Overseas QR payments
Shop and pay cash-free when you travel
Now, you can enjoy more convenience and safety on your trips to Indonesia, Malaysia and Thailand. Simply look out for the participating QR logos (QRIS for Indonesia, PromptPay for Thailand and DuitNow for Malaysia) at the merchants in their respective countries and use UOB TMRW to pay for your shopping and services.
What’s more, you get to enjoy zero transaction fees.
Benefits
Here are the benefits you’ll enjoy:
Zero transaction fees
Perform cross-border payments in participating countries with no transaction or admin fees
Convenience
Skip the queue! Save yourself the time and hassle of having to exchange currency before your trip to any of the participating countries
Cashless and safe
Just use Scan to pay on the app at the participating merchants in the participating countries
Track your spending
Keep up-to-date on all your foreign transactions with the UOB TMRW app
How to make an overseas QR payment
Step-by-step guide on how it works:
Step 1
Login to UOB TMRW and tap "Scan to pay".
Step 2
Scan the QR code or upload from device.
Step 3
The merchant details will be populated. Fill in the value of the item in the local currency. An indicative exchange rate will be displayed. Click “Next” to proceed.
Step 4
Review and confirm the payment details. The equivalent amount in SGD will be shown here. Slide ‘Confirm’ to confirm the payment.
Step 5
The payment process in real-time and status of the payment with the details will be displayed. In the confirmation screen, check all details and swipe right to confirm.
Step 6
Click ‘Share’ to generate an image that shows the successful payment, and it can be saved or shared with the merchant.
Step 1
Login to UOB TMRW and tap "Scan to pay".
Step 2
Scan the QR code or upload from device.
Step 3
The merchant details will be populated. Fill in the value of the item in the local currency. An indicative exchange rate will be displayed. Click “Next” to proceed.
Step 4
Review and confirm the payment details. The equivalent amount in SGD will be shown here. Slide ‘Confirm’ to confirm the payment.
Step 5
The payment process in real-time and status of the payment with the details will be displayed. In the confirmation screen, check all details and swipe right to confirm.
Step 6
Click ‘Share’ to generate an image that shows the successful payment, and it can be saved or shared with the merchant.
Countries available
Overseas QR payment is available in the following countries:
Indonesia
Malaysia
Thailand
Indonesia
Malaysia
Thailand
Overseas funds transfer
Need to transfer funds to family and friends living abroad? Do it instantly on your phone with UOB TMRW.
Frequently asked questions
What is overseas QR Payment?
It is a service that allows UOB TMRW app customers to conveniently scan the respective QR code in participating countries (i.e. Indonesia, Malaysia and Thailand) to allow instant, secure and seamless payment to merchants when overseas.
Are there any fees payable to use the overseas QR Payment?
No fee is applicable for this service besides the foreign conversion charges.
Is there a transaction limit with overseas QR Payment?
There is a separate daily maximum limit of SGD 1,000 for each participating country. The daily remaining limit will be displayed on the app when a payment is initiated.
For overseas QR payment to Indonesia and Thailand, there is a minimum amount of IDR 1,000, or THB 100 respectively.
How do I know which are the merchants in Indonesia that will accept overseas QR Payment?
Please look out for the QR code with the QRIS acceptance mark on display at the merchant store front.
How do I know which are the merchants in Malaysia that will accept overseas QR Payment?
Please look out for the QR code with the DuitNow acceptance mark on display at the merchant store front with any of the 8 participating partners' logo in the Participating Partner section.
How do I know which are the merchants in Thailand that will accept overseas QR Payment?
Please look out for the QR code with the PromptPay acceptance mark on display at the merchant store front with any or the 5 supporting partners (i.e. Bangkok Bank, Bank of Ayudhya, Kasikorn Bank, Krungthai Bank and Siam Commercial Bank).
I received an error message “This QR code is not supported.” while scanning the QR code.
This means the QR code is invalid or not supported. Please make sure you are scanning the right QR code acceptance mark.
How are the foreign exchange rates determined?
The foreign exchange rate is the rate provided by NETS plus a mark-up of 2% above the foreign exchange rate. The mark-up serves to cover fees for services provided and/or administered by us and our service providers for the foreign currency transaction.
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