Inspire the globetrotter in you with the first one-stop travel portal in Southeast Asia designed by a bank that inspires, helps you plan, and lets you book in one place.
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Get up to 6% p.a. interest in just two steps. Apply now and receive a pair of JBL Live Beam 3 and cash rewards! T&Cs apply. Insured up to S$100k by SDIC.
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Get instant cash at 0% interest and low processing fees. Enjoy S$100 cash rebate* on your approved loan amount!
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Invest in funds powered by Private Bank CIO – United CIO Income Fund and United CIO Growth Fund.
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Get PRUCancer 360 from just S$3.70 per week. Sign up now and enjoy 35% off your first-year premium. T&Cs apply.
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Meet UOB TMRW, the all-in-one banking app built around you and your needs.
Bank. Invest. Reward. Make TMRW yours.
you are in Personal Banking
Get up to 20% cashback and stand to win a 3-Night voyage during the Disney Adventure’s inaugural sail season when you apply now!
#Register now to participate. Promotional period: 18 Nov 2024 to 5 Feb 2025. Terms and conditions apply.
#Register now to participate. Promotional period: 18 Nov 2024 to 5 Feb 2025. Terms and conditions apply.
Earn up to 6.0% p.a interest on savings with UOB One Account+ when you spend on UOB One Card.
on DFI Retail Group, Grab, McDonald’s, Shopee Singapore and SimplyGo (bus and train rides) when you apply for a UOB One Credit Card till 31 Dec 2024.| Minimum spend of S$500/ $1,000 per month | Minimum spend of S$2,000 per month | |
| Quarterly Cashback Minimum spend of $500/$1,000/$2,000 per month (min. 5 transactions per month for qualifying quarter) + |
3.33% | 3.33% |
| Additional cashback (Selected Partners: Cold Storage, CS Fresh, 7-Eleven, Jasons, Jasons Deli, Grab, McDonald’s, Shopee Singapore and SimplyGo) + |
5% | 6.67% |
| Enhanced Cashback (for new-to-UOB credit card customers who applied from now till 31 December 2024) |
5% | 10% |
| TOTAL CASHBACK | 13.33% | 20% |
on your daily essentials, food deliveries, online shopping and more
Plus, up to S$6 off on GrabFood
Plus, up to S$20 savings at Cold Storage / CS Fresh, up to S$5 off instantly every Friday (with min. spend) at Giant and more
What’s more, get S$5 off your Grab rides
Plus, get S$7 off at Shopee
on your daily essentials, food deliveries, online shopping and morePlus, up to S$6 off on GrabFood
Plus, up to S$20 savings at Cold Storage / CS Fresh, up to S$5 off instantly every Friday (with min. spend) at Giant and more
What’s more, get S$5 off your Grab rides
Plus, get S$7 off at Shopee
S$500, S$1,000 or S$2,000 per month (min. 5 purchases)
consecutively (based on qualifying quarters)
S$50, S$100 or S$200 respectively per quarter
If your UOB One Credit Card statement is on the 15th of every month, a minimum of 5 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cashback. Click here for FAQs.
|
Statement date and minimum monthly spend |
Total McDonald’s, DFI Retail Group, Grab, Shopee Singapore, SimplyGo and UOB Travel |
Total Singapore Power Transactions |
|---|---|---|
| 15 AUG (S$500) | S$100 | S$100 |
| 15 SEP (S$500) | S$200 | NIL |
| 15 OCT (S$500) | S$100 | S$100 |
Minimum number of purchases per statement period: 5
Cashback earned
15 Nov
(3.33% cashback on all spend)
(5% cashback on McDonald’s, DFI Retail Group, Grab, Shopee Singapore, SimplyGo and UOB Travel spend)
(1% cashback on Singapore Power utilities bills)
No matter who you are or what you do, we want to make it easy for you to maximise your money and reach your goals. With the UOB One Account, you can earn up to 6.0% p.a. interest in just two steps. That’s how simple it is!
| Account Balance in your UOB One Account | Spend S$500 on your UOB One Card Total interest for A^ |
Spend S$500 on your UOB One Card + Perform 3 GIRO transactions Total interest for B^ |
Spend S$500 on your UOB One Card + Credit your salary via GIRO Total interest for C^ |
| First S$75,000 | 0.65% | 2.00% | 3.00% |
| Next S$50,000 | 0.05% | 3.00% | 4.50% |
| Next S$25,000 | 0.05% | 0.05% | 6.00% |
| Above S$150,000 | 0.05% | 0.05% | 0.05% |
| Account Balance in your UOB One Account |
| First S$75,000 |
| Next S$50,000 |
| Next S$25,000 |
| Above S$150,000 |
^Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
Start banking your way with an app built around your personal habits, needs, and goals
Enjoy year-long savings of up to 24% on your fuel purchases with the UOB One Card.
