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UOB Cards Funds Transfer

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Overview

Need extra money for the things you desire? You can now convert the credit limit on your UOB Card into cash with UOB Funds Transfer.

Imagine getting S$10,000 at 0% interest with only a one-time fee of S$200, you will have the extra money for all that you want, faster! What’s more, you will enjoy cash savings of up to S$1,000^!
Take a look at our attractive funds transfer offer with 0% interest rate and just a one-time processing fee!


Illustration of your cash savings on S$10,000 loan:



^Calculation is based on a funds transfer of S$10,000 at 0% interest for 6 months with 2% processing fee.

*The effective interest rate (EIR) is calculated based on an approved funds transfer amount of S$10,000 with 3% monthly minimum payment and full payment of the funds transfer amount outstanding at the end of the promotional period. Effective interest rate is subject to compounding if the monthly interest charges are not paid in full. The promotional interest rate is applicable only to the approved funds transfer amount, and is valid from the date the Bank approves the funds transfer request and ends when the approved funds transfer amount is fully paid or on the last day of the promotional tenor, whichever is earlier. Thereafter, the prevailing interest rate of 24% p.a. shall apply.

#The Bank may at its sole and absolute discretion match the interest rate offered by other financial institutions in Singapore provided always that the Applicant is able to produce proof of the interest rate offered. For the avoidance of doubt, the Bank requires either a statement of account or letter of offer to evidence the interest rate offered. No other documents or correspondences will be entertained by the Bank. The Bank reserves the right to reject any rate match at its sole discretion without assigning any reason(s).

Calculator

Select your Loan Tenor :

Drag the slider to view your potential savings below
 
Loan
Amount >*
Interest
Savings >
  Interest Rate Interest Payable
Other bank's credit card 24% p.a. S$
UOB Cards Funds Transfer S$
Processing fee % S$
Savings -
* Figures are rounded off to the nearest hundred dollar.

Apply Now

Now you can even get cash within 24 hours when you transfer to a UOB account+ with just an additional S$30 administrative fee upon successful funds transfer.

(Not available for Funds Transfer application via UOB Personal Internet Banking and UOB Mobile)


Here are 5 easy ways to apply for UOB Cards Funds Transfer. Apply now and enjoy greater savings!

  • UOB Personal Internet Banking
    • Upon login, please click on “Online Applications>Credit Cards Funds Transfer” from the left navigation menu

  • UOB Mobile
    • Upon login, please click on “Applications” and select “Credit Cards Funds Transfer"

  • Online Form
    • Submit your request via our online form, print and mail in your signed application form using the Business Reply Envelope here.
    • Alternatively, you can fax your signed application form to us at 6253 1624.

  • SMS
    • Type CCFT<space>NRIC<space>Name,
      e.g. CCFT S7654321Z John
    • SMS to 77862
      (You will receive a call from us within three working days to confirm receipt of your application.)

  • 24 hour Call Centre
    • Call us 24 hour, toll-free at 1800 222 2121.

+Funds transfer within 24 hours is only applicable if the funds transfer is to a UOB account without any overdraft facilities. Only such UOB Cards Funds Transfer applications will be processed and approved within 24 hours, subject to UOB's receipt of the completed application form before 1pm from Monday to Friday (excluding public holidays), via fax only. Accounts will only be credited on the next working day if the completed application form is submitted on the eve of a public holiday. An additional S$30 administrative fee will be debited from your UOB Card account upon successful funds transfer within 24 hours.

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