UOB Lady’s Festive Promotion – UOB Lady’s Savings Account (20 November 2023 to 19 January 2024) (“Promotion”) is  valid from 20 November 2023 to 19 January 2024, both dates inclusive (“Promotion Period”). You are required to (i) deposit a min. of S$15,000 in incremental fresh funds (“Participating Deposit”) into your UOB Lady’s Savings Account during the Promotion Period, (ii) successfully register your participation in this Promotion by submitting the Promotion online participation form (in the prescribed format available at go.uob.com/ladys-promo) during the Promotion Period, and (iii) maintain your Participating Deposit in your UOB Lady’s Savings Account until (for Participating Deposits deposited from 20 November to 31 December 2023) 15 March 2024 or (for Participating Deposits deposited from 1 January 2024 to 19 January 2024) 19 April 2024. The Gift Set is limited to first 200 Accountholders who satisfy all of the above requirements. Full terms and conditions apply and can be accessed here.

UOB Lady’s Festive Promotion – UOB Lady’s Card (20 November 2023 to 19 January 2024) (“Promotion”) is valid from 20 November to 19 January 2024 ("Promotion Period") only. You must successfully register to participate in the Promotion by submitting an online registration on the UOB Lady’s Card webpage (the “Online Registration”). You must successfully charge a total of at least S$3,500 in Eligible Transactions (“Qualifying Spend”) to your UOB Lady’s Credit Card from and including the date of your Online Registration by 19 January 2024 (the “Gift Spend Period”). Limited to the first 200 participants who satisfy all the conditions for the Promotion during the Promotion Period. Full terms and conditions apply and can be accessed here.

S$13 flat-fee standard GP consultations excludes GST, surcharges, medication and procedures.

How to redeem GP consultation?

1. Download the UOB TMRW app
2. Tap on UOB Lady's Savings Account
3. Tap on View eCard (alternatively, access your eCard via Services - Partner Services)
4. Register your details on the MHC enrolment page
5. Upon successful registration, the UOB Lady's Savings Account eCard will appear
6. Flash the UOB Lady's Savings Account eCard at the clinic to be entitled to the MHC benefits

The complimentary health screening include:

• Biophysics: Blood Pressure, Height, Weight, BMI
• Laboratory Test
  • Cholesterol Profile: Total Cholesterol, HDL, LDL Cholesterol, Triglycerides, Total/HDL Chol Ratio
  • Diabetes Screen: Fasting Blood Glucose
• 4-strain flu vaccination – please contact the clinic prior to visiting to confirm vaccine availability.
• Ovarian Cancer Marker test (Ca125)

The complimentary health screening for UOB Lady’s Savings Accounholder can be redeemed at:

1. MHC Medical Centre (Amara) or
2. Bethesda Medical Centre (Suntec)

Click here to find out how to redeem your complimentary basic health screening package.

Click here for UOB$ Programme terms and conditions.

1) Earn 10X UNI$ on your UOB Lady’s Credit Card:

No minimum spend required. Register via uob.com.sg/ladys-enrol and select up to 2 preferred rewards category(ies) for which you will earn 10X UNI$ per S$5 spent in each calendar month. This comprises a base earn rate of UNI$1 for every S$5 spent and a bonus earn rate of 9X UNI$ for every S$5 spent (“Bonus UNI$”) on your selected preferred rewards category(ies). The maximum aggregate amount of Bonus UNI$ you can earn in a calendar month is capped at (a) 1,800 UNI$ which is equivalent to S$1,000 spent, if you are a UOB Lady’s Classic Card, UOB Lady’s Platinum Card or UOB Lady’s World Mastercard Cardmember; or (b) 3,600 UNI$ which is equivalent to S$2,000 spent if you are a UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card Cardmember. UNI$ can be converted into air miles at the conversion rate of UNI$1 = 2 miles. Full Terms and Conditions apply, click here.

2) Earn up to additional 15X UNI$ when you save with UOB Lady’s Savings Account:

You shall be eligible to earn the following Lady’s Savings Bonus UNI$ in a calendar month from 1 April 2024 to 31 March 2025 (“Promotion Period”) in accordance with the Monthly Average Balance (“MAB”) in your UOB Lady’s Savings Account if you (1) are a principal UOB Lady’s Credit Cardholder and a primary UOB Lady’s Savings Accountholder, (2) maintain a minimum MAB of S$10,000 in your UOB Lady’s Savings Account in a calendar month during the Promotion Period and (3) selected your Preferred Rewards Category(ies). The Lady’s Savings Bonus UNI$ you can earn in a calendar month is capped at S$1,000 spent on your preferred category if you are a UOB Lady’s Classic Card, UOB Lady’s Platinum Card or UOB Lady’s World Mastercard Cardmember; or (b) S$2,000 spent on your preferred categories if you are a UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card Cardmember. Full Terms and Conditions apply, click here.

