From 1 August 2023 to 31 December 2024 , get S$10 when you sign up for Kris+ and input the code KPUOB2324 during your first login; S$10 can be used at over 1,500 Kris+ partner outlets islandwide
Apply now and get up to S$240 cash credit~ plus 3,000 welcome miles
How to earn KrisFlyer miles
- Spend on KrisFlyer UOB Debit Card^
(No min. spending required) - + Save in Krisflyer UOB Account
- = Fly with KrisFlyer miles earned
| Spend on KrisFlyer UOB Debit Card^ (No min. spending required) |
+ Save in KrisFlyer UOB Account | = Fly with KrisFlyer miles earned |
| KrisFlyer miles earned per S$1 spend 1 mile on Singapore Airlines, Scoot, KrisShop and Kris+ purchases 0.4 miles on all other spend |
Bonus KrisFlyer miles earned per S$1 spend* +5 miles +6 miles (with salary crediting+) Deposit balance (Monthly average balance ) of S$1,000 and above must be maintained |
Total KrisFlyer miles Up to 6 miles Up to 7 miles (with salary crediting+) |
| See example |
||
^Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Services applies. Spend exclusion applies.
*KrisFlyer miles will be calculated for every S$5.00 of the monthly sum of your Eligible Transactions. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. Full terms and conditions apply. Click here for details.
#Monthly Average Balance is the summation of each day end balance in KrisFlyer UOB account for each month divided by the number of calendar days for that month.
+Only valid for salary credited (S$1,600) through GIRO with the transaction reference "SALA" To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
Benefits
More interest, more miles
Earn miles whether you’re saving or spending
Exclusive privileges
Earn interest on your savings, no conversion fee and more
Travel privileges
Never get left behind on travel privileges with ChangiWiFi, Grab and Scoot.
1 KrisFlyer mile per S$1 spend
on Singapore Airlines, Scoot, KrisShop and Kris+ purchases
0.4 KrisFlyer miles per S$1 spend
on all other spend
Up to 7 KrisFlyer miles per S$1 spend
when you spend and save with the KrisFlyer UOB Debit Card and Account
Other benefits
Accessibility around the world
Accepted at over 43 million Mastercard acceptance locations globally including e-shopping, mail and phone orders.
Everything in Your Hands
Pay for your everyday purchases and public transport with just a tap, and enjoy quicker, paperless access to your bank statements
Complete Peace of Mind
Safeguard your online purchases while tracking your expenses with the UOB TMRW app.
Privileges
s$10_sign_up_bonus_on_kris+
Exclusive
S$10 Sign Up Bonus on Kris+
earn_up_to_2.5_miles_per_dollar_spend_at_krisshop
Exclusive
Earn up to 2.5 miles per dollar spend at KrisShop
1 KrisFlyer mile per S$1 spend are credited under the Singapore Airlines Group related card transactions for KrisFlyer UOB Debit Card by UOB while 1.5 KrisFlyer miles per S$1 spend are awarded by KrisShop.
earn_interest_on_your_savings
Exclusive
Earn interest on your savings
The only account that earns you interest and miles as you spend and save.
3,000_welcome_miles
Travel
3,000 Welcome miles
From 1 November 2022 onwards (inclusive of the date mentioned), new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 November 2022 will receive 3,000 KrisFlyer miles when a single Eligible Transaction of at least Singapore Five Dollars (S$5) is successfully charged to your KrisFlyer UOB Debit Card.
no_conversion_fee
Travel
No conversion fee
All KrisFlyer miles earned are directly credited to your KrisFlyer Account with no conversion fee.
s$10_off_changiwifi
Travel
S$10 off ChangiWiFi
Stay connected on your travels with extra savings on ChangiWiFi.
s$10_off_grab_rides
Travel
S$10 off Grab rides
Enjoy savings on airport transfers with S$10 off Grab rides to or from the airport.Promo code: KFUOB
priority_check-in_and_boarding
Scoot benefits
Priority check-in and boarding
additional_baggage_allowance
Scoot benefits
Additional baggage allowance
Compare accounts
KrisFlyer UOB Mighty FX
Shockingly good exchange rates, with no conversion fees
24/7 access to shockingly good exchange rates, with no conversion fees
Skip the queue at money changers. Use your UOB TMRW app to convert currencies at attractive and transparent rates anytime.
