Get up to S$268 cash when you apply for an eligible UOB savings account online, deposit new funds, pay your bills, credit your salary and dividends with UOB. Or, get up to S$288 cash every Flash Deal Friday from 10 January to 21 February 2025! Find out how.

For the consistent saver

The UOB Stash Account rewards the everyday saver, whether you are saving towards a long-term goal, for a rainy day or whenever you have spare cash from bonuses or investments. It’s so easy to Stash it and watch your savings grow – now with up to 5% p.a. interest!
Score bonus interest

Score bonus interest

Earn up to S$3,000 in interest a year simply by parking your money aside or saving consistently every month. You can continue to spend or transact with your Stash Account as you can still earn bonus interest as long as you maintain or increase your balance.

Access to cash

Access to cash

No lock-in period! This means having access to your savings anytime or for a rainy day, while still earning interest every month.

Greater perks

Greater perks

Receive a UOB One Debit Card when you sign up for a Stash Account. Use it for all your shopping needs and get up to 3% cashback on dining, online shopping, groceries, transport, and more.

Accumulate more when you Stash

Here’s how you can earn up to 5% p.a interest on your savings, which is up to 60x more than what you would get if you leave your money in a traditional savings account!

0.05% base interest

You will always earn this interest, regardless of what you deposit into your account

+

Up to 4.95% p.a. bonus interest

Maintain or increase your Monthly Average Balance (MAB), as compared to the previous month

Here’s how to score higher interest rates

Maximise your bonus interest
chevron

Here’s how your bonus interest will add up.

 

How it adds up

Use this tool to find out how much interest you can earn in a year by maintaining or increasing your Monthly Average Balance, as compared to the previous month.

Input your Monthly Average Balance (MAB) by adjusting the sliders or typing them in the fields manually.
 
Your MAB
Start earning 1% p.a. interest after S$70k
Total Interest Earned
Interest Amount Earned
 
Aug
(Account Opened)
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
 
 
 
 
 
 
S$10k

 
S$50k

 
S$100k

S$150k

 
S$200k

 
Total interest amount earned (P.A.):S$50.00
This is for illustration purpose only, and is not indicative of the total interest you may earn on your savings in UOB Stash Account.
Power Duo

Add some Pow-Wow to your savings!

Meet the Power Duo that gives you up to S$9,000 p.a. interest

1. On your first S$150,000 savings with UOB One Account: Get up to S$6,000 in interest a year in just 2 steps

2. On your next S$100,000 savings with UOB Stash Account: Get up to S$3,000 in interest a year when you maintain or increase your balances

Promotion

Lunar New Year Pot of Gold Promotion

Celebrate this Lunar New Year with up to S$956 cash when you save with UOB.

Plus, stand to be one of 8 winners to share a pot of gold worth up to S$28,888 cash in the lucky draw! The cash pot increases when more customers participate. Hurry, gather your friends and family to participate together and unlock the maximum tier for the pot of gold!

Here’s how to earn up to S$688 in cash:
Step 1: Register your participation here by 29 Mar 2025.
Step 2: Deposit a minimum of S$20,000 in new funds into your eligible UOB savings account. The new funds deposited will be set aside for approximately 5 months^ and cannot be withdrawn during this period

Don’t have a UOB savings account? Apply online now and receive up to an additional S$268 bonus cash reward.

Eligible UOB savings account means any one of the following accounts: UOB One Account, UOB Stash Account, UOB Lady’s Savings Account, UOB Passbook Savings Account or UOB Uniplus Account.

UOB Lunar New Year Pot of Gold Promotion is only open to Personal Banking, Wealth Banking, Privilege Banking and Privilege Banking Reserve Account holders. T&Cs apply.

^Refer to T&Cs for the Earmark End Date.

 

Activate Money Lock to protect your savings from digital scams

Activate Money Lock to protect your savings from digital scams

Scammers are becoming increasingly sophisticated, which is why it’s more important than ever to safeguard your money. By enhancing anti-scam measures that give you peace of mind, we continue our fight against digital scams with diligence and innovation.

Set a Money Lock amount in your existing UOB accounts to prevent unauthorised withdrawals. Rest assured, your money continues to earn the same interest and/or rewards. Simply use the UOB TMRW app, UOB Personal Internet Banking or visit any UOB ATM in Singapore to lock any amount, anytime. You can unlock your funds at any UOB ATM in Singapore.   

Things you should know

Eligibility and fees
chevron
Age
16 years old and above for online application
15 years old and above for application via branch
Fall-below Fee
S$2 if min. average daily balance is less than S$1,000
Waived for first 6 months for accounts opened online
Early Account Closure Fee
S$30
Within 6 months from opening
Min. Initial Deposit
S$1,000
Statement Type
eStatement

Learn more about account fees and charges.

You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).

 

How to apply:

1.Retrieve with Myinfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants

2.Personal Internet Banking login details – applicable to existing to UOB customers

3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application

 

For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/S Pass/Dependent Pass

Important information on the use of UOB Accounts and Services

Terms and Conditions

Sales representatives, if any, may be remunerated for the recommendation or sale of this account.

Ready to apply? Open and transact with your account instantly.

Ready to apply? Open and transact with your account instantly.

*Online Account Opening Exclusive: Get up to S$288 cash when you open a UOB Stash Account online.

Bundle up for even more benefits

Joint Stash Account

An easier way to manage finances with your family.

Monitor household expenses on one convenient platform to improve family saving habits

Reduce the hassle of transferring funds between separate accounts

Make banking simpler with these services

Get alerts about your account instantly

Get alerts about your account instantly

Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.

Withdraw cash via your phone

Withdraw cash via your phone

With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

Make payments simpler

Make payments simpler

Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

Here’s something else you may like

One Account with One Card

Skip to higher interest in just two steps. Get up to 6% p.a. interest when you spend on an eligible credit card and credit your salary or make 3 GIRO debit transactions monthly. Score up to 20% cashback on daily spends with UOB One Credit Card.

    UOB Preferred Platinum Visa Card

    The ideal card for those who love to shop!  Get up to UNI$10 for every S$5 spent on mobile contactless payments or selected online purchases.

      Singapore Dollar Time/Fixed Deposit

      Grow your spare cash with peace of mind and earn higher returns with promotional interest rates.

        SDIC

        Deposit Insurance Scheme

        Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


        Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

        We're here to help