Enjoy this at any of the 19 Royce Dental Surgery Pte Ltd clinics island-wide. Click here to find one closest to you.

How to redeem?

1. Ensure that your UOB Lady’s Savings Account is opened and funded
2. WhatsApp +65 9118 0152 to make an appointment and indicate your preference for Basic Dental or Whitening Treatment
3. On the day of your visit to the clinic, flash your UOB Lady’s Debit and/or Credit Card for redemption
4. Proceed with the dental treatment and make any payment using the UOB Lady’s Debit or Credit Card

For full Terms and Conditions of the UOB Lady’s Savings Account Dental Promotion 2024, click here.

Monthly Average Balance refers to the summation of each day-end balance in the UOB Lady's Savings Account for each calendar month divided by the number of calendar days for that month.

*For illustration purpose only. Actual UNI$ earned will depend on the transaction amount for each transaction.

UNI$ can be converted into air miles at the conversion rate of UNI$1 = 2 miles.

Based on Singapore Airline's Saver Awards Chart as at October 2023, excluding taxes, charges and fees.

Beauty & Wellness

Beauty & Wellness comprises of cosmetics stores, drug stores, health and beauty stores. 

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Fashion

Fashion comprises of any department store, retail store or shopping website that sells clothes, shoes and bags as its main business activity.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Dining

Dining comprises of restaurants, fast food restaurants, online food delivery.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Family

Family comprises of Grocery stores and Baby & Kids stores.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Travel

Travel comprises of airlines, hotels & resorts bookings and duty-free stores.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Transport

Transport comprises of Fuel stations, Taxi rides and local commuter transport.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Entertainment

Entertainment comprises of bars, taverns, lounges, cinemas and Ticketing Servicing Providers.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

The Monthly Average Balance (MAB) is the summation of each day-end balance divided by the total number of calendar days in the month. To calculate the rolling average, simply take the MAB of your past three months and divide it by 3. That will determine how much female cancer coverage you receive. You may also check your eligible coverage via UOB TMRW app.

UOB Lady’s Savings Account Group Cancer Plan is provided by Prudential Assurance Company Singapore.

Subjected to a 90-day waiting period from the date of account opening.

Get up to S$198 cash credit comprising of:
1) Either S$68 or S$28 cash credit AND
2) up to S$130 cash credit

1) UOB Online Account Opening Promotion (1 January to 31 March 2024)

1. S$68 cash credit will be awarded to the first 200 New-to-UOB Deposits participants in each calendar month (i) who submit an online account opening application between 1 January to 31 March 2024 for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account, (ii) whose application is successfully approved by 31 March 2024, (iii) deposit min. S$5,000 of fresh funds into their new UOB account during the account opening month, and (iv) hold the deposited fresh funds till the end of the following calendar month.

OR

2. S$28 cash credit will be awarded to the first 200 Existing-UOB-Deposits customers per calendar month who meet (i) to (iv) mentioned in (a) above. The fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 31 December 2023.

Full Terms and Conditions governing UOB Online Account Opening Promotion (1 January to 31 March 2024) apply.

And

2) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024):

1. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.
2. S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.
3. S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends of min. S$50 per transaction into an eligible UOB Account via Direct Credit Service within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account. Full Terms and Conditions governing UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024) apply.

Applicable to New to UOB customers who are Singaporeans/PRs with Myinfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

UOB Lady’s Savings Account: Get Up to S$310 cash credit comprising of:
1a) Either S$150 or S$70 cash credit OR
1b) Either S$120 or S$60 cash credit
AND
2) up to S$160 cash credit