We support 11 major currencies.
No monthly spend cap and no admin fee
Pay with your Mighty FX Debit Card when you shop overseas or online and save on admin fees.
Withdraw cash anywhere
Carry less cash and travel light and securely. Besides paying for overseas spends, you can also use your Mighty FX Debit Card to make cash withdrawals at any overseas Mastercard-enabled ATM.
Set rate alerts
Set rate alerts and get notified or automatically convert currencies when your preferred rates are reached.
Earn interest
Earn interest on your SGD, USD, AUD, NZD and CNH accounts
Earn more KrisFlyer miles
Earn 200 KrisFlyer miles with every conversion of S$1,000.
Your foreign currency spend charge to your KrisFlyer UOB Debit Card earns you Base and Bonus KrisFlyer miles too.
Things you should know
Eligibility and fees
Eligibility
- Minimum 18 years old
- Singapore citizen/ Permanent Resident/ Foreigner
- No minimum income requirement
- Initial amount of S$1,000 to open account
Now, you can open and transact with your account instantly
• A KrisFlyer UOB Debit Card will be sent to you when you open a KrisFlyer UOB Deposit Account for cash withdrawals and debit card payments.
Start saving instantly from the comfort of your home
• Whether you are an existing UOB saver or a new customer, you can open a savings account online, get approval within minutes^ and start transacting instantly without ever leaving home.
Fees
Annual fee- S$54.50* yearly
- First year annual fee waived
Account fees
- Fall-below fee of S$2 per month (below S$1,000 balance)
- S$30 for closing of account within 6 months from opening
- S$10 per additional cheque book (50 leaves)
- No initial deposit or fall below fee on your foreign currency accounts.
- Learn more about account fees and charges
*Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
Apply & Pay within minutes
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
Terms and conditions
W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Membership Organizations (Not Elsewhere Classified) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account. Click here for the full terms and conditions.
W.e.f. 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.
W.e.f. 10 June 2024, there will be revisions made to privileges on Scoot for KrisFlyer UOB Debit Cardmembers. Click here to find out more.
W.e.f. 1 December 2021, please be informed that transactions made at SPC Service Stations will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.
W.e.f. 1 March 2022, please be informed that transactions with transaction descriptions “TRANSIT*” and “AMAZE* TRANSIT*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.
W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities will be excluded from the awarding of KrisFlyer Miles.
Terms and conditions apply for all above mentioned privileges and promotions. For details, click here for the Terms and Conditions governing KrisFlyer UOB Debit Card and KrisFlyer UOB Accounts and Services.
1From 1 November 2022 onwards, new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 November 2022 will receive 3,000 KrisFlyer miles when a single Eligible Transaction of at least S$5 is successfully charged to his/her KrisFlyer UOB Debit Card. Terms and Conditions governing KrisFlyer UOB Debit Card and KrisFlyer UOB Accounts and Services applies. Spend exclusion applies.
^Applicable to New to UOB customers who are Singaporeans/ PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.
~Get Up to S$240 cash credit comprising:
1) Either S$80 or S$60 or S$30 cash credit
AND
2) up to S$160 cash credit
1) UOB Online Account Opening Weekly Promotion (1 September to 31 October 2024)
Valid from 1 September 2024 to 31 October 2024 (“Promotion Period”). Limited to the first 150 customers of each Tactical Promotion Week, namely from 1 to 8 September and every calendar week from 9 September to 31 October 2024, (i) who submit an online account opening application during a Tactical Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into the new UOB account within the same calendar month of the new UOB account’s opening calendar month, and (iv) hold the deposited Fresh Funds till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 31 August 2024. Eligible new-to-UOB customers will be eligible to receive S$80 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$60 cash credit, and existing-to-UOB deposit customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.
