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Introducing the new UOB FX+ Debit Card

Introducing the new UOB FX+ Debit Card

Now, stretching your travel dollar is, well, no longer a stretch.

Convert 11 popular currencies at rates as good as what you see online. For a limited time only, enjoy 3.25% cashback1 on all other foreign currency spend on UOB FX+ Debit Card, with no cashback cap. Plus, with S$5 cashback2 on overseas ATM withdrawals, it all adds up so you can stretch your travel dollar further!

 

Existing Mighty FX cardmembers are also eligible for the new benefits. Find out more here.

Exceptional rates, as good as what you see online

Take advantage of transparent, competitive rates comparable to Google’s by converting 11 popular currencies in advance via the UOB TMRW app.

Enjoy travel without unexpected fees or unfavourable exchange rates!

Exceptional rates, as good as what you see online

Limited time only!
3.25% cashback1 on all other foreign currency spend, with no cashback cap.

Spend freely on your UOB FX+ Debit Card with no cashback cap and no minimum spend required.

Promotion till 31 December 2024.

Limited time only! 3.25% cashback1 on all other foreign currency spend, with no cashback cap.
S$5 cashback on overseas ATM withdrawals

S$5 cashback2 on overseas ATM withdrawals

Travel freely with easy access to cash anytime, anywhere.

Promotion

Receive up to S$270 cash when you apply for UOB One Account and FX+

Receive up to S$80 cash when you apply for UOB One Account online from 1 November to 31 December 2024 and deposit at least S$5,000 in new funds in your new account. Limited to the first 100 customers per promotion week.

Add on UOB FX+ to your One Account to receive S$30 cash. Limited to the first 50 customers per promotion week.

Plus, receive up to additional S$160 cash when you pay your bills and credit your salary and dividends with UOB.

T&Cs apply.

Apply now

Here's how to convert currencies

It takes just 4 steps on the UOB TMRW app

 

Step 1

Get started on UOB TMRW

Tap on Wealth

Step 2

Tap on FX+

Step 3

Choose your base and required currency

Step 4

Slide to confirm

Step 1

Get started on UOB TMRW

Log in to UOB TMRW

Here’s how to set rate alerts

It takes just 4 steps on the UOB TMRW app

 

Step 1

Choose your base and required currency

Step 2

Tap on Alert Me

Step 3

Set your preferred conversion rate, validity and choose to get notified or automatically convert when preferred rate is met

Step 4

Slide to confirm

Step 1

Choose your base and required currency

Capture investment opportunities with UOB FX+ via the UOB TMRW app.

Convert currencies when they appreciate in value

Buy foreign-currency denominated unit trusts

Place foreign currency fixed deposits

Here's how to place a fixed deposit with your converted currencies

 

Step 1

On the Wealth tab, tap on Place fixed deposit

Step 2

Select the Time Deposit and crediting FX+ foreign currency account

Step 3

Select the tenor and date

Step 4

Select maturity instructions

Step 5

Slide to confirm

Step 1

On the Wealth tab, tap on Place fixed deposit

Apply for UOB FX+ Debit Card now!

Apply for UOB FX+ Debit Card now!

Simply add on UOB FX+ to your One Account

Things you should know

Important Notice & Disclaimers
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UOB Debit Cardmember Agreement
UOB Terms and Conditions Governing Accounts and Services
UOB Debit Card Fees and Charges
NETS Terms and Conditions

SGD deposits are insured up to S$100k by SDIC.

 

For FX+ foreign currency accounts, interest rates are for USD, AUD, NZD and CNH accounts only. 

 

1This promotion is valid for UOB FX+ Debit (previously known as UOB Mighty FX Debit) Cardmembers only. Cardmembers will receive 3.25% cashback on all foreign currency transactions successfully debited from the deposit account (in SGD currency) linked to their UOB FX+ Debit Card from 3 October 2024 to 31 December 2024, both dates inclusive. The cashback earned from all foreign currency transactions made within a calendar month will be credited to your UOB FX+ Debit Card by the end of the following calendar month. T&Cs apply. Please click here for full terms and conditions.