1a) UOB Online Account Opening Weekly Friday Promotion (12 July to 30 August 2024)
Limited to the first 100 customers on each Tactical Promotion Date, namely 12 July 2024, 19 July 2024, 26 July 2024, 2 August 2024, 9 August 2024, 16 August 2024, 23 August 2024 and 30 August 2024, (i) who submit an online account opening application on a Tactical Promotion Date via Tactical Promotion Permitted Channel for at least 2 new accounts; either a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved within the promotion period, and (iii) deposit min. S$3,000 of Fresh Funds into each of the new UOB account in the same calendar month as the account opening date(s), and (iv) hold the deposited fresh funds till the end of the following calendar month (inclusive of the date indicated). For existing-to-UOB deposit customers, the fresh funds deposited into their new UOB accounts must result in a corresponding increase of at least S$6,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 30 June 2024. New-to-UOB deposit customers will be eligible to receive S$150 cash credit if they satisfy all of the aforementioned conditions, while existing UOB deposit customers will be eligible to receive S$70 cash credit if they satisfy all of the aforementioned conditions. “Tactical Promotion Permitted Channel” refers to (a) any online account opening channel via www.uob.com.sg (excluding any application triggered or assisted by UOB staff or agents, or submitted together with a UOB credit card application, or submitted via https://www.uob.com.sg/personal/highlights/life-moments/adulting/tertiary-students.page), UOB Personal Internet Banking or UOB TMRW. If you are eligible to receive the enhanced cash credit under this UOB Online Account Opening Weekly Friday Promotion (12 July to 30 August 2024), you will not receive any cash credit under the UOB Online Account Opening Promotion (1 July to 31 August 2024). Click here for full terms and conditions.

OR

1b) UOB Online Account Opening Weekly Promotion (1 July to 31 August 2024)
Limited to the first 100 customers of each Tactical Promotion Week, namely every calendar week from 1 July to 31 August 2024, (i) who submit an online account opening application during a Tactical Promotion Week for at least 2 new UOB accounts from the following list of eligible accounts – UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved during the same Tactical Promotion Week as the account opening application, and (iii) deposit min. S$3,000 of Fresh Funds into each of the new UOB accounts within the same calendar month as the opening calendar month of each of those new UOB accounts, and (iv) hold the deposited fresh funds till the end of the following calendar month. For existing UOB deposits customers, the fresh funds deposited into their new UOB accounts and held in their new UOB accounts must result in a corresponding increase of at least S$6,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 30 June 2024. New-to-UOB deposit customers will be eligible to receive a S$120 cash credit if they satisfy all of the promotion conditions, while existing UOB deposits customers will be eligible to receive a S$60 cash credit if they satisfy all of the promotion conditions. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time between 1 July 2024 to 31 August 2024 (both dates inclusive). Click here for full terms and conditions.

And

2) Participate in the UOB SalaryPlus Promotion (1 July 2024 to 30 September 2024) by successfully submitting an online participation form (available at the official UOB website) between 1 July 2024 to 30 September 2024, both dates inclusive, to receive the following cash rewards:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan^ or UOB home loan^ from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form;

(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.

^~CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.

UOB Lady’s Card: Up to S$350 cash credit
The first 200 new-to-UOB credit card customers in July 2024 who successfully apply for an eligible UOB Credit Card between 1 July 2024 and 31 July 2024 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date, will receive S$350 cash credit.

Click here for full terms and conditions.

Get a Harman Kardon Speaker and up to S$160 cash or up to S$220 cash comprising of 1) S$60 cash credit and 2) up to S$160 cash credit

1) Harman Kardon Speaker or S$60 cash credit

Limited to the first 150 customers on each tactical promotion date, namely 5 October 2024, 11 October 2024, 18 October 2024 and 25 October 2024 (each a “Tactical Promotion Date”). Harman Kardon Speaker (worth up to S$299) is only for the first 50 eligible customers on each Tactical Promotion Date during the promotion (i) who submit an online account opening application on a Tactical Promotion Date for a new single-name KrisFlyer UOB Account, UOB One Account, UOB Lady’s Savings Account, UOB Stash Account or UOB Uniplus Account (each an “Account”), (ii) whose application is successfully approved by 31 October 2024, and (iii) who deposit at least S$5,000 into their new Account by 31 October 2024 and hold it till 30 November 2024 (inclusive of the date indicated). For the next 100 customers who did not qualify for the Harman Kardon Speaker by being the first 50 customers but have otherwise satisfied all the conditions, they will be awarded with a S$60 cash credit instead. For existing UOB deposit customers, the fresh funds deposited into the new Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all your other UOB current/savings accounts as at 30 September 2024. If you had received a reward under the UOB Online Account Opening Weekly Promotion (1 September to 31 October 2024), you will not be eligible to receive a reward under this Promotion.

Click here for full terms and conditions.

