From 1 May to 30 June 2024, be the first 500 to sign up for Mighty FX per calendar month to receive USD20 Airalo eSIM voucher (worth up to 10GB data). Learn more
Shockingly good exchange rates, with no conversion fees
24/7 access to shockingly good rates, with no conversion fees
Skip the queue at money changers. Convert currencies in advance to lock in favourable rates on your UOB TMRW app.
We support 11 major currencies.
Zero admin fee
Pay with your Mighty FX Debit Card when you shop overseas or online and save on admin fees.
Withdraw cash anywhere
Carry less cash and travel light and securely. Besides paying for overseas spends, you can also use your Mighty FX Debit Card to make cash withdrawals at any overseas Mastercard-enabled ATM.
Set rate alerts
Set rate alerts and get notified or automatically convert currencies when your preferred rates are reached.
Earn interest
Earn interest on your SGD, USD, AUD, NZD and CNH accounts
Convert and invest
Convert currencies on Mighty FX and sell them when they appreciate in value, buy foreign currency-denominated unit trusts or place foreign currency fixed deposits on the UOB TMRW app.
Shockingly good exchange rates, with no conversion fees
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Mighty FX rates
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Google rates
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Fintech rates
| Mighty FX rates | Google rates | Fintech rates | |
| SGD/AUD | 1.1095 | 1.11 | 1.110 |
| SGD/CAD | 1.011 | 1.0115 | - |
| SGD/CHF | 0.6751 | 0.6754 | 0.6754 |
| SGD/CNH | 5.3782 | - | - |
| SGD/EUR | 0.6831 | 0.6833 | 0.6832 |
| SGD/GBP | 0.5847 | 0.5849 | 0.5848 |
| SGD/HKD | 5.7932 | 5.7945 | 5.794 |
| SGD/JPY | 115.65 | 115.67 | 115.6 |
| SGD/NZD | 1.2137 | 1.2145 | 1.214 |
| SGD/USD | 0.7429 | 0.7431 | 0.7429 |
| SGD/AUD |
| SGD/CAD |
| SGD/CHF |
| SGD/CNH |
| SGD/EUR |
| SGD/GBP |
| SGD/HKD |
| SGD/JPY |
| SGD/NZD |
| SGD/USD |
Based on exchange rates on 20 May 2024.
Higher conversion limit for all your FX needs
-
Currency you are converting from
-
Previous maximum conversion amount
-
*New* Maximum conversion amount
| Currency you are converting from | Previous maximum conversion amount | *New* Maximum conversion amount |
| SGD, AUD, NZD, CAD | 50,000 | 100,000 |
| USD, EUR, GBP, CHF | 50,000 | 70,000 |
| JPY | 5,000,000 | 9,000,000 |
| Currency you are converting from |
| SGD, AUD, NZD, CAD |
| USD, EUR, GBP, CHF |
| JPY |
What’s more, enjoy better rates when you convert at higher amounts. Here’s an illustration to show you how:
Person A
Converted 50,000 SGD twice at 1 SGD = 0.7497 USD
Received 74,970 USD
Person B
Converted 100,000 SGD once at 1 SGD = 0.7509 USD
Received 75,090 USD (120 USD more than Person A)
Rates as of 9 Jan 2024 10:39
Promotion
Sign up for Mighty FX and get a USD20 Airalo eSIM voucher (worth up to 10GB data)
From 1 May to 30 June 2024, be the first 500 to sign up for Mighty FX per calendar month to receive USD20 Airalo eSIM voucher (worth up to 10GB data).
With an Airalo eSIM, you can download a digital data pack and connect to a mobile network at 200+ countries and regions worldwide. No surprise roaming fees or physical SIM cards – just easy, affordable, instant connectivity.
Here’s how:
- Add Mighty FX to either your existing UOB One Account or KrisFlyer UOB Account
Don’t have either account yet? Apply for UOB One Account + UOB Mighty FX here or KrisFlyer UOB Account + UOB Mighty FX here.
Promotion ends 30 June 2024. T&Cs apply.
