/Visa PLUS withdrawal performed. The overseas ATM bank may charge administrative fees at their sole discretion.
The information herein shall not be regarded as an offer, recommendation, solicitation or advice to buy or sell any investment product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing herein constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein.
The information herein, including any data, projections and underlying assumptions, are based on certain assumptions, management forecasts and analysis of known information and reflects prevailing conditions as of the date of the article, all of which are subject to change at any time without notice. Although every reasonable care has been taken to ensure the accuracy and objectivity of the information contained in this publication, United Overseas Bank Limited (“UOB”) and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for its completeness or accuracy. As such, UOB and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information in this publication.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Sign up for FX+ online, get approval within minutes and start transacting instantly (where applicable).
How to apply:
Please proceed to any UOB Branch for application. You will require:
Yes, existing UOB Mighty FX Debit Cardmembers will enjoy the same benefits of the new UOB FX+ Debit Card. No replacement of debit card is required.
No, as only existing UOB Mighty FX cardmembers will enjoy UOB FX+ Debit Card benefits. You may apply for another UOB FX+ Account on other eligible SGD accounts, such as One Account, Wealth Premium Account, Privilege Account and iAccount, to receive a UOB FX+ Debit Card.
You can apply via the UOB FX+ website. You will need at least one of the following eligible SGD accounts to apply for UOB FX+. If you do not have one, you can apply during the UOB FX+ application.
Eligible SGD accounts for UOB FX+:
No, you will be issued a KrisFlyer UOB Debit Card and enjoy KrisFlyer UOB Debit Card benefits. You may apply for another UOB FX+ Account on other eligible SGD accounts, such as One Account, Wealth Premium Account, Privilege Account and iAccount, to receive a UOB FX+ Debit Card.
If the ‘Enable FX Debit’ function is turned on and you had attempted a transaction on your UOB FX+ Debit Card when there are insufficient funds in the respective FX+ foreign current account, the transaction will be declined and you will receive an SMS:
“Your transaction on UOB card ending 0605 was unsuccessful due to insufficient funds in your foreign currency account. Top up via UOB TMRW mobile app."
You can convert currencies instantly via the UOB TMRW app to fund the respective FX+ foreign currency account before attempting your transaction again.
By default, the 'Enable FX Debit' is turned on. If it is turned off, foreign currency transactions made on your UOB FX+ Debit Card will be treated like a normal foreign currency spend and the funds will be deducted from the SGD account linked to your UOB FX+ Debit Card.
To turn on or turn off the 'Enable FX Debit' function, simply login to UOB TMRW app > Go to 'Accounts' > Select 'FX+ Debit Card' > Select 'Settings'> Select 'Enable FX Debit' > Select to turn on or turn off > Save your preference.
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Receive up to S$270 cash when you apply for UOB One Account and FX+. Find out more.
Applicable to currencies supported by FX+: AUD, CAD, CNH, EUR, GBR, HKD, JPY, NZD, SGD, CHF, USD
Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.
Limited to the first 50 customers of each promotion week, namely every calendar week from 4 November to 29 December 2024, (i) who submit an online application for a new FX+ account linked to either your One Account, Wealth Premium Account, Privilege Account or iAccount, and (ii) whose application is approved by 31 December 2024. T&Cs apply. Click here for full terms and conditions.
Get Up to S$240 cash credit comprising:
1) Either S$80 or S$60 or S$30 cash credit
AND
2) up to S$160 cash credit
1) UOB Online Account Opening Weekly Promotion (1 November to 31 December 2024)
Valid from 1 November 2024 to 31 December 2024 (“Promotion Period”). Limited to the first 100 customers of each Tactical Promotion Week, namely from 1 to 10 November and every calendar week from 11 November to 31 December 2024, (i) who submit an online account opening application during a Tactical Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into the new UOB account within the same calendar month of the new UOB account’s opening calendar month, and (iv) hold the deposited Fresh Funds till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 31 October 2024. Eligible new-to-UOB customers will be eligible to receive S$80 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$60 cash credit, and existing-to-UOB deposit customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.
And
2) Up to S$160 cash credit for customers who participate in the UOB SalaryPlus Promotion (1 October 2024 to 31 December 2024) by successfully submitting an online participation form (available at the official UOB website) between 1 October 2024 to 31 December 2024, both dates inclusive, to receive the following cash rewards:
(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB Savings Account in this Promotion via GIRO with the transaction description “GIRO-Inward Debit”, and/or who successfully perform a loan repayment transaction for their UOB car loan^ or UOB home loan^ from their designated Eligible UOB Savings Account for this promotion, in each case, within the next two calendar months from the date of submission of the online participation form;
(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB Savings Account for this promotion via GIRO or PayNow# within the next two calendar months from the date of submission of the online participation form; and
(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB Savings Account for this Promotion via Direct Credit Service~ within the next two calendar months from the date of submission of the online participation form.
Eligible UOB Savings Account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.
Full terms and conditions apply and can be accessed here.
^Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.
#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.
~CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.
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