And

2) Up to S$160 cash credit for customers who participate in the UOB SalaryPlus Promotion (1 October 2024 to 31 December 2024) by successfully submitting an online participation form (available at the official UOB website) between 1 October 2024 to 31 December 2024, both dates inclusive, to receive the following cash rewards:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB Savings Account in this Promotion via GIRO with the transaction description “GIRO-Inward Debit”, and/or who successfully perform a loan repayment transaction for their UOB car loan^{^} or UOB home loan^{^} from their designated Eligible UOB Savings Account for this promotion, in each case, within the next two calendar months from the date of submission of the online participation form.

(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB Savings Account for this promotion via GIRO or PayNow^# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB Savings Account for this Promotion via Direct Credit Service^~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB Savings Account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.

^~CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.

Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

UOB Lady’s Festive Promotion – UOB Lady’s Savings Account (20 November 2023 to 19 January 2024) (“Promotion”) is  valid from 20 November 2023 to 19 January 2024, both dates inclusive (“Promotion Period”). You are required to (i) deposit a min. of S$15,000 in incremental fresh funds (“Participating Deposit”) into your UOB Lady’s Savings Account during the Promotion Period, (ii) successfully register your participation in this Promotion by submitting the Promotion online participation form (in the prescribed format available at go.uob.com/ladys-promo) during the Promotion Period, and (iii) maintain your Participating Deposit in your UOB Lady’s Savings Account until (for Participating Deposits deposited from 20 November to 31 December 2023) 15 March 2024 or (for Participating Deposits deposited from 1 January 2024 to 19 January 2024) 19 April 2024. The Gift Set is limited to first 200 Accountholders who satisfy all of the above requirements. Full terms and conditions apply and can be accessed here.

UOB Lady’s Festive Promotion – UOB Lady’s Card (20 November 2023 to 19 January 2024) (“Promotion”) is valid from 20 November to 19 January 2024 ("Promotion Period") only. You must successfully register to participate in the Promotion by submitting an online registration on the UOB Lady’s Card webpage (the “Online Registration”). You must successfully charge a total of at least S$3,500 in Eligible Transactions (“Qualifying Spend”) to your UOB Lady’s Credit Card from and including the date of your Online Registration by 19 January 2024 (the “Gift Spend Period”). Limited to the first 200 participants who satisfy all the conditions for the Promotion during the Promotion Period. Full terms and conditions apply and can be accessed here.

“eligible UOB savings account” means a UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Passbook Savings Account and UOB Uniplus Account.

Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.

CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.

Participate in the UOB SalaryPlus Promotion (1 October 2024 and 31 December 2024) by successfully submitting an online participation form (available at the official UOB website)  between 1 October 2024 and 31 December 2024, both dates inclusive, to receive the following cash rewards:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO with the transaction description “GIRO-Inward Debit”, or/and who successfully perform a loan repayment transaction for their UOB car loan^{^} or UOB home loan^{^} from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form;

((ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow^# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit” and bank reference of “Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as “GIRO-SALA” or “PAYNOW SALA” to be eligible.

^~CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.

‘new funds’ means fresh funds brought in to UOB and which are not transferred or withdrawn from an existing UOB current/savings/fixed deposit account and deposited into your new eligible UOB savings account. It is measured against your eligible UOB savings account’s March 2024 Monthly Average Balance.

Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.
Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.

UOB Big Savings Payout Promotion (“Promotion”) is valid from 1 April 2024 to 29 June 2024, both dates inclusive (“Promotion Period”). To qualify, you must deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account and successfully submit an online participation form to UOB for this Promotion during the Promotion Period, and maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically be enrolled into the Lucky Draw and stand a chance to be one of the 10 winners to share S$12,000 worth of NTUC shopping vouchers. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply and can be accessed here.

Promotion Week

1. 1 to 8 Sep
2. 9 to 15 Sep
3. 16 to 22 Sep
4. 23 to 29 Sep
5. 30 Sep to 6 Oct
6. 7 to 13 Oct
7. 14 to 20 Oct
8. 21 to 27 Oct
9. 28 to 31 Oct

UOB Online Account Opening Weekly Promotion (1 September to 31 October 2024)

Valid from 1 September 2024 to 31 October 2024 (“Promotion Period”). Limited to the first 150 customers of each Tactical Promotion Week, namely from 1 to 8 September and every calendar week from 9 September to 31 October 2024, (i) who submit an online account opening application during a Tactical Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into the new UOB account within the same calendar month of the new UOB account’s opening calendar month, and (iv) hold the deposited Fresh Funds till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 31 August 2024. Eligible new-to-UOB customers will be eligible to receive S$80 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$60 cash credit, and existing-to-UOB deposit customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.

