Annual Report 2017
Strategic Priorities
Capitalising on Regional Growth Drivers
Fulfilling consumers’ financial needs with the right solutions in the manner they prefer
-
Helping our customers safeguard their assets and achieve sustainable yield;
-
Ensuring our customers benefit from financial solutions designed to suit their lifestyles, life stages and aspirations;
-
Enabling our customers to grow and to preserve their wealth for the next generation; and
-
Ensuring our products and services are fair, accessible and inclusive.
Facilitating business growth in the region by providing greater connectivity and specialisation in key sectors
-
Leveraging our strong regional franchise, deep local knowledge and industry expertise to help our clients seize intra-regional business and investment opportunities;
-
Building an ecosystem of partners to support businesses through market cycles and growth stages;
-
Providing holistic and integrated solutions to our clients through enhanced products, channels and industry specialisation; and
-
Partnering financial institutions as they grow in Asia.
Strengthening Our Enablers to Sustain Business Growth
Caring for the growth of our colleagues
-
Nurturing an innovative and entrepreneurial culture to stay competitive;
-
Investing in training and careers for our colleagues to be able and agile to seize the opportunities before them;
-
Attracting and retaining enterprising minds with the right values and passion for exceptional service; and
-
Developing high-performing and engaged professionals.
Enhancing our digital capabilities and technology systems to make banking simpler, smarter, and safer
-
Offering our customers intuitive and seamless connectivity and service across different touchpoints and geographies;
-
Harnessing financial technology to create innovative solutions for consumers and businesses;
-
Enhancing monitoring and risk systems continually to combat cybersecurity threats and to maintain a secure banking environment;
-
Turning data and insights into distinctive experiences that matter to our customers; and
-
Streamlining processes to increase productivity and performance and to enhance our customers’ experience.
Balancing Growth with Stability
Ensuring prudent management of capital, credit and risk
-
Maintaining robust capital and risk management processes and practices;
-
Preserving strong capital adequacy levels to support business growth in a prudent and disciplined manner;
-
Broadening funding sources and diversifying our investor base;
-
Promoting and implementing sustainable and responsible practices in support of long-term economic and social development; and
-
Upholding our risk-focused culture and the highest professional and ethical standards to do what is right for all our stakeholders through organisational policies, processes and practices.