For the consistent saver
The UOB Stash Account rewards the everyday saver, whether you are saving towards a long-term goal, for a rainy day or whenever you have spare cash from bonuses or investments. It’s so easy to Stash it and watch your savings grow – now with up to 5% p.a. interest!
Score bonus interest
Earn up to S$3,000 in interest a year simply by parking your money aside or saving consistently every month. You can continue to spend or transact with your Stash Account as you can still earn bonus interest as long as you maintain or increase your balance.
Access to cash
No lock-in period! This means having access to your savings anytime or for a rainy day, while still earning interest every month.
Accumulate more when you Stash
Here’s how to score higher interest rates
Maximise your bonus interest
Here’s how your bonus interest will add up.
How it adds up
Use this tool to find out how much interest you can earn in a year by maintaining or increasing your Monthly Average Balance, as compared to the previous month.
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Add some Pow-Wow to your savings!
Meet the Power Duo that gives you up to S$9,000 p.a. interest 
1. On your first S$150,000 savings with UOB One Account: Get up to S$6,000 in interest a year in just 2 steps
2. On your next S$100,000 savings with UOB Stash Account: Get up to S$3,000 in interest a year when you maintain or increase your balances
Promotion
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Lunar New Year Pot of Gold Promotion
Celebrate this Lunar New Year with up to S$956 cash when you
save with UOB.
Plus, stand to be one of 8 winners to share a pot of gold worth up to S$28,888 cash in the lucky draw! The cash pot increases when more customers participate. Hurry, gather your friends and family to participate together and unlock the maximum tier for the pot of gold!
Here’s how to earn up to S$688 in cash:
Step 1: Register your participation here
by 29 Mar 2025.
Step 2: Deposit a minimum of S$20,000 in new funds into your
eligible UOB savings account. The new funds deposited will be set aside for approximately 5
months^ and cannot be withdrawn during this period
Don’t have a UOB savings account? Apply online now and receive up to
an additional S$268 bonus cash reward.
Eligible UOB savings account means any one of the following accounts: UOB
One Account, UOB Stash Account, UOB Lady’s Savings Account, UOB
Passbook Savings Account or UOB Uniplus Account.
UOB Lunar New Year Pot of Gold Promotion is only open to Personal Banking, Wealth
Banking, Privilege Banking and Privilege Banking Reserve Account holders.
T&Cs apply.
^Refer to T&Cs for the Earmark End Date.

Activate Money Lock to protect your savings from digital scams
Scammers are becoming increasingly sophisticated, which is why it’s more important than ever to safeguard your money. By enhancing anti-scam measures that give you peace of mind, we continue our fight against digital scams with diligence and innovation.
Set a Money Lock amount in your existing UOB accounts to prevent unauthorised withdrawals. Rest assured, your money continues to earn the same interest and/or rewards. Simply use the UOB TMRW app, UOB Personal Internet Banking or visit any UOB ATM in Singapore to lock any amount, anytime. You can unlock your funds at any UOB ATM in Singapore.
Things you should know
Eligibility and fees
Age
16 years old and above for online application15 years old and above for application via branch
Fall-below Fee
S$2 if min. average daily balance is less than S$1,000Waived for first 6 months for accounts opened online
Early Account Closure Fee
S$30Within 6 months from opening
Min. Initial Deposit
S$1,000Statement Type
eStatementLearn more about account fees and charges.
Actions or Documents required
You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).
How to apply:
1.Retrieve with Myinfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
2.Personal Internet Banking login details – applicable to existing to UOB customers
3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application
For Foreigners and U.S Persons
Please proceed to any UOB Branch for application. You will require:
- Passport
- Proof of Residential Address
- Employment Pass/S Pass/Dependent Pass
Important notice
Important information on the use of UOB Accounts and Services
Terms and Conditions
Sales representatives, if any, may be remunerated for the recommendation or sale of this account.
Bundle up for even more benefits
Make banking simpler with these services

Get alerts about your account instantly
Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.
Withdraw cash via your phone
With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.
Here’s something else you may like
Singapore Dollar Time/Fixed Deposit
Grow your spare cash with peace of mind and earn higher returns with promotional interest rates.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.