AND
2) Up to S$160 cash credit for customers who participate in the UOB SalaryPlus Promotion (1 July 2024 to 30 September 2024) by successfully submitting an online participation form between 1 July 2024 to 30 September 2024, both dates inclusive. (available at the official UOB website) to receive the following cash rewards:
(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan^^ or UOB home loan^^ from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.
(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow# within the next two calendar months from the date of submission of the online participation form.
(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^^^ within the next two calendar months from the date of submission of the online participation form.
Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady's Savings Account or KrisFlyer UOB Account. Full terms and conditions apply and can be accessed here.
^^Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of “Trf. Wd. Loans” to be eligible.
^^^CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.
#Salary must be credited with the transaction description as “GIRO-SALA” or “PAYNOW SALA” to be eligible.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Apply now
KrisFlyer UOB Account with Mighty FX
KrisFlyer UOB Account
KrisFlyer UOB Credit Card
Frequently asked questions
What if I cannot recall my KrisFlyer membership no. during the Account opening?
You can visit here to retrieve your KrisFlyer membership number, First Name and Last Name.
I do not have an existing KrisFlyer membership, what should I do?
We will assign and create KrisFlyer membership account number for you. All you need to do is to provide your First Name and Last Name for your KrisFlyer membership account.
What do I need to do after I have opened the KrisFlyer UOB Account?
If you already hold a KrisFlyer UOB Credit and/or KrisFlyer UOB Debit Card, there’s no additional step required as no account linkage or application is required.
To start earning bonus miles, simply:
• Save on your KrisFlyer UOB Account (maintain a S$1,000 Monthly Average Balance (MAB)) and credit your salary to the account; and
• Spend on your eligible UOB debit / credit card to earn bonus miles from 1st dollar
I do not have a KrisFlyer UOB Account, how do I apply?
For Singaporeans and PRs:
Apply online for a new UOB account 24/7 by retrieving your personal information via MyInfo with no submission of documents required. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.
For Foreigners and U.S Persons:
Please proceed to any UOB branch for application.
How do I credit my salary to my KrisFlyer UOB Account?
To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
What constitutes as Salary Credit?
- Only valid for salary credited through GIRO with the transaction reference "SALA"
- Credit your salary (min S$1,600) monthly to your KrisFlyer UOB Account to earn more miles
How are miles awarded?
KrisFlyer UOB Debit and Credit Cards
• Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Base KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
KrisFlyer UOB Account:
• Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
• Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Bonus KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
• Please refer to full terms and conditions for details.
KrisFlyer UOB Credit and Debit Cards:
• Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Base KrisFlyer miles will be credited within first 7 working days of each month, for the miles earned in the preceding month.
Eligible UOB Credit Cards (UOB PRVI Miles Card, UOB Privilege Banking Card, UOB Visa Infinite Card, UOB Reserve Card):
• Cardmembers will earn miles in the form of UNI$ which will be credited to your UOB card account.
• Cardmembers may choose to convert into KrisFlyer miles. Click here for more information.
• Please refer to the respective credit cards pages for more information.
KrisFlyer UOB Account:
• Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
• Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Bonus KrisFlyer miles will be credited within first 7 working days of each month, for the miles earned in the preceding month.
• Please refer to full terms and conditions for details.
How do I compute my Monthly Average Balance (MAB)?
It is for illustrative purposes only, and is not a representation, warranty or assurance of applicable Monthly Average Balance of Apr 2019 under this Promotion:
| Date | Each day end account balance |
| 1 - 15 April 2019 (5days) | S$100,000 |
| 16 - 30 April (15 days) | S$200,000 |
| Sum of day-end account balances in April 2019) | (S$100,000 x 15 days) + (S$200,000 x 15 days) = S$4,500,000 |
| No. of calendar days in April 2019 | 30 |
| Monthly average balance of April 2019 | S$4,500,000 / 30 days = S$150,000 |
Where can I find out more about KrisFlyer UOB Cards Enhanced Card Benefits?
Click here to find out more
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Card services
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
More UOB card services
Learn more on how to better manage your and protect your transactions.
Card services
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
More UOB card services
Learn more on how to better manage your and protect your transactions.
We're here to help
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