 

2Receive S$5 cashback on the first four (4) overseas cash withdrawals from your FX+ account(s) or SGD account linked to FX+ in a calendar year. Please click here for full terms and conditions.

 

For overseas ATM cash withdrawals, a 2.5% administrative fee, plus a flat fee of S$5 (or foreign currency equivalent) may be charged for each Mastercard Cirrus/Visa PLUS withdrawal performed. The overseas ATM bank may charge administrative fees at their sole discretion.

 

The information herein shall not be regarded as an offer, recommendation, solicitation or advice to buy or sell any investment product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing herein constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein.

 

The information herein, including any data, projections and underlying assumptions, are based on certain assumptions, management forecasts and analysis of known information and reflects prevailing conditions as of the date of the article, all of which are subject to change at any time without notice. Although every reasonable care has been taken to ensure the accuracy and objectivity of the information contained in this publication, United Overseas Bank Limited (“UOB”) and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for its completeness or accuracy. As such, UOB and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information in this publication.

 

This advertisement has not been reviewed by the Monetary Authority of Singapore.

For Singaporeans and PRs

Sign up for FX+ online, get approval within minutes and start transacting instantly (where applicable).

 

How to apply:

  • Retrieve with Myinfo using Singpass login – applicable to new-to-UOB customers, existing to UOB customers and joint applicants 
  • Personal Internet Banking login details – applicable to existing UOB customers
  • Credit/Debit card number and PIN – applicable to existing UOB customers applying for single-named account application
For Foreigners and U.S. Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass / S Pass / Dependent Pass
Eligibility:
Minimum 18 years old
Annual Fees:
S$18.34 yearly (First 3 years card fee waiver)
Annual fee wavier with 12 Mastercard transactions per year
Card replacement fee of S$20

Frequently asked questions

I am an existing Mighty FX debit cardholder. Will I continue to enjoy the benefits tied to the new FX+ Debit Card?
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Yes, existing UOB Mighty FX Debit Cardmembers will enjoy the same benefits of the new UOB FX+ Debit Card. No replacement of debit card is required.

No, as only existing UOB Mighty FX cardmembers will enjoy UOB FX+ Debit Card benefits. You may apply for another UOB FX+ Account on other eligible SGD accounts, such as One Account, Wealth Premium Account, Privilege Account and iAccount, to receive a UOB FX+ Debit Card.

You can apply via the UOB FX+ website. You will need at least one of the following eligible SGD accounts to apply for UOB FX+. If you do not have one, you can apply during the UOB FX+ application.

Eligible SGD accounts for UOB FX+:

  • One Account
  • Wealth Premium Account
  • Privilege Account
  • iAccount

No, you will be issued a KrisFlyer UOB Debit Card and enjoy KrisFlyer UOB Debit Card benefits. You may apply for another UOB FX+ Account on other eligible SGD accounts, such as One Account, Wealth Premium Account, Privilege Account and iAccount, to receive a UOB FX+ Debit Card.

If the ‘Enable FX Debit’ function is turned on and you had attempted a transaction on your UOB FX+ Debit Card when there are insufficient funds in the respective FX+ foreign current account, the transaction will be declined and you will receive an SMS:

 

“Your transaction on UOB card ending 0605 was unsuccessful due to insufficient funds in your foreign currency account. Top up via UOB TMRW mobile app."

 

You can convert currencies instantly via the UOB TMRW app to fund the respective FX+ foreign currency account before attempting your transaction again.

By default, the 'Enable FX Debit' is turned on. If it is turned off, foreign currency transactions made on your UOB FX+ Debit Card will be treated like a normal foreign currency spend and the funds will be deducted from the SGD account linked to your UOB FX+ Debit Card.

To turn on or turn off the 'Enable FX Debit' function, simply login to UOB TMRW app > Go to 'Accounts' > Select 'FX+ Debit Card' > Select 'Settings'> Select 'Enable FX Debit' > Select to turn on or turn off > Save your preference.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

We're here to help

Receive up to S$270 cash when you apply for UOB One Account and FX+. Find out more.