Here's how to convert currencies
Step 1
Get started on UOB TMRW
Tap on Wealth
Step 2
Tap on Mighty FX
Step 3
Choose your base and required currency
Step 4
Slide to confirm
Step 1
Get started on UOB TMRW
Log in to UOB TMRW
Here's how to place a fixed deposit with your converted currencies
Step 1
On the Wealth tab, tap on Place fixed deposit
Step 2
Select the Time Deposit and crediting Mighty FX foreign currency account
Step 3
Select the tenor and date
Step 4
Select maturity instructions
Step 5
Slide to confirm
Step 1
Get started on UOB TMRW
Log in to UOB TMRW
Things you should know
Important Notice & Disclaimers
UOB Debit Cardmember Agreement
UOB Terms and Conditions Governing Accounts and Services
UOB Debit Card Fees and Charges
NETS Terms and Conditions
Explore world culinary privileges with Mastercard x LUBUDS.
SGD deposits are insured up to S$100k by SDIC.
Interest rate: For SGD accounts, interest rates are those offered on UOB One Account and KrisFlyer UOB Account. SGD deposits are insured up to S$100k by SDIC. For foreign currency accounts, interest rates are for USD, AUD, NZD and CNH accounts only. Chinese Renminbi Offshore (CNH) is unavailable for point-of-sale transactions, online transactions and/or overseas ATM cash withdrawals.
No monthly spend cap: No spend limits on the Mighty FX Debit Card and KrisFlyer UOB Debit Card as long as there are sufficient funds in your debit card account(s).
The information herein shall not be regarded as an offer, recommendation, solicitation or advice to buy or sell any investment product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing herein constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein.
The information herein, including any data, projections and underlying assumptions, are based on certain assumptions, management forecasts and analysis of known information and reflects prevailing conditions as of the date of the article, all of which are subject to change at any time without notice. Although every reasonable care has been taken to ensure the accuracy and objectivity of the information contained in this publication, United Overseas Bank Limited (“UOB”) and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for its completeness or accuracy. As such, UOB and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information in this publication.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Actions or documents required
For Singaporeans and PRs
Sign up for Mighty FX online, get approval within minutes and start transacting instantly (where applicable).
How to apply:
- Retrieve with Myinfo using Singpass login – applicable to new-to-UOB customers, existing to UOB customers and joint applicants
- Personal Internet Banking login details – applicable to existing UOB customers
- Credit/Debit card number and PIN – applicable to existing UOB customers applying for single-named account application
For Foreigners and U.S. Persons
Please proceed to any UOB Branch for application. You will require:
- Passport
- Proof of Residential Address
- Employment Pass / S Pass / Dependent Pass
Making a claim on your complimentary travel insurance
For claim-related matters, please contact UOI directly at 6222 7733 during its business hours.
Visit uoi.com.sg for more information.
Mighty FX Debit Card fees
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Bundle up for even more benefits
Mighty FX with One Account
Skip to higher interest in just two steps.
- Get up to 6% p.a. interest on your savings with UOB One Account
- Earn up to 3% cashback on daily spend with your UOB One Debit Card
Mighty FX with KrisFlyer UOB Account
Accelerate the miles earned on your overseas spends without transaction fees.
- Earn up to 6 bonus KrisFlyer miles for every S$1 you spend
- Access exclusive travel benefits and privileges
- Earn 200 KrisFlyer miles with every conversion of S$1,000. T&Cs apply.
Make banking simpler with these services
Get deeper insight into your travel expenses
Leave the hassle to us! We’ll send you a summary of purchases and withdrawals made during your travels.
Get alerts about your account instantly
Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.
Already have Mighty FX?
Download UOB TMRW to start using Mighty FX.
Frequently Asked Questions
How do I convert currency with Mighty FX?
Login to UOB TMRW and tap “Wealth” tab on the bottom bar, followed by tapping on ‘Mighty FX’ > ‘Convert currency’ tab.
What are the fees associated with the Mighty FX Debit Card?
| Fees | |
| Annual card membership fee |
|
| Card replacement fee^ |
|
| eas ATM cash withdrawal fee for non-UOB ATMs |
|
Is there any minimum deposit required to open Mighty FX?
There is no minimum deposit required to open Mighty FX. Mighty FX also does not require a minimum balance to maintain. However, the minimum balance requirements and fees on your UOB SGD base account, if any, will apply separately.
Do Mighty FX foreign currency accounts earn interest?
Interest is payable on the credit balances in the respective Mighty FX foreign currencies. Refer here.
Which ATMs can I withdraw from when I'm abroad?
Login to UOB TMRW and tap “Services” tab on the bottom bar, followed by tapping on ‘Find an overseas ATM’. From there, you may use the Mastercard ATM locator to find the nearest ATM for your withdrawal.
Full list of FAQs
Click here.
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