Enjoy up to 22.66% off your petrol purchases at SPC with your UOB One Card and SPC&U Card!
Pay anything with the UOB Payment Facility and earn points (UOB UNI$) to redeem amazing rewards!
Enjoy the following benefits when you travel with your UOB One Credit Card:
Add your UOB One Card on the above mobile payment applications to tap and pay securely with your mobile phone at more than 10,000 retail outlets in Singapore. What’s more, you can earn the same cashback on mobile payment as you do with your physical UOB One Card.
Already an existing UOB Credit Cardholder?
Alternative, if you are already a Principal UOB Credit Card Holder, you can send an SMS application to 77672:
<Yesone>space<Last 4 digits of existing UOB Card>space<NRIC#>
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
“Highest Cashback Card” refers to the highest cashback based on a retail spend amount of S$2,000 per month for 3 consecutive months, in comparison to other banks' cashback cards across Singapore as of 1 March 2024. Please note that exclusions apply.
#UOB Year End Campaign 2024
Valid from 18 November 2024 to 5 February 2025, both dates inclusive. Click here for full terms and conditions and here for FAQs.
^S$4.50 off McDelivery (Free Delivery) Promotion
McDelivery Coupons will be released on Fridays via UOB TMRW app till 27 December 2024. Coupons are valid for redemption within 30 days from the release dates via McDonald’s app. Coupons can be used to enjoy S$4.50 off deliveries every day (equivalent to free deliveries) with min. S$20 spend on UOB One Credit and Debit Cards via McDonald’s app. McDonald’s free delivery coupon expiry dates and terms and conditions apply. Click here for FAQs.
1Up to 20% Cashback (for new-to-UOB credit card customers only)
New-to-UOB credit card customers who successfully apply between 1 September 2024 to 31 December 2024 and who qualifies for Quarterly Cashback will get enhanced partner cashback of up to 10% on the total DFI Retail Group (such as Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli), Grab, McDonald’s, Shopee Singapore and SimplyGo transactions successfully posted to the Card Account for the first spend quarter. Enhanced cashback will be capped at S$100 per month. Click here for full terms and conditions.
2Up to 10% Cashback (for existing cardmembers)
Cardmembers who have been awarded the S$100 or S$50 quarterly cashback will get an additional 5% cashback and cardmembers who have been awarded S$200 quarterly cashback will get an additional 6.67% cashback on the total McDonald’s, DFI Retail Group (such as Cold Storage, CS Fresh Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli), Grab (excludes mobile wallet top-ups), Shopee Singapore transactions (excludes ShopeePay), SimplyGo (bus and train rides) and UOB Travel (excludes online and flight only bookings) and additional 1.67% cashback on Shell transactions successfully charged and posted to the Card Account in each statement month. All Cardmembers who have been awarded the quarterly cashback will get an additional 1% cashback on Singapore Power utilities bill (excluding payments via AXS) successfully charged and posted to the Card Account in each statement month. Additional cashback will be capped at S$100 per month.
3Enjoy up to 3.33% cashback based on a retail spend of S$2,000, S$1,000 or $$500 and min. 5 transactions per statement month for each qualifying quarter to earn the quarterly cashback of S$200, S$100 or S$50 respectively. Please note that exclusions apply. Please refer to the full set of Terms and Conditions.
With effect from 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of cashback. Please click here for the full terms and conditions.
W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Organizations, Membership-Not Elsewhere Classified (Labor Union) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the awarding of cashback. Click here for the full terms and conditions.
Skip to the good part with UOB One Account. Get up to 6.0% p.a. interest when you spend min. S$500 monthly on an eligible UOB Card AND credit your salary OR make 3 GIRO transactions monthly.
Visit go.uob.com/online-exclusive for the latest sign-up offer!
Be rewarded when you gift a UOB Supplementary card to your loved ones. Simply login to your UOB Personal Internet Banking account to apply now.
Buy now and pay later with UOB SmartPay. Split your bills into interest-free monthly installments. Now available on UOB TMRW.
Enjoy up to 3% cashback on dining, online shopping, groceries, transport, and more.
Embark on a culinary adventure with our curated collection of reviews, deals and more. A guide designed for the epicurious.
A travel portal to inspire, plan and book your next vacation in one place.
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Travel with Rewards+ on UOB TMRW for access to the hottest regional deals and coupons, curated just for you.
Embark on a culinary adventure with our curated collection of reviews, deals and more. A guide designed for the epicurious.
A travel portal to inspire, plan and book your next vacation in one place.
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Travel with Rewards+ on UOB TMRW for access to the hottest regional deals and coupons, curated just for you.
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Maximise your UOB card benefits by increasing your credit limit.
Enable your UOB card for overseas use.
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
Learn more on how to better manage your and protect your transactions.
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Maximise your UOB card benefits by increasing your credit limit.
Enable your UOB card for overseas use.
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
Learn more on how to better manage your and protect your transactions.
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.
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