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More than S$4,000* savings with UOB Business Kit

More than S$4,000 savings with UOB Business Kit
More than $600 cashback monthly on account transactions

More than $600 cashback monthly on account transactions1

Up to 1.5% cash rebate on debit card spend locally and overseas

Up to 1.5% cash rebate on debit card spend locally and overseas2

Low annual fee at S$35 and free local payments

Low annual fee at S$35 and free local payments3

Collateral-free Banker's Guarantee

Collateral-free Banker's Guarantee6

3 months of free business insurance

Free business insurance for 3 months4

Free subscriptions with Xero, NETs and Exabytes

Free subscriptions with Exabytes, Xero, Nets5

Preferential rates for Singtel business and broadband

Preferential rates for Singtel business and broadband5

Start Now

Step 1: Register interest in the UOB Business Kit.

Step 2: Don't have a UOB eBusiness Account? Apply now.

To enjoy UOB Business Kit solutions, you will need a UOB business account.

Business banking made easier

Cash rebates on transactions and expenses

Cash rebates on transactions and expenses

Earn more than S$600 cashback monthly1 when you use GIRO, FAST or telegraphic transfers.

Save more with up to 1.5% cash rebate on overseas and local spend with UOB Business World Debit Card2.

Collateral-free UOB Banker's Guarantee

Collateral-free UOB Banker's Guarantee

Apply for licenses, bid for contracts and secure rental space with a hassle-free UOB Banker's Guarantee6.

  • No facility fee and annual fee
  • Easy and fast application and approval
  • No collateral or financial documents required

Save time and reduce costs with digital solutions

Save time and reduce costs with digital solutions

Seamlessly integrate select Accounting, POS & Payments, and HR and Payroll solutions from UOB BizSmart with your UOB business account to maximise efficiency and minimise costs.

More savings with free subscriptions5:

  • Exabytes: Free AI hosting and domain for 1 year (worth up to S$899)
  • Xero Cloud Accounting: 1-month free trial + free subscription for 6 months (worth up to S$390)
  • NETS Services: 6-month free subscription for NETS unified POS & SGQR label (worth S$300)

Protect your business with insurance

Protect your business with insurance

Get peace of mind with UOB BizCare, a comprehensive insurance plan that covers nine business risks, from public liability to accidental loss or damage of goods and property.

Enjoy a waiver on the first 3 months of UOB BizCare premiums, only with UOB Business Kit4.

Boost your business growth with the
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Looking for something else? Explore our full offering here.

How our customers have grown with us

UOB Business Kit essentials in one place

UOB Business Kit essentials in one place

Additional information

Terms and Conditions
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*Savings are achieved from the total discounts enjoyed on UOB BizSmart solutions (Xero, Nets, and Exabytes), and from fee savings on collateral-free Banker’s Guarantee and free 3 months of business insurance.

 

  1. Terms and conditions apply for the UOB Transaction Cashback Promotion. Click here for more details.
  2. Terms and Conditions apply for UOB Business World Debit Card and UOB Business World Debit Card Bonus Cash Rebate Promotion. Bonus cash rebate is applicable for the Promotion Period till 31 July 2025. Click here for more details.
  3. Terms and conditions governing the UOB eBusiness Account apply. Click here for more details.
  4. Terms and conditions apply for the UOB Business Kit (UOB BizCare) Promotion. Click here for more details.
  5. Terms and conditions apply for UOB BizSmart. Click here for more details.
  6. Terms and conditions applicable to UOB Banker’s Guarantee apply. Applications are subject to UOB’s approval.

UOB Business Kit FAQs

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General FAQs

All new and existing UOB Business Banking customers who open a new UOB eBusiness Account are eligible for the UOB Business Kit.

Whether you are a new start-up or an SME with plans to grow your business, the UOB Business Kit comprises essential solutions that are suitable for SMEs looking to save more, maximise productivity and expand their business networks.

SME owners looking for a business account with free local payments3, low monthly fee of S$33, free business insurance4, Banker’s Guarantee with no facility fee and no annual fee6, free subscriptions5 for digital solutions to enhance their business operations and more benefits – can get the UOB Business Kit.

