Skip to the good part with One Account
With just 2 simple steps, you can now earn up to S$6,000 in interest a year for deposits of up to S$150,000.![](/assets/web-resources/personal/images/common/icons-tooltip.png)
![We make it so easy](/assets/web-resources/personal/images/save/everyday-accounts/one-account/flexible.png)
We make it so easy
Whether you choose to make 3 GIRO payments or credit your salary, you still earn bonus interest! We keep it flexible so that you can achieve your goals easily.
![Don’t miss out on interest](/assets/web-resources/personal/images/save/everyday-accounts/one-account/accessible.png)
Don’t miss out on interest
Track your progress towards earning bonus interest monthly with the UOB TMRW app.
![Greater perks](/assets/web-resources/personal/images/save/everyday-accounts/one-account/cardsrewards.png)
![Shockingly good exchange rates, with no conversion fees](/assets/web-resources/personal/images/save/everyday-accounts/one-account/rate-insights.png)
Shockingly good exchange rates, with no conversion fees
Bundle your One Account with Mighty FX multi-currency account. Convert currencies and be prepared to travel, shop and invest.
Managing your expenses is easier than ever with UOB Insights
Monitor your inflows and outflows easily to keep track of your expenses and payments
No more missed payments or important transfers with friendly reminders and alerts.
Here’s how your bonus interest on your savings add up
-
Account Monthly Average Balance (MAB)
Account Monthly Average Balance (MAB) |
First S$75,000 |
Next S$50,000 |
Next S$25,000 |
Above S$150,000 |
One Account calculator
![Power Duo](/assets/web-resources/personal/images/save/everyday-accounts/one-account/power-duo-800x400px.jpg)
Add some Pow-Wow to your savings!
Meet the Power Duo that gives you up to S$9,000 p.a. interest ![](/assets/web-resources/personal/images/common/icons-tooltip.png)
1. On your first S$150,000 savings with UOB One Account: Get up to S$6,000 in interest a year in just 2 steps
2. On your next S$100,000 savings with UOB Stash Account: Get up to S$3,000 in interest a year when you maintain or increase your balances
Promotion
![](/assets/web-resources/personal/images/save/promo/nation-savings-944x664.jpg)
Building a Nation of Savers
We are committed to helping you reach your savings goals! Grow your savings with us and get up to S$1,460 cash. Promotion ends 30 September 2024.
Here’s how to earn up to S$1,100 guaranteed cash:
Step 1: Register your participation here by 30 Sep 2024.
Step 2: Deposit a minimum of S$20,000 in new funds
in your eligible UOB savings account. These new funds will be set aside for 5 months and cannot be withdrawn within this period.
Don’t have a UOB savings account? Apply online now and receive up to an additional S$360 bonus cash reward.
Eligible UOB savings account means a UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Passbook Savings Account and UOB Uniplus Account.
Nation of Savers Promotion is only open to Personal Banking, Wealth Banking, Privilege Banking and Privilege Banking Reserve Accountholders. T&Cs
apply.
Things you should know
Eligibility and fees
Age
18 years old and aboveFall-below Fee
S$5 if monthly average balance is less than S$1,000Waived for first 6 months for accounts opened online
Early Account Closure Fee
S$30Within 6 months from opening
Min. Initial Deposit
S$1,000Cheque Book
S$10 per cheque book (50 leaves)Issued upon request
Actions or documents required
You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).
How to apply:
1.Retrieve with Myinfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
2.Personal Internet Banking login details – applicable to existing to UOB customers
3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application
For Foreigners and U.S Persons
Please proceed to any UOB Branch for application. You will require:
- Passport
- Proof of Residential Address
- Employment Pass/S Pass/Dependent Pass
Important notice
Important information on the use of UOB Accounts and Services
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Bundle up for even more benefits
![](/assets/web-resources/personal/images/save/everyday-accounts/one-account/bundle/bundle-three.png)
Everyday
One Account with Mighty FX
Shockingly good exchange rates, with no conversion fees
- 24/7 access to 10 major foreign currencies at competitive rates
- No monthly spend limits and no admin fee with your Mighty FX Debit Card
- Earn interest on SGD, USD, AUD, NZD and CNH accounts
Make banking simpler with these services
![Get deeper insight into your interests](/assets/web-resources/personal/images/save/everyday-accounts/one-account/accessible.png)
Get deeper insight into your interests
Say goodbye to manual tracking! UOB Insights will let you know how much bonus interest you’ve earned, and when it’s credited to your account.
Withdraw cash via your phone
With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.
![Make payments simpler](/assets/web-resources/personal/images/save/everyday-accounts/one-account/digitaltransfers.png)
Make payments simpler
Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.
![Better commutes with SimplyGo](/assets/web-resources/personal/images/save/everyday-accounts/one-account/simplygo.png)
Better commutes with SimplyGo
Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.
Here's something else you may like
UOB Stash Account
Accumulate even more savings with up to 5.0% p.a. interest when you maintain or increase your Monthly Average Balance.
UOB EVOL Card
Upgrade your evolution with 10% on online, mobile contactless and overseas in-store FX spend with UOB EVOL Card, Southeast Asia’s first bio-sourced card.