“new funds” means fresh funds brought in to UOB and which are not transferred or withdrawn from an existing UOB current/savings account and deposited into your new eligible UOB savings account, and must result in at least a corresponding increment in your eligible UOB saving account’s day-end balance throughout the promotion period and earmark period when compared against your eligible UOB savings account’s Monthly Average Balance for the calendar month of September 2024.

Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.

Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.

Get up to S$940 cash credit comprising:

1) S$700 cash credit
AND
2) up to S$80 cash credit
AND
3) up to S$160 cash credit

1) UOB Save up Cash in Promotion (“Promotion”) is valid from 1 October 2024 to 31 December 2024, both dates inclusive (“Promotion Period”). To qualify, you must (i) deposit a specified amount of incremental fresh funds (“Participating Deposit”) into an eligible account (“Eligible Account”), (ii) successfully submit an online participation form to UOB to earmark the Participating Deposit for a specified period (“Earmark Period”), and (iii) maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your Participating Deposit amount. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply and can be accessed here.

And

2) UOB Online Account Opening Weekly Promotion (1 November to 31 December 2024)

Valid from 1 November 2024 to 31 December 2024 (“Promotion Period”). Limited to the first 100 customers of each Tactical Promotion Week, namely from 1 to 10 November and every calendar week from 11 November to 31 December 2024, (i) who submit an online account opening application during a Tactical Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into the new UOB account within the same calendar month of the new UOB account’s opening calendar month, and (iv) hold the deposited Fresh Funds till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 31 October 2024. Eligible new-to-UOB customers will be eligible to receive S$80 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$60 cash credit, and existing-to-UOB deposit customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.

And

3) Participate in the UOB SalaryPlus Promotion (1 October 2024 to 31 December 2024) by successfully submitting an online participation form (available at the official UOB website) between 1 October 2024 to 31 December 2024, both dates inclusive, to receive the following cash rewards:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO with the transaction description “GIRO-Inward Debit”, or/and who successfully perform a loan repayment transaction for their UOB car loan^{^} or UOB home loan^{^} from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form;

(ii) $80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow^# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible

^~CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.

Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

UOB Lady’s Savings 2024 Year End Promotion (“Promotion”) is valid from 8 November 2024 to 31 December 2024, both dates inclusive (“Promotion Period”). Limited to the first 200 eligible customers. To participate, you must deposit S$50,000 in incremental fresh funds (“Participating Deposit”) into your Account, successfully submit an online participation form during the Promotion Period and maintain the Participating Deposit in your Account until the end of the Earmark Period. Full terms and conditions apply and can be accessed here.

UOB Lady’s Savings Account: Jo Malone Cologne 30ml

Promotion is only valid from 1 to 30 April 2024 (“Promotion Period”). Jo Malone Cologne 30ml is only for the first 150 New-to-UOB deposit customers during the Promotion Period (i) who submit an online account opening application during the Promotion Period for a new UOB Lady’s Savings Account, (ii) whose application is successfully approved by 30 April 2024, and (iii) who deposit at least S$10,000 into their new UOB Lady’s Savings Account by 30 April 2024 and hold the deposited funds till 31 May 2024 (inclusive of the date indicated). Click here for full terms and conditions.

UOB Lady’s Card: An exquisite dining experience for two at Michelin-starred restaurants

Full terms and conditions apply and can be accessed here.

UOB Online Account Opening Weekly Promotion (1 September to 31 October 2024)

Valid from 1 September 2024 to 31 October 2024 (“Promotion Period”). Limited to the first 150 customers of each Tactical Promotion Week, namely from 1 to 8 September and every calendar week from 9 September to 31 October 2024, (i) who submit an online account opening application during a Tactical Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into the new UOB account within the same calendar month of the new UOB account’s opening calendar month, and (iv) hold the deposited Fresh Funds till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 31 August 2024. Eligible new-to-UOB customers will be eligible to receive S$80 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$60 cash credit, and existing-to-UOB deposit customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.

Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

T&Cs apply. Insured up to S$100k by SDIC.

Instant approval refers to a conditional approval for a UOB Property Loan, and is granted based on the information provided by the applicant. It is processed and approved by UOB, and is subject to the applicable terms and conditions, including the necessary documentation verification and completion.

Total interest is equivalent to Base Interest plus Bonus Interest; where Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.40% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month. Maximum effective interest rate (EIR) on the One Account is 4.00% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.