Step 1: Apply for a UOB eBusiness Account here.

Step 2: Upon submission of your online application to open a UOB eBusiness account, click on the UOB Business Kit banner on the last page of your application to activate UOB Business Kit solutions.

Missed out on Step 2 or already have a UOB eBusiness Account? You may register your interest for the UOB Business Kit here and activate the solutions you need.

Yes, you can opt for the UOB BizTransact Account depending on your business requirements. Typically, UOB BizTransact Account benefits customers who make cross-border payments.

Step 1: Click on the link to find out more on UOB BizTransact Account

Step 2: Choose “Apply Online” and complete the application process

Step 3: Activate your preferred UOB Business Kit solutions

Alternatively, you may speak to any staff at a UOB Branch for assistance.

Yes, you can select your preferred solutions to suit your business needs. Alternatively, please fill in this form and we will be in touch to assist you.

About UOB Banker’s Guarantee

Singapore locally-incorporated businesses with at least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s) holding a UOB business account, are eligible.

With UOB Business Kit bundle, you can access a Banker's Guarantee facility limit of up to S$10,000 without placing any deposits and without annual and facility fees. If you would like to request for a larger Banker's Guarantee facility limit, please indicate your request in the form. UOB Banker's Guarantee application is subject to the bank's assessment and approval.

Government bodies/ agencies/ GLCs; or established building and mall owners and operators are accepted beneficiaries, subject to the bank’s approval.

A Banker’s Guarantee can be used to secure business licenses and permits when businesses are required to place a Banker’s Guarantee as a security deposit or tender deposit. A UOB Banker’s Guarantee can be issued as a HDB bond, MOM bond, foreign worker bond, rental bond, performance guarantee, bid bond, and more.   

  • Up to 5 years for Government bodies/ agencies/ GLCs.
  • Up to 3 years for non-Government bodies/ agencies/ GLCs.

Register here and fulfill all terms and conditions stipulated in the letter of offer to qualify.

The payable commission will be stated in the letter of offer.

About UOB Business Insurance

UOB Business Kit offers 3 months of free business insurance that covers 9 important risks such as public liability, burglary, cyber risks, unforeseen and sudden physical loss or damage to electronic equipment, loss of money or property due to employee fraud and more.

You may register your interest for the UOB Business Kit here and activate UOB business insurance as one of the solutions offered to your business.  

About UOB BizSmart

UOB BizSmart offers a curated suite of digital solutions that can help to simply and automate business processes for SMEs. For example, if you are a SME owner looking to streamline and automate your accounting and payments processes, you can subscribe to digital solutions at affordable prices without making upfront, lump-sum investments. This helps SMEs enjoy cost savings and achieve efficiency in their day-to-day operations, increasing their productivity to drive growth.

Our BizSmart solutions span 6 categories such as accounting, human resources and payroll, POS and payments, e-commerce, logistics, digital marketing and cybersecurity, and are designed to cater to different SMEs’ needs at different life-stages of their business journey.

Interested in UOB BizSmart digital solutions? Register your interest for the UOB Business Kit here and activate the free digital solutions that you need.

As our SME customer, you can seamlessly link select Accounting, POS & Payments, and HR and Payroll solutions from UOB BizSmart with your UOB business account.

Integrated solutions can also be accessed from the UOB SME app where you can enjoy an updated view of your financials such as your cash position, account receivable and payable dashboards, and other business insights.  

Whether you are in the F&B business, a retailer or a startup in any industry, our UOB BizSmart Digital Advisers can provide complimentary consultations on digital solutions that support the digital transformation of your business.

If you require advice on the type of digital solutions required to automate and streamline your business processes, register your interest for the UOB Business Kit here, activate any of the free digital solutions that you may need and/or leave a comment for us under ‘Remarks’ and we will contact you.

Ready to connect with the UOB SME Community?

 

SDIC

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

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Visit your nearest branch

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Have a UOB business account? Activate your UOB Business Kit solutions now.